5 LIC plans best suited for salaried employees, offer payment flexibility Among many in the market, state-run insurer, and the leading player in the industry, LIC offers a variety of life insurance plans as per requirement and affordability of working professionals With rising uncertainties in life, especially after COVID-19, having an insurance cover has become imperative. There are various types of term insurance plans - pure term, endowment, limited pay plans, staggered payout plans, among others. However, customers should have a basic understanding of the product before they go ahead with the purchase. It's important to know about different insurance plans, especially for working...
Continue reading...
Position: Life Insurance Sales Representative - LIFE INSURANCE LICENSED REQ'D (Lincoln,NE) Are you an individual with a strong desire to succeed in the business world and help families at the same time? We have a wide range of mortgage protection, life, and annuity products from a number of different insurance carriers, and an abundance of self-generated leads for our sales agents to help them reach their greatest potential. The Alliance is a great opportunity to earn a serious income in both upfront commissions as well as back-end residuals. Whether your career ambitions are to run your own business, or you want to be in the field serving customers, NAA offers a chance to make the...
Continue reading...
Position: Life Insurance Sales Representative - LIFE INSURANCE LICENSED REQ'D (Norfolk,NE) Are you an individual with a strong desire to succeed in the business world and help families at the same time? We have a wide range of mortgage protection, life, and annuity products from a number of different insurance carriers, and an abundance of self-generated leads for our sales agents to help them reach their greatest potential. The Alliance is a great opportunity to earn a serious income in both upfront commissions as well as back-end residuals. Whether your career ambitions are to run your own business, or you want to be in the field serving customers, NAA offers a chance to make the...
Continue reading...
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict, this post may contain references to products from our partners. Here’s an explanation for. You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our...
Continue reading...
Dan Thut, operations director of insurance advertising firm Rocketer, said the ongoing coronavirus pandemic had caused nervousness among life insurers about brand reputation but warned that good, trustworthy insurance firms needed to be seen to be supporting customers at this time. This was all the more important, he said, because fraudulent companies have been using this time to prey on scared and vulnerable people, using social media platforms to promote their "misleading ads". Rocketer is a premium Facebook marketing partner, which works with reputable insurers to build brand awareness and generate insurance policies through the platform. As advertising costs have dropped on Facebook,...
Continue reading...
Term Life Insurance Blog This is the place where you'll get up-to-date information on Term life online insurance, including money-saving tips, articles, company reviews and resources to help you learn about term life insurance. MetLife Guaranteed Issue Life Insurance Does MetLife offer guaranteed issue life insurance plans? Yes. In fact, Met Life offers guaranteed policies for people ages 45 to 75. There's no medical exam required and no health questions asked. You can choose up to $20,000 of guaranteed approval permanent life insurance protection. Term Life for Seniors with No Exam Can seniors get term life insurance coverage without taking a health examination? Yes, there are some...
Continue reading...
Taking a term Insurance policy to secure your family’s future sounds like a step in the right direction, doesn’t it? TROP or Term Return of Premium is a term plan that pays if the insured dies; however, it returns the entire premium if the policyholder happens to survive the term of the policy. But, is TROP really a trap or is it beneficial? Return expectations from risk cover When people invest, they always weigh the returns and benefits against the amount invested by them. There are some products such as term insurance whose returns become visible only after the death of the insured. But, the lack of any returns on surviving the policy term makes many put off the buying decision,...
Continue reading...
OLDWICK, N.J.--( BUSINESS WIRE )--AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a” of Florida Combined Life Insurance Company, Inc. (FCL) (Jacksonville, FL). The outlook of these Credit Ratings (ratings) remains stable. The ratings reflect FCL’s balance sheet strength, which AM Best categorizes as very strong, as well as its marginal operating performance, limited business profile and appropriate enterprise risk management (ERM). The ratings also reflect the company’s strategic importance to GuideWell Mutual Holding Corporation (GuideWell) and recognize the inherent benefits FCL derives as a subsidiary of...
Continue reading...
OLDWICK, N.J.--( BUSINESS WIRE )--AM Best has commented that the Credit Ratings (ratings) of Blue Cross Life Insurance Company of Canada (Blue Cross Life) (headquartered in Moncton, New Brunswick, Canada) remain unchanged following the recent announcement that Blue Cross Life has formed an alliance with Pacific Blue Cross, which will become effective Jan. 2, 2020. The impact to capital and earnings is expected to be modest in the near term and the transaction is subject to customary regulatory approvals. Pacific Blue Cross, headquartered in Burnaby, British Columbia, is the province’s No. 1 health benefits provider, offering health, dental, life and disability insurance coverage to a third...
Continue reading...
First, what's good about any type of life insurance is that it provides a lump sum of cash that can be used for pretty much anything: burial expenses, college tuition for your children, living expenses for your spouse, mortgage payments, other outstanding debt, a donation to a favorite charity, and so on. This is because the dollars you pay into term life insurance premiums are only there to provide a death benefit to your beneficiaries if you die during a specified term, while money you invest in whole life insurance premiums builds cash value that you can use later in life or that will add to the death benefit payout. Read reviews and buy the best term life insurance policies from top...
Continue reading...
