Life insurance sales

A simple three-step process to selling life insurance, ThinkAdvisor

One of the biggest challenges most financial professionals face is helping clients (and prospects) truly understand life insurance. The harsh reality is that life insurance is a very complicated, misunderstood, and often overlooked piece of a comprehensive financial plan. The best solution I have found is to make this difficult discussion an educational process versus a sales process. What most families want, need, and truly appreciate is to simplify life insurance into something they can grasp. This will allow them to make an educated and informed decision. In other words, what most clients really want is a basic understanding of the good, the bad, and the ugly regarding: The other...

Continue reading...

rates-life-insurance.com
Overall rating page: 4.3 / 5 left 1297 people.

Posted by at

Tags: health insurance companies, insurance quotes online, best life insurance quote websites, quick insurance quote, all life life insurance, 15 year level term life insurance, medical insurance plans, whole life insurance quotes, group term life insurance, how to get life insurance

Pinney Insurance, January 2020 Sales Kit: Life Insurance as an Asset Class

Did your clients resolve to do better at saving for retirement? If so, do they also realize life insurance is an asset that can help? If not, this is the time to show them how cash value life insurance can supplement their retirement as well as provide valuable living benefits. If you have clients who need coverage, want to save more than their yearly max for a 401(k), and also want to access cash penalty-free before age 59½, this may be a good strategy. Cash value life insurance can give them a way to sock away extra cash once they've maxed out their 401(k) or IRA contributions. After the first 7-10 years, they can take a loan to buy a business or a vacation home. Or they can keep...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: life insurance agent, 10 year term life insurance rates, life insurance what is it, metropolitan life insurance, what is life insurance for, best insurance, guaranteed issue life insurance, guaranteed term life insurance, principal life insurance company, term life

Life Health Insurance Sales Adviser, Assured Futures

Here at Assured Futures we take pride in offering an unrivalled service to our clients and partners. We’ve grown by over 300% in the last six years through our unique partnerships with companies like ComparetheMarket, GoCompare. For us the growth doesn’t stop here, our vision is to be the number one choice for Life and Health insurance and we’re looking for sales people to join our vibrant Life & health Insurance Team. We offer flexibility in hours and location with the option to work from home 2 days per week. When you are working from the office you can take advantage of our fabulous facilities such as a free onsite gym, tennis courts and 5 a side football pitches. Our wellbeing...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: how to life insurance, auto insurance agency, term life insurance policy, fixed premium term life insurance, individual medical insurance, life insurance rates, compare life insurance quotes online, standard life insurance company, health insurance california, life insurance prices

LIMRA: U.S. Individual Life Insurance Sales Increase 15% in Fourth Quarter 2019

Mandatory adoption of new mortality tables in 2020 drove growth in the fourth quarter. WINDSOR, Conn., March 10, 2020 —Total U.S. individual life insurance new annualized premium jumped 15% in the fourth quarter, compared with prior year results, according to the LIMRA U.S. Retail Individual Life Insurance Sales Survey. For the year, total individual life insurance new annualized premium increased 5%, compared with 2018 results. The number of policies sold fell 2% in the fourth quarter and dropped 3% for the year. “Because all life insurance products were required to shift to the 2017 Commissioners Standard Ordinary (CSO) mortality table by December 31, many companies reported...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: fast life insurance, buy life insurance online, explain term life insurance, 20 year level term life insurance rates, life insurance premium calculator, affordable life insurance rates, life insurance underwriting, insurance rates, short term life insurance rates, term life insurance with

Columbus, Ohio Insurance Defense Lawyers - Insurance Fraud Attorneys, Leist Warner

A Columbus Investment Fraud Attorney Discusses Improper Life Insurance Sales Improper marketing and sales misrepresentations made up the largest category of complaints the Ohio Department of Insurance (ODI) received about life insurance policies during 2013. Those illegal and unethical tactics ran the gamut from misleading clients about premium payments and the date on which a policy would expire, to covering up information about why a claim could be denied and offering fake policies that could never pay benefits. Each false statement, nondisclosure, and act of fraud betrayed one or more people. In addition to costing policyholders money they should not have spent, every improper sale of...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: affordable car insurance, no medical term life insurance, term life insurance tables, best life insurance websites, where to get life insurance, instant insurance life quote, term for life, life insurance term life, life insurance policy plans, car insurance

LIMRA: 2021 Annual U.S. Life Insurance Sales Growth Highest Since 1983

WINDSOR, Conn., March 16, 2022—Propelled by 26% fourth quarter premium growth, total life insurance new annualized premium grew 20% in 2021, representing the highest annual growth since 1983, according to LIMRA’s Fourth Quarter U.S. Retail Life Insurance Sales Survey. “Our research shows that the pandemic raised consumer awareness and demand for life insurance protection. Three in 10 Americans tell us they are more likely to purchase coverage due to COVID-19,” said David Levenson, president and CEO, LIMRA, LOMA and LL Global. “This interest has translated into record sales. Nearly two thirds of carriers reported significant positive gains, including nine of the...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: online term insurance, cheap insurance quotes, how to get a life insurance policy, a plan life insurance, health insurance texas, best term life insurance companies, best term life policies, life insurance australia, ins life, homeowners insurance rates

Insurance Agent License Requirements by State - FindLaw

Insurance Agent License Requirements by State Insurance agents have the important role of providing the public with insurance coverage for our families, homes, and property. Many of us rely on the protections offered through insurance, and trust our insurance agents to recommend appropriate and comprehensive coverage. It's therefore not surprising that all states require insurance agents to become licensed before selling insurance to the public. The specific requirements for an agent to become licensed varies considerably from state to state. State Insurance Agent Requirements Insurance "producers," commonly known as insurance agents or brokers, are individuals who are licensed by a state's...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: get car insurance, low cost term life insurance quotes, whole life insurance plans, get life insurance quote, cheap life insurance online quote, level term insurance, affordable online life insurance, medical insurance plans, great west life insurance, family life ins

Job Application for Licensed Life Insurance Sales Agent at Ethos Life

Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. Using predictive analytics, we are able to transform a traditionally multi-week process into a modern digital experience for our users that can take just minutes! Our investors include General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank, and the investment vehicles of Jay-Z, Kevin Durant, and Robert Downey Jr. We are listed in Forbes’ Top 50 Fintechs of 2020. And for exciting news about our growth check out Life-Insurance Startup Ethos Valued...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: quotes about life insurance, benefits of life insurance, sun life insurance, when to start life insurance, where to buy life insurance online, aal life insurance, best life insurance quotes, american life insurance, great life insurance quotes, universal life insurance

How Digital Access Has Increased Online Life Insurance Sales

Digital access to life insurance has made policies easier to purchase, as well as easier to understand. But there are even more ways our digital era has made life insurance quotes easier to obtain and understand for today’s consumer. Marketing, engagement, and customer care have all been made simpler with access to digital channels. Digital Marketing And Outreach For Life Insurance Digital Awareness: Because of unprecedented access to the internet, a greater number of people can now understand life insurance policies and how these policies fit into their financial goals. This widespread access means more people will understand why and when they’ll need life insurance coverage. It also...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: no physical life insurance, whole life insurance explained, indemnity insurance, good term life insurance, term life quotes comparison, purchase term life insurance, low cost term insurance, the general auto insurance, cost of insurance life insurance, what do you know about life insurance

Life insurance sales surge in Q3, Insurance Business America

Total life insurance new annualized premium grew 18% in the third quarter, according to new data from research and consulting firm LIMRA. Q3 was the third consecutive quarter of double-digit growth in the space. “Aside from last quarter, third-quarter premium growth was at its highest level since third quarter 2007,” said John Carroll, senior vice president and head of LIMRA’s insurance division. “Overall growth was widespread, with 65% of carriers – including nine of the top 10 carriers – reporting increases.” Year to date, total new premium increased by 18%, the largest nine-month growth recorded in 25 years. All product lines posted positive...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: compare life insurance quotes, childrens life insurance, guaranteed term life insurance, short term health insurance, student health insurance, home insurance quotes, get term life insurance, life policy quotes, the life insurance, public liability insurance