Young adults go through unique financial challenges that can be very frustrating in life. There is the college debt to think about, and sometimes getting a job can take longer than you might expect. Taking care of several financial obligations means most people this age are not even thinking about things like life insurance. Research has shown that those below the age of 35 are highly likely not to have health and life insurance compared to the older generations. It can be easy for younger generations to assume they don't need life insurance because, well, most young people feel like they are invincible. Unfortunately, life can have different plans. There are so many good reasons why...
Continue reading...
[Quick tip-want to skip the article and find out if you qualify? Call Mike Raines at 678-207-8160 or email mike@specialriskterm.com. Mike has over 30 years experience in the special risk life insurance arena] How to find the best life insurance with coronary artery disease? Coronary artery disease is the the No.1 killer in American, affecting more than 12 million Americans. So, naturally life insurance carriers will look more closely at applicants with a history of heart disease. But, it is important to remember that there are life insurance carriers that specialize in evaluating applicants with a history of coronary artery disease. The number one thing you must do in order to find the...
Continue reading...
Term Life Insurance With Diabetes Term Life Insurance for Diabetics You know how important life insurance is or else you probably wouldn’t have found your way here. Dying is a part of life so when it is your turn, you want to make sure that the loved ones you leave behind are taken care of. But, when it comes to medical conditions such as diabetes, finding affordable life insurance can be difficult. For many people, term life insurance is the best type of life insurance coverage. Term coverage is the least expensive type of life insurance, a person can purchase. There are many types of policies a person with diabetes can purchase, and the life insurance market place can be tough to...
Continue reading...
Compare the Best Term Life Insurance Policies Buying life insurance is a decision that shouldn’t be taken lightly. After all, the plan and protection you buy is going to protect your loved ones in the event that you die–at least you hope that your insurance policy will be able to adequately protect your loved ones. So, then, what do the best term life insurance policies look like? Well, that depends on your needs and those of the people you seek to protect. Let’s take a closer look: The best term life insurance policies will be tailored to meet the coverage needs of your family and will be purchased from an insurance provider with which you feel comfortable and confident...
Continue reading...
Term Life Insurance Online Today, term life insurance is one of the best consumer buys. It can be purchased online in a matter of minutes. This capability is a triumph of modern technology. The fact that we are able to buy term life insurance online with lightning speed doesn’t necessarily make that the best course of action, though. The optimum approach is to combine computer technology with old-fashioned caution, preparation and horse sense. How to Shop for Term Life Insurance Online It may seem that the first thing to do when shopping online is to fire up the computer. In fact, the preparation necessary to buy term life insurance online may be better done offline. One thing a...
Continue reading...
Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. It provides temporary life insurance protection on a limited budget. Here’s how it works: When a policyholder buys term insurance, he or she buys coverage for a specific period and pays a specific price for that coverage. If the policyholder dies during that time, his or her beneficiaries receive the benefit from the policy. If he or she outlives the term of the policy, it is no longer in effect. The person would have to reapply to receive any future benefit. Fast Fact: Four-in-ten people who purchased life insurance in 2016 purchased term life insurance. Unlike permanent insurance, term...
Continue reading...
Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. It provides temporary life insurance protection on a limited budget. Here’s how it works: When a policyholder buys term insurance, he or she buys coverage for a specific period and pays a specific price for that coverage. If the policyholder dies during that time, his or her beneficiaries receive the benefit from the policy. If he or she outlives the term of the policy, it is no longer in effect. The person would have to reapply to receive any future benefit. Fast Fact: Four-in-ten people who purchased life insurance in 2016 purchased term life insurance. Unlike permanent insurance, term...
Continue reading...
AFFORDABLE PROTECTION FOR TEMPORARY NEEDS Term life insurance provides affordable protection to your loved ones for temporary needs. It’s simple and straightforward. Knights of Columbus term life insurance may be an ideal solution for people with time-bound financial obligations who are interested in: Protecting your young family on a tight budget. Shielding your family against the remaining payments on your mortgage, so that they aren’t drowning in debt or forced to move if you die unexpectedly. Supplementing or replacing your income in case you die, so that your family can continue to live with the same level of financial comfort that they did when you were alive. Providing...
Continue reading...
Term Life Insurance When families make the decision to purchase term life insurance, they are often in the process of experiencing a major life-altering event. When families make the decision to purchase term life insurance, they are often in the process of experiencing a major life-altering event such as getting married, starting a family, or purchasing a home. In fact, there are many good reasons for purchasing a term life insurance policy. And most of us, at some point in our lives, will realize that owning term life insurance is very important to ensure our sense of security. Can you even imagine the anxiety of driving on the freeway without auto insurance? All of us know that at some...
Continue reading...
