Job Description Calling all life insurance agents who are self-motivated and want a career opportunity in the final expense industry At Senior Life Insurance Company, we are seeking life insurance agents to join our team! Full time openings are available for self-motivated licensed life insurance agents to sell our final expense products to the growing senior market. Senior Life Insurance Company is growing at a rapid pace. Every day people call interested in the products that we provide to them during the most difficult time of their lives. We focus on providing people with final expense services to help them with peace of mind when a loved one has passed. We provide the following...
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Virginians encouraged to use free life insurance policy locator tool Published Wednesday, Jul. 8, 2020, 6:28 am Since 2017, a free life insurance service has helped 2,127 Virginians recover more than $29.9 million pledged to them through life insurance policies and annuity contracts. The State Corporation Commission Bureau of Insurance encourages any Virginian in search of lost or misplaced life insurance policies or annuity contracts to take advantage of the free Life Insurance Policy Locator, which is offered by the National Association of Insurance Commissioners. “Using secure technology, the service enables consumers to obtain money that is rightfully theirs via life insurance and...
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The recent research report on the global Term Life Insurance market presents the latest industry data and future trends, allowing you to recognize the products and end users driving Revenue growth and profitability of the market. The report offers an extensive analysis of key drivers, leading market players, key segments, and regions. Besides this, the experts have deeply studied different geographical areas and presented a competitive scenario to assist new entrants, leading market players, and investors determine emerging economies. These insights offered in the report would benefit market players to formulate strategies for the future and gain a strong position in the global market. Our...
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How has COVID-19 impacted the disability and life insurance industry? The impact the virus has had on the insurance industry, which usually moves at a glacial pace, has been astonishing and compassionate. For premium payments, all life and disability policies have a 30-day grace period – from when premiums are due to when they need to be paid. These have all been extended by at least 60 days for a total of 90. The procedure to obtain the extension differs by company but is very easy and accessible. In regards to underwriting, the process by which insurance policies are approved, the amounts have been increased substantially for both disability and life insurance to obtain coverage...
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FREQUENTLY ASKED QUESTIONS Obtaining a life insurance illustration is free and easy. This is especially true for level term life insurance, which does not require anything but some basic information in order to quote a premium amount. A full illustration for other types of life insurance ( whole life, universal life, or variable universal life ) can only be run by a life insurance company, and this is usually provided by the agent. Obtaining a quote from Life Ant for a term life insurance policy takes less than 5 minutes. Start by entering your zip code in the quote tool above. After learning your area, some basic information about yourself such as your age and marital status is all...
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Life is full of responsibilities. You have people who count on you; your spouse, children, relatives, business partners. It is important to make sure that they are protected if the unexpected happens. Protection against unforeseen expenses and the loss of income can help your family maintain their lifestyle or keep your business going during a tough time. That’s where term life insurance can come in. A term life policy covers the policyholder for a specific period of time, called the term. As with any life insurance policy, the main reason to buy term life insurance is to protect the people who depend on you financially, should the unthinkable happen. If the policyholder passes away...
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Applying for Life Insurance If there is one hard and fast rule when it comes to applying for Life Insurance, it’s this: “Honesty is the best policy.” You may or may not have to take an actual medical exam when you apply for life insurance, but you will certainly be asked medical questions as part of the life insurance application process. If an examination is required you will still be asked to fill out a medical questionnaire as part of your life insurance application. You may be tempted to “fudge” some of your answers to health questions when applying for a life insurance policy in an attempt to obtain a lower monthly premium. This is a very bad idea according to life insurance...
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Major life insurers in Australia have placed advisers on notice that now is not the the time to seek to switch clients to new underwriting arrangements, as the coronavirus outbreak is still on the rise. TAL and MLC Life have introduced new policy provisions for any new customers in response to the COVID-19 pandemic but existing customers will still be covered. ClearView went ahead with a repricing of its income protection products and ending agreed-value arrangements. The message from major insurer TAL is that it is not impossible to obtain cover, but tight rules are being applied. "TAL continues to provide cover in the event of a claim for customers purchasing TAL policies will be covered...
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Temporary waiver to help customers during COVID-19 social distancing restrictions ERIE, Pa., March 24, 2020 /PRNewswire/ -- For a limited time, Erie Family Life is offering applicants a path to life insurance coverage without the requirement of a paramedical exam. The option to waive the paramedical is aligned with the Centers for Disease Control and Prevention guidance to maintain social distancing and prevent the spread of COVID-19. The waiver will provide Erie Insurance customers the ability to obtain life insurance without in-person interaction. The offer is available for customers up to age 55 and policy face amounts up to $500,000. "During these unprecedented times, we want our...
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Unless you have big dreams of owning a private island or a sports team, your home is probably one of the biggest investments you’ll ever make. That’s why it’s important to think about life insurance when you buy a home. Why Do Homeowners Need Life Insurance? Many people think life insurance is confusing and complex, like a crossword puzzle that makes you want to pull your hair out! So although people know they need life insurance, they’d rather not think about it. In reality, though, life insurance isn’t as confusing as you may think. The purpose of life insurance is pretty simple: it protects those who are financially dependent on you in the worst case scenario. Let’s say, for example,...
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