Insurance Products Offered Get A Quote Online: Call For More Info: Ask Me About: Get a whole lot of something with When you purchase a policy with Farmers, you're not just getting insurance backed by almost a century of experience. Now, you can unlock discounts, save money, and get benefits — with Farmers Policy Perks.** Choose from a variety of perks. Some start the moment you sign up for a policy; others help you save money the longer you're with us. Safe driver perks? We've got those. And added coverage perks? Got them too. So which perks will you choose? I’m always happy to help with any questions you might have! Call or email any time. Farmers® agents provide this service in person or...
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Long Island NY Car Insurance Apple Insurance Agency is independent and locally owned, serving the car insurance needs of Long Island and all of New York for over 34 years. The right auto insurance policy in New York will help get you back on the road quickly after your car is damaged or destroyed by accident, fire, theft, or other covered event. It may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. As a local, independent insurance agency, Apple Insurance Agency can help you find the right policy for your car by comparing quotes and coverage options from several top providers....
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Issue: Actuarial Guideline LI—The Application of Asset Adequacy Testing to Long-Term Care Insurance Reserves (AG 51)—was adopted in 2017 to clarify requirements for the calculation of long-term care insurance (LTCI) reserves. Ongoing losses, typically driven by adverse reserve development and possible solvency impairments to blocks of LTCI policies have been concerning state insurance regulators. AG 51 was a regulatory response to regulatory concerns regarding the lack of specificity and uniform practice in the LTCI reserve adequacy tests. Overview: AG 51 requirements are effective for reserves reported with the Dec. 31, 2017, and subsequent annual statutory financial statements. It is...
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Abstract Purpose: Health insurance lowers the price of medical services, which reduces the insured's demand for self-protection (such as, live a healthy lifestyle or invest in disease prevention) that could help reduce the probability of getting sick, then ex ante moral hazard happens. The purpose of this study is to examine the impact and its heterogeneity of health insurance on the self-protection of Chinese rural residents. Method: This study firstly builds a theoretical model of health insurance and self-protection. Then, based on the data from the 2004 to 2015 China Health and Nutrition Survey (CHNS), we adopt ordinary least squares model (OLS), probit model, and instrumental...
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From investment to protection: How Life Insurance trends are changing in India There has been a remarkable shift in customers’ perception of Life Insurance (LI) since the Covid-19 pandemic. The change in perception has also led to an increase in demand for Life Insurance products. In a snap poll by Benori Knowledge, 91% of the respondents said they feel it is essential to buy life insurance policies after Covid-19. Earlier, LI was mostly seen as a way of investment but now it is being increasingly considered as protection. “Customer perception towards life insurance has changed tremendously. People have become more aware after the pandemic. Life insurance coverage has become much more...
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HONG KONG (Reuters) - Hong Kong businessman Richard Li, the youngest son of Asia’s richest man, will appoint a former top executive at AIA Group Ltd as the CEO of his new insurance company, according to people with direct knowledge of the move. Li will hire Huynh Thanh Phong, previously one of three deputies to AIA 1299.HK CEO Mark Tucker, to run the upstart insurer, known as FWD. Before AIA, Phong worked at British insurer Prudential Plc PRU.L and Temasek Holding's TEM.UL Fullerton Financial Holdings. Li is coming back to the Asian insurance industry after selling a Hong Kong insurance company he controlled to Fortis in 2007. Last October, Li paid $2.14 billion in cash for ING’s Hong Kong...
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Student Health Insurance Washington and Lee University requires all full-time students to submit documentation of health insurance coverage annually by July 31st. All full-time students have the option of purchasing the Washington and Lee University-sponsored Injury and Sickness Insurance Plan underwritten by UnitedHealthcare Student Resources. All international students will be enrolled in this Plan (see below). All other undergraduate and graduate students must provide proof of comparable coverage each year to waive the Student Health Insurance Plan (SHIP). If you are already covered by health insurance and do not want to be enrolled, you must complete an on-line waiver form by July...
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THING TO CONSIDER When the days are clear and weather is warm, we know that the first thing on your mind is going out on the water. Your boat allows you to get away from all the stress and pressure of the mainland and kick back by yourself or with good friends. Whether you use your boat to fish, cruise, or race, we know it must be pretty difficult to picture your life without it. At The Clausen Agency, Inc., we make sure that you enjoy your time on the water without having to worry about what could go wrong. Our agency specializes in writing insurance policies for boaters, so you can be certain we will provide you with the best protection available. We understand the differences...
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Ask Me About: Get a whole lot of something with When you purchase a policy with Farmers, you're not just getting insurance backed by almost a century of experience. Now, you can unlock discounts, save money, and get benefits — with Farmers Policy Perks.** Choose from a variety of perks. Some start the moment you sign up for a policy; others help you save money the longer you're with us. Safe driver perks? We've got those. And added coverage perks? Got them too. So which perks will you choose? I’m always happy to help with any questions you might have! Call or email any time. Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide...
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HONG KONG, Aug 15 (Reuters) - Hong Kong businessman Richard Li, the youngest son of Asia’s richest man, will appoint a former top executive at AIA Group Ltd as the CEO of his new insurance company, according to people with direct knowledge of the move. Li will hire Huynh Thanh Phong, previously one of three deputies to AIA CEO Mark Tucker, to run the upstart insurer, known as FWD. Before AIA, Phong worked at British insurer Prudential Plc and Temasek Holding’s Fullerton Financial Holdings. Li is coming back to the Asian insurance industry after selling a Hong Kong insurance company he controlled to Fortis in 2007. Last October, Li paid $2.14 billion in cash for ING’s Hong Kong, Macau and...
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