Do you need life insurance? Life insurance protects your family and dependents should something happen to you. If you have a family or spouse who depend on you for financial support or if you work at home providing your family with such services as childcare, you should consider life insurance. Older couples may need life insurance to protect a surviving spouse against the possibility of the couple’s retirement savings being depleted by unexpected medical expenses. Individuals with substantial assets may need life insurance to help reduce the effects of estate taxes or to transfer wealth to future generations. Other uses of life insurance include: Education – The cash value in a life...
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You don’t want to leave your family without any resources to deal with the financial implications of your death, so it’s important to invest in life insurance. After all, life insurance can kick in to replace your income for years or even decades after you’re gone, and the death benefit from your policy can be used to cover your final expenses and debts your family has accrued. Traditional term life insurance is the most popular type of coverage, but some consumers need more than a policy that only lasts for 10 to 30 years. An alternative is to buy whole life insurance that lasts for — you guessed it — your whole life. Whether whole life insurance is best for you depends on your needs and...
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Life Insurance Sales-High Commission Job Title: Sales – Life Insurance Agent License preferred, but not required. We will help you to obtain your state license, by paying for an online licensing course. 5 Things that separates Family First Life (FFL) from the rest of the industry: • Aggressive Compensation + Bonuses - In the insurance industry, most companies will start you at 55% and cap you at 110% so they can keep more of your commissions. Here at FFL we start our agents at 100% and they can advance up to 140%. FFL pays producer bonuses and agents can earn up to 2% additional commission on their annual production. • LIVE Regional Training from REAL Top Producers - It can be very...
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According to a recent market report published by Persistence Market research titled, “Life insurance policy administration system Market-Global Industry Analysis 2013–2017 and Forecast 2018–2026,” the life insurance policy administration system market was valued at US$ 4,482.0 Mn in 2017, and is expected to register a CAGR of 12.0% from 2018 to 2026. The need to remain up-to-date and its feature to maximize the ability to respond to changes in the business are among the major factors driving the life insurance policy administration system market. A life insurance policy administration system is a system that provides end-to-end lifecycle management of individual, group life and pension...
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COVID-19 came as a threat to humankind and people were left with no choice other than to get locked down in their homes. The outbreak of the pandemic took a toll on lives and that is why the demand for life insurance policies has been on an increase during this period. People are planning for the worst that may happen and life insurance comes as a first choice when it comes to protecting the family financially in case a person is gone. If you are reading this, chances are that similar thoughts crossed your minds. That is why we have come up with this article to describe what changes you can expect in life insurance policies after the coronavirus marked its global entry. Also, if you want to...
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Protecting Hong Kong residents who face financial pressures and their loved ones during these uncertain times HONG KONG, June 8, 2020 /PRNewswire/ -- Blue, Hong Kong's first digital life insurer, has today announced a project themed "Revitalising Hope" to support the Hong Kong community amid the COVID-19 pandemic. The project will offer free life insurance protection coverage totaling HK$100 million to individuals who are or were in the industries hit hardest by COVID-19. The industries include travel and hospitality, retail and food & beverage, as well as arts and recreation. According to the latest labour force statistics by the Census and Statistics Department (February to April 2020...
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An expanding and very credible Life Insurance brokerage based in Bolton has a lucrative opportunity for a Life Insurance Retention Adviser. This firm has been trading for approximately 3 years and is already winning prestigious industry awards as a result of its first-class service and enviable client retention rates. The founder of this business believes in "putting the customer at the heart of everything" and promotes values of integrity, honesty and professionalism. A large part of this company’s success is down to its sophisticated marketing methodologies as well as its impressive advertising budget. It is this proactive approach and unrivalled service that keeps this business ahead of...
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NEW DELHI and MUMBAI, June 8, 2020 /PRNewswire/ -- Pramerica Life Insurance Ltd. has set up a special 'Claims Helpdesk' to render pro-active service to the beneficiaries of the policyholders affected by Cyclone Nisarga in Maharashtra & Gujarat. To expedite death claim settlements, the company has simplified its claim documentation requirements. "We, at Pramerica Life Insurance, express our heart-felt condolences to all the families affected by this devastating cyclone in the states of Maharashtra & Gujarat and their adjoining areas. We are fully committed to provide support in these difficult times and help the bereaved families and our Special Claims Help Desk is at the service of...
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Growing up and becoming an adult means shouldering increasing responsibilities, a large chunk of which are financial obligations. Sooner or later, we realize that having a sound financial plan is important and that life insurance should be a key element of that plan. Why? For the simple reason that life is uncertain. To protect your family and loved ones against the contingencies linked with human life, like death, disability, accident, etc. and for retirement planning, life insurance acts as an effective cover in such instances of loss of income. We all face the risk of dying too soon or living too long, and in either case, life insurance plans provide a financial cushion to fall back on....
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Life insurance policies provide cash relief and financial support for the loved ones that you leave behind. Insurance agent, Anthony Steuer, explains: "Life insurance is designed to replace income for someone or something that is dependent upon the insured." Types of Life Insurance Policies Life insurance policies can protect your family from financial hardships in the event of your death. The proceeds received from life insurance can help your beneficiaries pay for funeral costs, medical bills, and other debts that you may have left behind. This money also ensures that the household, mortgage costs, and other bills can be maintained in your absence. If you are interested in acquiring life...
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