Insurance Operations Manager Location: Urbandale, Iowa, United States Secondary Locations: Overland Park,Kansas,United States; Customer and client expectations are constantly evolving. Companies are merging at historic rates. Technology is developing faster than the market can keep up with. So what competitive advantage is left? The answer: People. Your people are your only irreplaceable assets, the ones who will make the difference now and for years to come. Marsh is seeking candidates for the following position based in the Overland Park, KS office: Insurance Operations Manger Implements processes to increase the efficiency of information exchanges among processes, customers, and...
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The COVID-19 pandemic has changed the way people think about many things — including the fragility of life. If you do not already have a will and estate plan, you may have been thinking more about putting them in place. The same applies to life insurance. Here are some of the issues you should consider. DO YOU NEED IT? If you have others depending on you financially, your top priority is likely to ensure they will continue to be provided for after you are gone. Life insurance can help achieve this goal. These policies are appealing because small payments now can produce a proportionately much larger payout at death. But the fact that the return on the investment generally is not realized...
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Market Study Report, LLC, adds a thorough analysis of the ‘ Long-Term Care Insurance market’, offering a comprehensive report emphasizing every vital aspect of the business vertical. The study has collectively presented refined data characterized by market valuation, SWOT analysis, market participants, regional segmentation, and revenue forecasts, enabling stakeholders to make logical business decisions. The research report on Long-Term Care Insurance market delivers vital data regarding this industry landscape while elaborating on the major growth drivers, limitations & challenges, opportunities, and future prospects impacting the business outlook. According to the study,...
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If you want to ensure that your family is protected when you pass on, life insurance is essential. Life insurance provides your beneficiaries with money that can be used to supply the loss of your ability to make money due to death. For those looking to receive a larger amount of coverage for an affordable price, term life insurance is often preferred. Here is what you need to know about term life insurance. What is Term Life Insurance? Life insurance generally falls into two categories: Insurance that lasts your entire life (e.g., permanent life or whole life), as long as you are current on the premiums, and insurance that only covers you for a specific time period. Insurance that only...
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It’s one of the first questions people ask about term life insurance. How much term life insurance do I need? It’s also one of the most difficult to answer. And for doctors who have greater coverage needs, the question becomes that much more complicated. In this article, we help you determine how much term life insurance you need. (Spoiler alert: It's not as daunting as you may think.) How much income will you need to replace? Like physician disability insurance, life insurance is designed primarily to replace the income of the person being insured. In the case of life insurance, however, it is meant to provide for the insured’s beneficiaries in the event of an untimely death. What makes...
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FREQUENTLY ASKED QUESTIONS Dave Ramsey is an American financial expert who has written many best-selling books about financial planning. Additionally, he has hosted several radio programs giving financial advice and discussing important financial topics. He has founded his own financial consultancy group and is known for his helpful, accessible financial advice. One of the topics that Dave Ramsey discusses is life insurance, and you may be wondering what type of life insurance he recommends. Here’s an overview of Dave Ramsey’s advice and views on life insurance. Stick to Term Life Insurance Dave Ramsey’s recommendation is always to purchase term life insurance instead of whole life or...
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Why Hire a Fee-Only Financial Advisor? You’ve decided to hire a financial advisor - now the search begins. So what do you do? When I Google ‘financial advisor near me,’ 670,000,000 results come up. Plus (or is it ‘including’?) four paid advertisements. How about asking a friend or family member for who they use? At the end of the day, you still have to take time to vet advisors out yourself. Because let’s face it, you don’t want to hire just anyone. Finding someone you can trust, relate to, and understand is extremely important. COMPENSATION AND PAYMENT OF A FINANCIAL ADVISOR The next stop on this train is all about money in (to the advisor) and money out (of your pocket). It’s important to...
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Becoming a father changed more than just the personal life of Adam Erlebacher, co-founder of Fabric. “You’re entrusted with this tiny human and nobody tells you how to protect your family’s financial future,” Erlebacher revealed of his own experience. With co-founder, and now CTO, Steven Surgnier, Fabric was conceptualized and created to allow technology to make buying life insurance quicker and more affordable, without complicated language or pushy agents. ValuePenguin had the opportunity to speak with Erlebacher to learn more about Fabric and his plans to continue to push the bar with traditional life insurance. What were some of the key pillars that you wanted to instill with Fabric’s...
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Women that are mothers should definitely reevaluate their worth in the household. While the majority of fathers (78%) and mothers (79%) say their own death would have a “substantial” impact on their family’s quality of life, women cite a lower amount of life insurance needed for the family if they were to pass away, according to new research from Haven Life. “Men are much more likely to be the primary earner, and there are some antiquated viewpoints that life insurance is only needed for the primary earner in the family,” said Brittney Burgett, a spokeswoman for Haven Life, an online agency for term life insurance. The research was based on a survey of of 385 respondents in a targeted...
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Life is uncertain. Inflation is unavoidable. This is the reason why term life insurance is considered to be the best option to battle uncertainty. Term insurance looks after dependents financially, on an untimely demise. Term insurance is an agreement between the insurer and the insured; wherein the insurer agrees to pay a fixed sum to the beneficial nominee/nominee; if the insured dies within the policy tenure. There are no survival benefits. Want to know more on Term Insurance? We at will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial...
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