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Tips to get you most affordable life insurance Life insurance is an essential part of financial planning, and working with a bias advisor is risky. A captive agent at New York Life Insurance or Prime America (Primerica) can only offer life insurance quotes from their companies. Here are a few tips to insure you’re getting reliable, most affordable life insurance with a hassle free process: Clearly, define your needs: Before engaging an agent or broker, it is important that you decide why you need life insurance; as an example for mortgage protection or final expense planning. If you don’t know what you want, then it is going to be hard for an anyone to assist you. Nobody knows your...

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