What is life insurance for

Insurance Financial Market Awareness- An Overview of Life Insurance - PracticeMock Blog

Insurance is a social device to reduce or eliminate the risk of loss to life/property. In other words, it spreads the risks and losses of some people among a large number of people. This is achieved by different schemes of economic cooperation participating in which members of the community share the unavoidable risks. There are broadly 2 types of insurance: Life Insurance Life insurance is a contract between the assured and the assurer where the latter promises to pay a certain amount of money to the former/ person entitled on the happening of any event insured against. The contract also provides for the payment on the date of maturity of the contract or at specified dates at periodic...

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Reasons to buy life insurance for your child, London Business News,

Parenthood might be a choice, but the love and responsibilities that come along with it for your child once you decide to become a parent are not much of an option. The single most important entity in your life once you become a parent is often your child, and there would possibly be nothing that you would not do for your child. The sole purpose of a parent’s life boils down to shielding their child from the world’s malice and securing their future. Therefore, it should not come as a surprise if parents get a little paranoid and constantly fret about their child’s health, education, or any other aspect. Fortunately for parents, life insurance schemes for their children can serve as a...

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The insurance premiums in your super may be going up - CHOICE

Life insurance isn't much fun to think about, but it can offer valuable peace of mind and help look after your family if something goes horribly wrong for you. Most people automatically receive life insurance cover from their super fund. You usually then have the option of paying more for a higher level of cover, reducing your level of cover or cancelling it altogether. Around a quarter of people surveyed didn't even know they were paying for life insurance Life insurance in super is a massive industry, worth around $9 billion. An estimated 12 million Australians have cover from their super fund, yet many are very confused about this cover. They don't know what they're covered for or how...

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