I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine. The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. Why You Can Trust The Annuity Expert The Annuity Expert is a licensed annuity...
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Suppose you and your spouse just purchased a home with a 30-year mortgage. Consider a life insurance term length of at least 30 years. If your spouse is your designated beneficiary, they would receive the death benefit if you pass away within those 30 years, and they could use the payout for the remaining mortgage payments. However, if you die after the 30-year term expires and you didn't secure a new policy or convert your term insurance to whole life, your beneficiary won't receive a death benefit. What factors determine how long my coverage should last? Consider these factors when determining how much coverage and how many years of term life insurance you should get: Your age can be a...
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Why Consider a 25 Year Term Life Policy You may have heard of 20 and 30 year term, but what about a 25 year term life insurance policy? In this blog post I’ll cover which life insurance companies offer 25 year term and why you may want to get a 25 year term policy. I’ll also cover the price difference between a 20, 25, and 30 year term, and cover options for no medical exam 25 year term life. You can get 25 year term quotes by using our quote tool right below this paragraph or keep reading for more information on 25 year term life insurance. 25 Year Term Life Insurance - Options for Coverage? While most term life insurance companies offer 10,20, or 30 year term, not all offer 25 year...
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20 Year Term Life Insurance in Your Forties (40's) You've hit your forties, your children are in college, you still have a sizable mortgage on the house, and you are concerned that if you pass away your spouse cannot pay for the kids education and the mortgage on her/his own. This is when life insurance comes into play. Getting insurance coverage now will guarantee that your children and spouse will be taken care off in case of your death. Their college education will be paid for and the mortgage on your house will be taken care off. This Is The Perfect Time To Get Coverage! Life insurance rates are at all time lows, and being in your forties, getting the best 20 year policy is very...
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Great Eastern offers a wide range of life insurance products. While its term life Direct Purchase Insurance (DPI) options are competitively priced for senior consumers, they are less so for younger consumers looking for 5-year renewable and 20-year term life plans. Furthermore, it is the most expensive option out of all the DPI whole life insurance plans offered online. Great Eastern also one of two insurers offering the Dependants' Protection Scheme—a term life insurance plan that is automatically extended to CPF members. Great Eastern DIRECT-Great Term Life Insurance Great Eastern's DIRECT-Great Term life insurance provides up to S$400,000 of death, terminal illness and total and...
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Child Money Back Plan Of LIC – LIC’s new child reimbursement program is an insurance and investment program designed to meet a child’s financial needs at the age of 25. This is a participating plan and therefore entitles you to a bonus based on the performance of LIC. Please note that this plan provides for a risk cover for the child’s life and not for the parents or grandparents. So that does not really guarantee the child’s future in the event of the death of the parent or grandparent. It is an investment plan that takes into account the needs of the child at the age of 25 years. Eligibility Criteria For Child Money Back Plan Of LIC Following are the...
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20 Year Term Life Insurance Plans A term life insurance plan is ideal for an individual that needs to budget life insurance payments because a fixed monthly payment is made to maintain this type of coverage. This fixed payment is guaranteed for the term of the life insurance plan. A 20 year term life insurance plan simply means that the plan will be valid for a term of 20 years and the policyholder will need to seek alternative life insurance coverage at the end of the 20 year term or renew on an annual basis by paying a new, higher premium rate. A 20 year term life insurance plan is typically used for the purpose of covering final expenses and replacing income in the case of the death of...
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Eagle's Span 20-year Term Life Insurance Term Insurance: What is it? Term insurance is a form of temporary life insurance that can cover you for a predetermined amount of time. Insuring periods (terms) for these policies can be just one year or all the way up to thirty year, depending on the policy. Why are these policies used? There are various reasons to use a term policy; the first and foremost being the affordability of this type of protection. Term insurance is ideal in situations where additional security is needed or when the coverage is necessary for a specific amount of time. An example of the latter would be if you were to purchase a policy to safeguard your family...
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Nothing is more important than ensuring your family is protected no matter what happens to you or your spouse. Young families are even more at-risk in the event of a loss of one or more parents – particularly because it is during these early years that families develop nest eggs, college funds and money to eventually pass on to heirs. If you have a whole life insurance policy, chances are the policy will pay benefits to cover burial and funeral expenses, but may do little to provide your surviving family members with a way to replace your income or household responsibilities. That is why many families with children choose to supplement whole life insurance policies with 20-year term life...
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Getting a life insurance quote online can often result in being bombarded by calls or emails from aggressive agents seeking a commission. That is why we have decided to publish sample life insurance rates by age and gender to help our customers make an informed decision. We have assembled various term life insurance rates by age below for you to get an estimate of what it will cost based on term length, coverage amount, and age. We present rates for no exam life insurance policies as well as policies that do require an exam. Should you find these rates to be satisfactory, please call 888-407-0714 to speak with a licensed agent. You can apply for these insurance products online or over the...
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