Health & Life Insurance The The Johns Hopkins Hospital (JHH) and Johns Hopkins Health System Corporation (JHHSC) and offer a variety of benefits to help employees and their families stay healthy and get the financial and legal support they need. The following benefits are available to all eligible full-time and part-time employees. Most are also available to spouses, children and domestic partners: Work Stride: Managing Cancer at Work At least one in two men and one in three women in the U.S. will develop cancer at some point in their lives, which means that employees may face a cancer diagnosis or the need to care for a loved one with cancer while continuing to work. Work...
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Who Needs It? Some people think of life insurance as something they’ll need to start thinking about as they approach retirement. The truth is—if someone you love will suffer financially should you die, you need life insurance as part of your overall wealth preservation strategy. The cash provided by your policy at death replaces your income and can help your family meet important financial needs such as: Funding a child’s education It's never too early to begin thinking about life insurance—it may be the most important thing you ever buy. More Than a Death Benefit While many people think of life insurance primarily as a tool to protect their loved ones in the event...
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November 8, 2017 - How Life Insurance Can Help Business Owners Owning a business in the U.S. is an integral factor of our economy. In fact, the U.S. has 28.8 million small businesses, comprising 99.7% of all business in America. And while risks abound in entrepreneurship, owners can take measures to protect themselves and their companies by purchasing life insurance. Here are some essential ways that life insurance can help business owners: 1. Coordinate buy-sell agreements Buy-sell agreements are an official contract that outlines how to transfer business ownership should a founder leave due to disability, death, or retirement. And a variety of benefits for buy-sell agreements exist. One...
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Life insurance provides a tax-free benefit to beneficiaries when you die. Funds can be used to cover debts and expenses, provide an income for your family, or leave a legacy behind. There are even insurance policies that build savings you can access while still living. Term Life – offers affordable, flexible protection for a specified period. Whole Life – permanent protection that is reliable, guaranteed and builds a cash value over time. Universal Life – permanent protection with tax-advantaged investment growth. Mortgage Life – covers the balance of your mortgage and unlike creditor insurance, follows you if you move financial institutions. Health insurance, also...
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Life Insurance It’s not easy to think about what would happen if something were to happen to you. But, you can help ensure a more secure financial future for your family and loved ones when you’re gone with a life insurance policy. We offer policy solutions like: Term Life, Whole Life, and Universal Life. Insurance Agents do not provide legal or tax advice. Therefore, you may wish to seek independent legal, tax or financial advice prior to the purchase of any contract stated by the policy. Premiums are guaranteed. They are level for the term period and increase annually thereafter. Any premiums above are examples only and may vary based on your personal health history and...
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The life insurance company isn’t trying to catch you out. Yeah, yeah, I know you’re a teeny bit sceptical but hear me out… Currently, the insurers only refuse around 5% of all the life insurance and serious illness claims that they receive. Or putting a more positive spin on it, they pay 95 in 100 claims. Not bad, eh? I bet you thought that number was much lower – you’re not alone, most people think the insurers pay only 70 in 100 claims. Now you may roll your eyes, scoff even LOL at the idea but the long term goal of the insurance providers is to pay 100% of all claims. You see the more claims they pay, the greater the trust you will have in life insurance....
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Providing affordable Health and Life Insurance for Metro Detroit for Over 25 Years! Did you realize that the rules of the Affordable Care Act change every year? For example, the penalty for not having insurance increases every year until it is fully implemented. With all of the changes you probably have more questions now than ever, with the first being, how can I obtain health coverage that is affordable? The best way to answer that question is to get quotes from multiple insurance companies. But those insurance companies do not know whether or not you qualify for a government subsidy. So you then try and make your way around the marketplace. All of this takes time and leaves you confused...
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Life insurance helps to protect you and your family against financial loss. Find out why you need life insurance and how to assess how much insurance you should buy. Why you need life insurance The primary reason we buy life insurance is for protection — it can provide financial back-up during emergencies when we pass on or become totally and permanently disabled. Some life insurance products bundle insurance with an investment component and can be used to provide for your retirement income or to accumulate savings to leave behind for your loved ones. These will cost more. A life insurance policy is a contract between you and an insurance company. In return for the benefits provided...
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Life insurance is now available Teachers Health knows the value of protecting the important things in life. Just like the peace of mind health insurance offers, life insurance protects your family’s financial future if the unthinkable were to happen. So, we’ve worked with AIA Australia, one of Australia’s leading life insurers, to give you access to MaxLife, a suite of life insurance products. Spend less time worrying about the future and enjoy living in the now with MaxLife life insurance. MaxLife life insurance products Comprehensive life insurance cover from $100,000 up to $1,000,000 to help protect your loved ones with a lump sum payment. For more information, please refer to the Life...
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Life Insurance and Health Insurance Protecting your family’s future While it’s impossible to predict the future, we do our best to prepare for whatever eventuality might come our way. Bush Insurance understands the deep emotions surrounding the loss of a loved one. We also witnessed first-hand the results of families being burdened with financial hardships following such a loss. This is the reason we offer a variety of affordable life insurance products. The Best Gifts Make a Difference When the family breadwinner dies suddenly the first thoughts aren’t about meeting financial obligations. It’s not until later that a new reality sets in that life insurance becomes so very important. ...
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