It was only when my husband and I took out a mortgage to buy our very first home that we realized we needed life insurance. When my boyfriend and I moved into our first apartment together, life insurance never crossed our minds. We both had decent-paying jobs and we were splitting the rent and expenses. Our only cares were whether we needed to go grocery shopping and whose turn it was to clean the bathroom. Fast-forward three years. Why do I need life insurance? It was only when that boyfriend became my husband and we bought our very first home in Toronto that we thought about life insurance again. All of a sudden I was 27 years old with a fluctuating income and a mortgage over my head. If...
Continue reading...
Compare Life Insurance Get peace of mind with life insurance that should you die your loved ones are financially secure. Why take out life insurance? If you have anyone that is financially dependent on you then life insurance is really important. If you do not need to protect anyone else, then life insurance is not needed. Although you yourself will not need money when you die your family, business or favourite charity might. There can be many different types of life insurance available. The most common way that life insurance works is that you pay a monthly or yearly premium for the duration of your life. When you die any beneficiary will receive a lump sum of money plus any bonuses...
Continue reading...
Thinking about the consequences should anything happen to the main breadwinner isn’t something any of us want to contemplate. However it is important when arranging your mortgage to take the time to protect you and your family should the unthinkable happen. Put simply protection products are policies that are arranged to provide you and your family with either a lump sum or a regular income should you become seriously ill, lose your job, or in the event of your death. We have listed some of the most popular types of insurance below: Life insurance, also known as term insurance or life assurance will provide a sum of money in the event of death during the term of the policy. This cash lump...
Continue reading...
Life Insurance For Stay At Home Parents Stay-at-home parents are heroes. On any given day, they act as housekeeper, cook and taxi driver for the whole family. Although their role is precious, it's hard to put a value on the work stay-at-home parents perform as they undertake so many roles, and that's why life insurance for stay at home mums and dads exists. Calculating your 'parent salary' If you're a stay-at-home mum or dad, it's easy to assume that your job doesn't have a monetary value. But in fact stay-at-home parents make a huge contribution that affects families financially. If you were suddenly unable to be taxi driver, homemaker and personal assistant to your kids and partner every...
Continue reading...
Injury and sickness are stressful at the best of times, but even more so if they prevent you from going to work. Most of us have some sick leave up our sleeves, but what if you were unable to work for several months or more? It may become challenging to keep up with your family’s increasing expenses like mortgage, rent, groceries etc. Below are some ways Income Protection can help you and your family through tough times. Help protect your savings and investments Don’t put all your eggs in one basket. Relying solely on savings to cover your loss of income can be a risky move. Eating away at your hard-earned nest egg or investments can set you back years, which could leave you and your...
Continue reading...
TruStage™ Auto & Home Insurance Program You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program. Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims service. If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings. TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC...
Continue reading...
Marion Community Credit Union provides insurance products through our partner, TruStage Insurance Agency. Please select any of the products below for complete information and to enroll. Auto Insurance One of the exclusive benefits of your credit union membership is access to the TruStage Auto & Home Insurance Program. Discounts are available for our members, and savings can really stack up. In fact, credit union members could save an average of $427.96*. If you haven’t compared rates lately, call 1-855-589-2146. You can also visit www.TruStage.com/AutoCoverage. Of course, you’re never under any pressure or obligation. Credit unions like ours make TruStage insurance programs...
Continue reading...
Home Life Insurance Co. v. Ward, 75 S.W.2d 379 (Ark. 1934) Supreme Court of Arkansas Precedential Status: Precedential Citations: 75 S.W.2d 379, 189 Ark. 793 This appeal presents no question which has not already been decided adversely to the contentions here made. The suit is based upon the identical group policy of life insurance No. 26,595 which was sued on in the case of Home Life Insurance Company v. Keys, *Page 794 . The present appeal is from a judgment on the same policy. The only difference is in the name of the employee, the date of disability, and the time of bringing suit. The policy, which had been kept in force by the Crossett Lumber Company for the benefit of its employees,...
Continue reading...
Having life insurance is especially important if someone depends on you financially. Life insurance can help your loved ones pay bills, cover funeral costs, settle outstanding debt and maintain their financial footing, as well as provide peace of mind. Thinking about life insurance can be overwhelming—there are a lot of coverage options, and it’s never fun to contemplate tragic events. But if you or a family member were to pass away, life insurance could help your loved ones pay bills, cover funeral costs, settle outstanding debt and maintain their financial footing. Above all, the right life insurance policy could provide peace of mind for you and your family. Our answers to...
Continue reading...
