On this episode of The Long View, Cameron Huddleston, journalist and author of Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances, discusses long-term care, estate planning, and her experience with a mother with Alzheimer’s. Key Elements of Estate Planning That Every Older Adult Should Have Ptak: Let’s shift and talk about estate planning. What are the key elements of an estate plan that every older adult should have? Huddleston: And I’m glad that you said every older adult, because a lot of people think estate planning is just something that wealthy people do. But all adults need a will or a trust, something that spells out who gets...
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This post was contributed by a community member. The views expressed here are the author's own. Choosing the best Term Life Insurance Company for you depends on your individual needs. While a number of companies are available, MoneyGeek's Take focuses on the Mutual of Omaha. Mutual of Omaha offers high customer satisfaction scores, flexible coverage options, and competitive pricing. MoneyGeek's Take is an excellent guide for finding a term life insurance company for you. Read on for more details. Term Life Insurance No Medical is one of the most popular types of life insurance available. When comparing Term Life Insurance quotes, it is important to note that the type of coverage you...
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This article was written in collaboration with OCBC Bank. All views expressed in this article are the independent opinion of based on our research. is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial policy here. While investing to grow our wealth is often seen as the more exciting part of financial planning, getting insurance policies to protect ourselves financially against adverse events in life just as death and terminal illness is just as important, if not more so. After all, it doesn’t matter if we have the potential to be great investors, if circumstances deny us time...
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If you want to think about the importance of a life insurance policy, you must think about your family after you die. Ask questions like who will pay the home or education loan you’ve taken? How will your family manage your funeral expenses? And most importantly, how will they survive the day-to-day expenses and fulfill their basic needs? A life insurance policy can be an answer to all your questions as it acts as a safety net for your family when you pass away. Understanding A Life Insurance Policy A life insurance policy is a contract between you and your insurance company. Life insurance companies such as Globe life offer different types of policies. The company provides a financial...
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There are some essential things in life that many of us tend to procrastinate. For young parents, the list of responsibilities you acquire feels ever-mounting, and so doing simple, important things like signing up for life insurance can often fall by the wayside. When getting a policy is known to take a long time, and we live in a digital age that gets faster by the minute, it’s understandable that barely over half of U.S. adults are covered. At the same time, it’s not uncommon to talk to someone who does have coverage and wishes that they had secured a policy when they were younger. So if your family and career are growing, don’t waste any more time. You can get a quote and secure a policy...
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Fabric is taking a modern, tech-driven approach to reduce wait times and get busy adults set up with life insurance quotes and policies much faster. We thank our sponsor for making this content possible; it is not written by the editorial staff nor does it necessarily reflect its views. Adulthood is tough. Yes, it's exhilarating to score the big job that will open doors to the career of your dreams. And getting your first home is definitely thrilling. Plus, there's no greater joy than having children. But, at the same time, long office hours, steep mortgage payments, and late nights soothing crying toddlers all add up, which makes something as simple as getting life insurance feel like an...
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CHICAGO, April 11, 2022 (GLOBE NEWSWIRE) -- Life insurance is a useful way to protect loved ones should something unexpected happen. In 2020, around 54% of Americans had life insurance coverage. But keep in mind that life insurance shopping can be a little different over 50. Some older policyholders may have fewer financial responsibilities, such as kids at home, a mortgage, and auto loans, and their coverage needs may be lower. However, financial responsibilities don't go away completely, and finding life insurance quotes over 50 can take a little more work because of their older age. Here's what to consider when adults over 50 are looking for an affordable life policy. Older...
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Compare Term Life Insurance Quotes & Cover Term life insurance, sometimes referred to as temporary insurance, is life insurance that runs for a specified time. If the policyholder dies within the covered period, the policy beneficiaries receive a lump sum payment. Typical time frames covered by a term policy are 10, 15, or 20 years, although shorter periods are available. A term policy allows a working individual to ensure that the lifestyle of surviving beneficiaries does not change drastically upon his or her death. Consumers should select a term that lasts until dependents have reached an age of financial self-sufficiency. Adults who are working should choose a term that runs until...
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15-year term life insurance policies We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners. Perfect for covering major financial obligations, such as a mortgage or college costs. A term life insurance policy puts a price on peace of mind that your beneficiaries are covered if something happens to you. Since this kind of coverage is usually available in 10-, 15-, 20- or 30-year terms, settle on a timeframe that suits you. For many people, that’s a 15-year term. It’s budget friendly, and your premium doesn’...
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Life insurance for young adults is usually one the last things people think about when they’re in their 20s. They have other concerns. And, truth be told, many people in the 20 to 29 age range don’t need life insurance. If you are debt free and single, you probably don’t need it. That being said, if you are considering getting married or starting a family in the next few years, planning ahead and getting coverage in place while you are healthy can save you thousands on premiums over the next few decades of your life. To see rates for your specific age, use the instant quote tool on the left (top if you’re on mobile). We ran quotes for ages 21, 25, and 29 year old men...
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