The ratio just indicates the claims that have been settled by a company in the past LIC’s term products launched last year, with lower premiums, could be the cheapest ones available in the market It cannot happen that with exactly the same disclosures made two insurers, one would accept and the other would reject your claim based on incorrect/non-disclosure of material facts For fulfilling one’s life cover requirement, buying a pure term insurance plan through the online mode is the best choice A personal finance audit will help you stay on track and make adjustments to keep your finances in order Just purchase a simple term plan and invest the excess difference amount in PPF, equity funds...
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9 Things to consider before buying a Term Plan Being the simplest insurance product in the market, term insurance easily gains the trust of the consumers when it comes to securing the future of their family. But as a consumer you need to understand that buying a term insurance is not just paying the premium and expecting your family to be safe for the future. You need to understand the product well and most importantly investigate a few aspects before you purchase a policy. This will only keep you safe from unpleasant surprises. Here are the 9 things that you should be sure of before you buy a term plan Required cover: It is important you choose an adequate cover amount and avoid being...
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Benefits of term life insurance policy. Term Insurance Comparison: Compare Term Insurance Plans - HDFC Life HDFC Life Click 2 Protect (C2P) is a plan that enjoys goodwill of over 1.6 lakh customers who have benefited from this easy and affordable online term plan. Yet there is always room for more; HDFC Life has introduced a new product called HDFC Life Click 2 Protect Plus (C2P+) with additional features. Compare online term insurance. A ‘plus’ to your insurance plan So what’s new in the HDFC Life C2P+ plan and what are the additional features available? Let’s have a look: While HDFC Life C2P is an affordable plan, HDFC Life C2P+ has retained this feature; you can get a life cover of Rs 1...
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Term Life Insurance Buying insurance is as important as saving money for your family’s future. The future is uncertain but you can make provisions for the losses that it might cause by getting your life insured. Term insurance is a good option when it comes to getting an insurance policy at affordable premiums. There are many different kinds of insurance policies that help you to plan for the future with more confidence. About Term Life Insurance Term Life Insurance is the most affordable among other options for life insurance. It provides benefits to the beneficiaries in case of death of the insured person for a period of time that had been agreed to when buying the insurance. Unforeseen...
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The Classic Car Owner’s Guide to Insurance Fact-checked with HomeInsurance.com Owning a classic car is a lifelong dream for many car lovers. When the day finally comes to drive your dream car home, you’ll want to make sure your new investment is protected. But just as owning and caring for a classic car is completely different from normal car ownership, standard car insurance policies won’t provide the coverage you need. You’ll have to purchase a specific classic car insurance policy. Classic car insurance is designed to meet the unique needs of classic car owners, while providing less coverage in areas that commuter cars need. Whether or not a vehicle meets the definition of a classic car...
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Term plans offer high cover at a low price. While taking a term insurance, you should consider factors like age, health, income, liabilities etc. Read on to know about a few things that you should keep in mind while buying a term insurance. Death is the only certain thing in life but what is uncertain is the time of death. This uncertainty can cause a lot of upheaval and financial hardship for near and dear ones of the deceased. If the deceased is the breadwinner then it means more hardships for the entire family. An easy and cost-effective way of avoiding these hardships is to take a Term Insurance plan. But with the plethora of term insurance options available in the market, it becomes...
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Health is wealth. Protecting your health through a healthy lifestyle is a must for well being. However, in today’s age, every individual is at a risk for lifestyle diseases. A medical emergency can strike you when you are least expecting it. But if you have a health insurance policy, you are safe. Health insurance companies provide a specific insurance product called a health insurance policy. Under a health insurance policy, the insurer agrees to compensate the insured for medical expenses in case of an emergency. Such medical expenses are incurred when the insured is critically ill or meets with an accident. This results in the insured being hospitalized. There are a number of health...
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Term Insurance at affordable rates and higher cover Amongst the several life insurance policies out there, term insurance is the most cost-effective plan you can avail. These plans charge you a fixed premium for the entire plan tenure, provide better premium rates to non-smokers and avail long term cover at a very economical cost. But in the sea of insurance providers a consumer normally wants to finalise on a plan that gives him the widest coverage at the best possible cost. Here's how you can find one Buy a policy at a young age: With term insurance policies, the older you are the higher is your premium. So a 25 year old consumer would pay less for a ₹ 50 Lakh policy for tenure of...
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Two Wheeler Insurance in Delhi/NCR- 2019 Two Wheeler Bike Insurance Policy & Plans in Delhi/NCR Are you looking to buy a two-wheeler insurance policy for your new bike? Are you situated in Delhi or the national capital region? If yes, then we have a wholesome guide for you right here! Take a look at this article to know more about your options, the way the bike insurance covers are priced and how to get the most appropriate vehicle insurance coverage for your bike. Options available when buying bike insurance in Delhi/NCR When you set out to buy a bike insurance policy in this region, you have many different options. They are:- Type of insurance You can choose between a third...
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Travel insurance in Singapore is super-competitive when it comes to pricing. That’s great for us consumers, but it also means that you shouldn’t always choose the cheapest travel insurance plan you can find. You might end up with a dud if you make your decision based on price alone. BEST TRAVEL INSURANCE IN SINGAPORE 2019 So… how like that? Unfortunately there’s no way around it – you do have to do the research to find out what each travel insurance plan covers and what it doesn’t. Here’s a quick look at which insurers you should go to for your needs: Want to know more about which specific travel insurance plan you should get? I’ve reviewed pretty much every travel insurance plan available...
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