Kingsport Times-News: Gilliam Insurance Advisor: Helping people navigate Medicare, life insurance questions In addition to the painful loss of a loved one, Brenda and her family quickly realized her mother had not received the health care she needed and had no savings and no life insurance. “We had to sell our personal belonging, and take money from savings just to give her the most affordable burial possible, and by the most affordable, I mean not the ideal funeral we wanted to give her,” Brenda explains, adding that because of the cost, they couldn’t even afford to place the headstone at her grave at that time. “It was this personal experience that led to me...
Continue reading...
Child Health Insurance Market research report is the new statistical data source added by The Research Insights. It uses several approaches for analyzing the data of target market such as primary and secondary research methodologies. It includes investigations based on historical records, current statistics, and futuristic developments. Global Child Health Insurance Market is predicted to grow at a significant CAGR in the forecast period. The report gives a thorough overview of the present growth dynamics of the global Child Health Insurance with the help of vast market data covering all important aspects and market segments. The report gives a birds’ eye view of the past and present...
Continue reading...
Given so many insurance terms are used interchangeably, it’s easy to see why some people may not know the difference between health insurance and life insurance. But the distinction is important, so in this article we’ll explain how these products differ. What is health insurance? Health insurance in the UK often refers to Private Medical Insurance, which offers paid-for healthcare treatment, as opposed to the NHS, which is free at the point of use. You can usually get private health insurance on an individual basis, or as a family with your partner and children. Some of the reasons for choosing private health insurance could be: Faster treatment – you can see a doctor...
Continue reading...
Mental Health and Income Protection Insurance Income Protection cover may be available for individuals with a history of Mental Health problems. The main consideration is how your condition has, or might, affect your ability to work. Here at the Insurance Surgery we can help you look at the options available to you in order to protect your income if you are unable to work. Causes of Mental Illness: The underlying cause of someone’s experience of Mental Health problems can be varied. Some conditions are triggered by life events. This may be a clear event or could be several contributing factors that leave the cause unable to be determined. It is also possible that Mental Health problems...
Continue reading...
Life Insurance Life insurance is a great way to provide for loved ones in the event of an untimely death. It can be one of the wisest decisions a person can make to financially protect those who depend on them. While life insurance may not be the easiest thing to talk about, most people realize they need it. Major reasons given for owning life insurance include: Cover burial or other final expenses Employer-Sponsored Group Plans & Voluntary Group Plans We work with producers and employers to provide both employer-sponsored group plans and voluntary group plans for employees. Basic, supplemental or voluntary plans Optional coverage for spouses and dependents Optional Accidental Death...
Continue reading...
1. How does your business model work and what is your USP? At vlot we help insurance carriers to make life insurance more attractive and better understandable for the end-customer while at the same time increasing their effectiveness and efficiency when it comes to distributing them – be it direct to consumer, via agents and brokers or through bancassurance channels. Our USP lies in the overall, end-to-end approach starting with showing the end-customer what he/she and their family actually need today in terms of life risk coverage, then seamlessly providing access to a fully tailored life insurance solution that can close an identified gap. Most importantly, we capture and provide...
Continue reading...
Underwriting and Claims Life and Health Insurance Fraud: An Industry Overview Insurance fraud today is both global and rampant. Conservative estimates from the Coalition Against Insurance Fraud place the dollar amount of annual insurance fraud losses at $80 billion, yet the actual figure could be much higher. With new technologies emerging, insurance fraud is evolving. Fraudsters have become quite sophisticated and creative, and only through constant vigilance can carriers expect to keep pace. Current State of Insurance Fraud Fraud in life and health insurance – whether low-tech or high-tech, hard or soft – can occur at every customer touchpoint, from application to claims....
Continue reading...
You are here Insurance Insurance is essential to any comprehensive financial security plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship. Some life insurance policies also provide tax-advantaged savings that you can draw on to achieve goals like buying a house or retiring comfortably. I have access to a variety of insurance products that can help meet your financial security planning needs. No matter your personal situation—if you’re single or in a family; a professional or a seasonal employee; an executive or small business owner—we will work together to design a customized plan. Life...
Continue reading...
Life Insurance We never know what life has in store. In today’s world, it is very important to know that there are some things you don’t have to worry about. Many people know they need life insurance, but they are not sure of why they need it or how much it should be. Here are some common excuses that should not stop you from getting the coverage you need: I Haven’t Gotten Around To It I Prefer To Put My Money Elsewhere If you have others who depend on you financially, it is very likely that you need life insurance. Life insurance can give security to you and to the ones you love. A life insurance policy will provide for your dependents if you die. You may have questions...
Continue reading...
