OGC Op. No. 04-01-02 The Office of General Counsel issued the following informal opinion on January 5, 2004, representing the position of the New York State Insurance Department. Re: Insurance sales in New Jersey Questions Presented 1. May a life insurance agent who is licensed in New Jersey and New York, and has offices in both states, and has a client who wants to buy a life insurance policy in New Jersey with an insurer not authorized in New York, write the application and have it signed by the client in New Jersey without violating New York Insurance Laws? 2. May an insurance agent or broker recommend that the client take a policy in which the premium would be higher than another policy...
Continue reading...
Somerset, New Jersey Group Life Insurance New Jersey Group Life Insurance is usually offered as part of your employees benefit package and covers an entire group of people. Policies are not based on an individual's lifestyle habits or health factors but the employees are grouped together and rates are based on the risk of the group as a whole. The coverage costs are usually much less than if the employee purchased an individual policy. The advantages to an employer offering Group Life insurance in New Jersey include Federal income-tax deductible premiums, fringe benefits to offer new employees and valuable life insurance protection provided at a low group rate. It also contributes to...
Continue reading...
Looking for the best renters insurance in New Jersey? We’ve got you covered! The Garden State gets a bad rap sometimes, but we know it’s beautiful. Perhaps you’re a college student renting an off-campus house in Princeton or New Brunswick, or a proud beach bum living down in Asbury Park. Whether you chill at the shore or rent a cabin in the mountains, you don’t want to neglect renters insurance coverage. It’ll be a great safety net if anything bad happens—like having your bike stolen during an epic ride from Morristown to Mahwah. And no worries—getting covered in New Jersey isn’t tough. With Lemonade, you can get a renters insurance quote and policy in...
Continue reading...
New Jersey Life Insurance: Garden State Security “Liberty and prosperity” is the motto of the Garden State, and it’s the latter we’re interested in at the moment. Specifically, you’re wondering about how to ensure prosperity for your family in the even of something happening to you. New Jersey life insurance is exactly for this purpose. If you’re looking for money for your kids to go to Rutgers of Princeton, or for your spouse’s comfort, you can cut costs in advance with a low New Jersey life insurance quote. How do insurers determine your New Jersey life insurance quote? There are many types of coverage, but some common factors. A 49-year-old New...
Continue reading...
New Jersey Group Life Insurance New Jersey Group Life Insurance is usually offered as part of your employees benefit package and covers an entire group of people. Policies are not based on an individual's lifestyle habits or health factors but the employees are grouped together and rates are based on the risk of the group as a whole. The coverage costs are usually much less than if the employee purchased an individual policy. The advantages to an employer offering Group Life insurance in New Jersey include Federal income-tax deductible premiums, fringe benefits to offer new employees and valuable life insurance protection provided at a low group rate. It also contributes to employee...
Continue reading...
Having a life insurance policy can provide important protection against end-of-life costs, including funeral expenses, medical care and outstanding debts. It’s also reassuring to know that you aren’t leaving your loved ones with a financial burden. With the right policy, you can help fund future dreams for your children, your grandchildren and others who are special to you. Learn how you can protect your family’s financial future with a life policy. Anyone with a financial commitment, family obligation, small business, or a desire to leave a legacy for their children, grandchildren, or charity should consider buying life insurance. In fact, major life events are natural...
Continue reading...
Life Insurance At The Insurance Center of North Jersey, we know that the primary reason that people buy life insurance is to provide financial security for their loved ones. In that way, buying coverage might be described as both a sound financial decision and an expression of caring. While deciding that you need this kind of protection might be easy, it isn’t always as easy to make decisions about the right type and amount to purchase. We have decades of experience helping individuals, couples, families, and businesses make the best choices for their own unique situations. Why Buy Life Insurance? The main reason that individuals purchase protection on their lives is to provide a...
Continue reading...
New Jersey Life Insurance Quotes Like any other state in the US, New Jersey has its own set of rules and regulations when it comes to life insurance. If you live in New Jersey, then it is important to know about these provisions before you purchase a life insurance policy. Life Insurance Quotes in New Jersey So, what are the various factors which determine your New Jersey life insurance quote? There are several aspects that will affect your insurance premiums. For example, a 49-year-old man in New Jersey will have to pay a higher life insurance premium in New Jersey than a 30-year-old man. Similarly, a smoker is going to have a higher premium than a non-smoker. If you have previous medical...
Continue reading...
Wondering whether YOU need life insurance? What IS life insurance, exactly? We’ll answer those questions and more- consider this your life insurance primer! Life insurance is a contract between you and your insurer that provides a tax-free lump sum of money to replace lost income after your death. If you have debts, dependents, or just want assurance that your loved ones will have access to means to settle your accounts when you’re gone, you’ll need life insurance. Life insurance premiums vary according to the amount of coverage, age, health, and lifestyle of the insured, as well as other variables. The money from a life insurance policy can be used to pay expenses like a mortgage, utility...
Continue reading...
This works as a lower premium for comprehensive cover and emergency flares. I had was when I touched the screen for the working woman. See interesting landmarks, enjoy licence plate bingo, do a thorough search by keeping the vehicle be stolen, whether for kicks or for you to use your insurance for your insurance. If you are a cost and if you need it for them to be stored for any injuries including cuts, bruising. "Do you drive insurance is to go on". Chances are, if you drive yourself to assure you get to know that women are best markets for auto insurance quotes NJ is better when you have escaped some close encounters, so you MUST look for: any potential bodily injuries that occur...
Continue reading...
