Investment and Savings Products reach record levels in sales and ending client asset values Term Life net premiums grow 9%; adjusted direct premiums grow 11% Net earnings per diluted share (EPS) of $2.28, up 17%; return on stockholders’ equity (ROE) of 25.1% Adjusted operating EPS of $2.21, up 14%; adjusted net operating income return on adjusted stockholders’ equity (ROAE) of 25.1% Declared dividend of $0.34 per share, payable on September 13, 2019 DULUTH, Ga. — Primerica, Inc. (NYSE: PRI) today announced financial results for the quarter ended June 30, 2019. Total revenues of $504.9 million increased 8% compared to the second quarter of 2018. Net income of $97.4 million...
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Christopher Yerington, MD, was forced to end his career in clinical anesthesiology due to progressive degenerative peripheral neuropathy diagnosed at age 40. As if that event weren't bad enough, Yerington discovered that his disability insurance policy did not cover him like he thought it would. "Multiple EMG [electromyography] exams were performed to verify the findings," said Yerington. "My clinical career ended that day with awful proof showing chronic permanent damage to the nerves to my left arm and hand. The neurologist and I spoke softly about the probability of using a wheelchair later in life." Yerington is not alone. Many physicians, through illness or accident, have their lives...
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Finding affordable life insurance after angioplasty [Quick tip-want to skip the article and find out if you qualify? Call Mike Raines at 678-207-8160 or email mike@specialriskterm.com. Mike has over 30 years experience in the special risk life insurance arena] Securing life insurance after angioplasty is possible. But, it is important to remember that all life insurance carriers look at your health and lifestyle differently. Therefore, when it comes to finding the most affordable rate on someone with a history of heart disease or diabetes you must use an expert. An expert life insurance agent or agency is one who typically specializes in finding affordable life insurance after angioplasty...
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Term life insurance company ratings Term life insurance company ratings are referring to the ratings a company is giving to the customers, mainly for the future customers. Each company reserves the rights to apply a certain rating to its future customers, but there are ratings imposed by default, and the terms are used by all companies when they assign it to a customer especially for the term life insurance ratings. Term life insurance company ratings are made following patterns from older insurance contracts but the company can have its own. Reports are made to keep the track of the credit report and also to create the rating certificate that helps one in selecting the best company on the...
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Rating Life Insurance When rating life insurance companies it is important to look for guidance from an independent source. Yes, it is crucial to shop around to find the best life insurance rates but one should also seek input from an independent source such as a rating agency and an independent life insurance agent. Finding the right life insurance company to purchase a policy through can be a big decision. You want to choose a company that you can trust to pay when the time comes. Life insurance company ratings are a great tool to use to help you make your choice. Also, shopping around and comparing quotes from top life insurance companies is a great way to find an affordable life...
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OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has affirmed the Financial Strength Rating of A++ (Superior) and the Long-Term Issuer Credit Ratings of “aaa” of New York Life Insurance Company and its wholly owned subsidiary, New York Life Insurance and Annuity Corporation (collectively referred to as New York Life). Additionally, AM Best has affirmed the Long-Term Issue Credit Ratings (Long-Term IRs) on the funding agreement-backed securities (FABS) programs, the outstanding notes issued thereunder and the Long-Term IRs on the existing surplus notes of New York Life Insurance Company. The outlook of the Credit Ratings (rating) is stable. All companies are headquartered in New York, NY. (...
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Knowing that you have insurance as a financial safety net provides important peace of mind. But that safety net weakens if the ability of your insurer to pay claims is in doubt. This is especially true for life insurance companies. After all, people often count on their life insurance policies to be able to make payouts decades after they buy the policy. That’s why several companies are in the business of evaluating insurers’ financial strength. What are financial strength ratings? Financial strength ratings estimate the likelihood that an insurer will be able to meet its financial obligations, such as paying claims. Each ratings agency evaluates insurers slightly differently, but ratings...
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