Life Insurance is the legal requirement for an insurance company to pay a fixed sum to your family if you were to pass away during the term of the policy. A pay out can be used however the recipient deems suitable, but is often used towards the immediate costs associated with death, paying off outstanding debt and helping towards ongoing living costs. What age should I take out Life Insurance? According to Statista.com, of the 14.4 million UK adults that had life insurance in 2017, the majority were aged between 45 and 54. At this age range most adults own a property and have multiple dependents which they want to protect. Life insurance is a fantastic way to provide for your family if...
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If you are looking for life insurance in Guernsey, we will help you to find the right cover at the very best price. Getting life insurance as a Guernsey resident is easier than you think. Over the years there have been lots of myths about getting life cover in the Channel Islands but at Channel Islands Insured we specialise in finding the right protection at discounted rates. Will I struggle to find life cover in Guernsey? No. While there are some insurers that won’t cover you if you live in the Channel Islands, most insurers are happy to provide cover. When we search for protection for you we’ll only include those companies that offer cover to Guernsey residents. We will scour...
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What exactly is life insurance? In brief, life insurance (also known as life cover or life assurance) will pay out a cash lump sum to your beneficiaries should you die or develop a serious illness while you are covered by your policy. It’s aimed at minimising the financial impact that your death could, or most likely will have on your family. Whilst grief can’t be reduced, if you’re the main or sole earner in your household, an insurance pay out could at the very least mitigate the stress that bereavement brings. Your loved ones, whilst coping with their loss, will be able to stay in the family home if they so choose. You can also add other insurances for an...
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Compare Life Insurance We have partnered with Quotezone who aim to take the hassle out of finding life insurance policies, helping you find a cheap and comprehensive policy to suit your needs and budget. Whether you are searching for solely life insurance, combining with critical illness or mortgage protection, or are in search of whole of life cover, Quotezone will take your details and match them with a UK insurance provider who will then contact you to discuss your life insurance options and you may be able to get cheap life insurance You can choose different cover levels, how much cover you’d like as well as how long for. Simply fill out our one page form and we'll match you up with an...
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What is insurance? Insurance is a means to protect yourself from financial loss. It is a legal agreement between the insurer and the individual that provides financial recourse should something happen to the insured entity, or should you be held liable as a result of damage or injury to a third party. You pay the insurance company a small amount on a regular basis – known as your premiums – for this kind of financial protection, with any agreed claims paid by the insurer. The insurer uses its pooled funds to pay for agreed insurance claims. What are the main concepts of insurance? There are several principles that the concept of insurance is based on. These are: The principle of utmost good...
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Here at Quick Quote Life, our life insurance advisors offer a range of policies to cover you in a number of different ways; those that suit your needs. What is life insurance? Life insurance is an agreement between yourself (the policyholder) and your insurance provider. It ensures the financial protection of your loved ones when you pass away or if you are diagnosed with a specified critical or terminal illness, by paying out a lump sum. The cost of life insurance cover depends on a variety of factors such as your age, health, and lifestyle. Why should I take out a life insurance policy? Life insurance is one of the most important investments you can make if you intend on providing...
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Cover from under £5 per month! 21 year old non-smoker £100,000 Life Insurance for 25 years £4.32 per month 25 year old non-smoker £100,000 Life Insurance for 25 years £4.82 per month 30 year old non-smoker £100,000 Life Insurance for 25 years £5.00 per month 35 year old non-smoker £100,000 Life Insurance for 25 years £6.23 per month 40 year old non-smoker £100,000 Life Insurance for 25 years £8.70 per month Life Insurance Northern Ireland There are many types of Life Insurance, so which one do you need? Pays a fixed amount if you die during the term of the cover. Both the sum insured and your monthly payments remain the same, so your family will know exactly how much they will receive....
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Smart Health is a non-contractual benefit, that is available to customers once they have taken out a life insurance policy with AIG. All AIG customers get unlimited access to Smart Health. The Smart Health app and website gives you and your immediate family easy access to a 24/7 virtual GP, as well as a range of other health and wellbeing experts. You’ll get full details of how to download the app and access the website when you take out life insurance with AIG. Guaranteed acceptance – if you’re aged 60 – 80 and live in the UK, you can take out insurance Guaranteed payouts – after two years, AIG will pay the full insurance amount when you die Guaranteed payments – the amount you pay will...
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Now’s the time to protect your loved ones - Prices have never been cheaper. Let's help guide you through the options and find the best deal for your circumstances. Our quotation service is completely FREE & you are under no obligation to purchase. Are you looking for... Life Insurance Combined Life & Critical Illness Cover Over 50s Life Insurance Can't decide? Read What Our Customers Think of Us Great communication, help and guidance. All my questions were answered, as I know little on how life cover, critical illness and terminal insurance policies work. I was given good independent advise, so I could confidently make my choice on what was right for me. Clear, friendly...
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