Life insurance terms to know

Life insurance jargon buster

Cut through the jargon and get to know the most frequently used life insurance terms What is life insurance? Life insurance cover provides a lump sum payment upon your death to help cover your bills and support your family if you die within the policy term. Life insurance takes many forms, and as with any financial product some of the terms used can be confusing to those new to the subject. Our jargon buster aims to simplify some of the terms associated with buying a life insurance policy, so read on to learn more or get started by comparing life insurance quotes below. Compare life insurance Compare life insurance with Uswitch and get cover from just £5 per month* The beneficiary is the...

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5 Things You Need To Know About Credit Life Insurance

You probably have life insurance, but what about credit life insurance? It’s not for everyone, and the premiums are higher than regular insurance. But, if you’re carrying a lot of debt it can prevent your family from having to pay off your debts after you pass away. Some lenders will require it, but depending on where you live, the insurance might not cover the full amount of your loans. Read on for the five things you need to know about Credit Life Insurance: 1. Credit life insurance is not life insurance Life insurance covers the policyholder and makes payouts to their survivors upon their death. Credit life insurance covers a large loan. It benefits its lender by paying off the...

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How life insurance works, MetLife Insurance Bangladesh

Everybody knows what the ultimate purpose of life insurance is, but not many people in Bangladesh understand how exactly the coverage of a life insurance policy works. Common queries regarding life insurance policies How does life insurance work? What benefits will I get from my life policy with MetLife? What is life insurance? Understanding how insurance works Although the idea of protection behind life insurance is very obvious to the people of Bangladesh, the investment options and the possibility of creating wealth are not clear to everyone. Understanding the concept behind life insurance and how life insurance policy works can help to protect your family with wealth management and...

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Glossary of Insurance Terms - TCI Insurance

A form of insurance that pays damages equal to the replacement value of damaged property minus depreciation. (See Replacement Cost) An individual employed by a property/casualty insurer to evaluate losses and settle policyholder claims. These adjusters differ from public adjusters, who negotiate with insurers on behalf of policyholders, and receive a portion of a claims settlement. Independent adjusters are independent contractors who adjust claims for different insurance companies. Person or other legal entity designated to receive the assets from an account or policy when the owner(s) dies. A security that obligates the issuer to pay interest at specified intervals and to repay the...

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Gerber life insurance review December 2019,

Gerber life insurance review 2019 It promises coverage at “pennies a day.” But is this 45 year old company any better than the rest? You want several options for insuring your children. Your main focus is college savings. Life insurance isn’t something any of us want to think about. But making the decision to invest in your future and the future of those you love is an important one. After all, the earlier you purchase a policy for yourself or your family, the lower your lifetime premiums tend to be. Gerber is just one company focused on covering the people you love through multiple options for, as its advertising suggests, “just pennies a day.” We break down what it offers,...

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Guardian life insurance review December 2019,

Guardian life insurance review Purchasing peace of mind for you and your family? This company knows customization is key to a good life insurance policy. With so many companies, riders and policies to choose from, life insurance can be overwhelming. Among the many insurers in the US, Guardian is one of the oldest. A mutual firm, it’s owned by its policyholders, so good customer service is important to its survival. This Fortune 250 company offers a range of plans to cater to the needs of its customers, allowing you to relax knowing you can afford your policy designed to protect your family’s needs. Expert review What types of life insurance coverage does Guardian offer? Guardian offers your...

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Glossary, Asteron Life

Accelerated vs Stand Alone Some insurance benefits can be structured in two ways: accelerated or stand alone. An accelerated benefit is a payment that comes off the total sum of your life insurance if you make a claim. A Stand Alone benefit is just that – a benefit that sits on its own, and doesn’t reduce any other benefits you may have if you make a claim. Accelerated benefits may reduce your overall life insurance cover, but they are a cheaper option for giving you cover in more circumstances. And you may be able to buy back the cover at a later date. Accidental Death vs. alternatives Accidental Death Insurance is specifically designed to pay out if you should die as a result of a sudden...

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Glossary of Insurance Terms, Soules Insurance Agency, LP

GLOSSARY OF INSURANCE TERMS Understanding Insurance Terms At Soules Insurance we realize that the language used in our industry can cause confusion. It’s important to us that you clearly understand your options and know exactly what you’re paying for. Listed on this page are commonly used terms explaining the different types of coverage. Also included are a number of additional terms that you might be unfamiliar with. It is our intent to make the world of insurance easier for you to understand. Additional Living Expenses If you can’t live in your home because of a covered loss, your insurance company may pay the necessary increase in living expenses while damage is assessed and your home is...

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Terms and Conditions - Sagicor Life USA

1. Terms & Conditions Welcome to the Sagicor Life Insurance Company (“Sagicor”) website. Sagicor maintains and provides access to this website, and to the information, features, services and other content contained herein (collectively the “Website Content”), subject to the following conditions (“Terms & Conditions”), which constitute a legally binding agreement between you, whether personally or on behalf of an entity whom you represent (“you”), and Sagicor. The Terms & Conditions apply to you and all visitors and others who access the website (“Users”). By accessing or otherwise using any part of the Website Content, you...

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Life Insurance Terms - Glossary and Facts from NetQuote

Life Insurance Terms Your Life Insurance Glossary Here are a few common terms you'll want to be familiar with when you shop for permanent or term life insurance coverage: Beneficiary: A person other than a participant who may become eligible to receive, or is receiving, benefits under an insurance policy. Cash surrender value: The amount payable to an insured who surrenders cash value life insurance, which terminates all insurance benefits. Convertible term life insurance: A plan that permits you to exchange the term life insurance policy for a permanent one at some point. Free look period: Under the laws of some states, a period typically at least 10 days) during which time you may...

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