Mumbai, December 6: Life insurance is a long term plan where we pay premium on a yearly, half-yearly or quarterly basis for decades. However, there are a few simple steps which would help us save a huge amount of money in the long run along with securing financial goals. One of the most important steps is to buy the product online instead of relying on an insurance agent. There are multiple benefits attached to this step, firstly, buying an insurance plan can be done more conveniently and quickly through online portals. Secondly, it also allows us to save on the agent charges, thus helping us save money in the long run. According to industry experts, premiums could be cheaper by 30 to 50...
Continue reading...
If you want to buy life insurance online, there are several factors to consider. Life insurance is an important part of everyone’s financial planning tool belt. It serves as protection for your family and dependents should you pass away. For many people who don’t buy life insurance online, the purchasing process can be difficult and time consuming. Enough so that they simply don’t apply for coverage, even if they could significantly benefit from one. One way to make shopping for life insurance easier is to apply for coverage online, but should you? Why Buy Life Insurance Online? Nearly eight out of 10 U.S. consumers shop online, and over half have purchased something from their mobile...
Continue reading...
The cheapest family life insurance policy and the best life insurance policy are not always the same. And watch out for those tricky first-year discounts that often mean second-year costs increase unfairly and every year after that. Would you like to know how much your premiums will cost in 10 years? After all, it is your money. A basic policy might cost less and may not pay out or pay out less in the event of a claim. Reputation, claims history and credit rating are essential when considering a life insurance company. The best life insurance companies in New Zealand offer policies with features and benefits that can be tailored to you and your unique family circumstances, to balance price...
Continue reading...
Globe Life Insurance Review, you deserve honest, affordable life insurance rates. Globe Life Insurance Is one of the young kids on block and like a new kid, sometimes you try to stick out and disrupt the school yard. Unfortunately for Globe Life Insurance, their marketing tactics and efforts do more harm than good in the industry in my opinion and is a perfect example of why most consumers cringe at the thought of purchasing life insurance. The last thing a consumer needs when searching for the best products and pricing is an advertisement with tricky fine print or a misinformed agent promising cheap insurance. Globe Life Insurance has a handful of marketing pieces that all consumers...
Continue reading...
Comparing life insurance prices online is as simple as using the life insurance quote engine. (Small screen shot of our life insurance price comparison software on the right) Now the question then becomes, can you qualify for those life insurance prices? Prices for life insurance vary between underwriting classes. There are 5 major health classifications you can qualify for in life insurance: Substandard (Table 1 – Table 8) It’s important to understand that life insurance underwriters will ALWAYS offer the best possible rate class given their findings on your application, medical exam and medical records…no matter what rate class you apply for. Most people believe that...
Continue reading...
