I need a life insurance policy

5 scenarios when you don't need life insurance

Life insurance is a tool that provides financial cover for the policyholder's family in case of untimely death, retirement or disability due to accident. The purpose of life insurance is to provide for needs when there is loss of income due to these factors. However, it is important to know under what circumstances one needs to buy life insurance. Overzealous agents will often persuade you into buying a policy you might not even need. Here are five scenarios when you can choose not to take a life insurance policy: Saving tax: Buying insurance for the sole purpose of saving tax is a strict no-no. People choose life insurance policies for this purpose as the money is parked in safe hands...

Continue reading...

rates-life-insurance.com
Overall rating page: 4.7 / 5 left 1209 people.

Posted by at

Tags: fixed term life insurance quotes, insurance quotes online, 1 year term insurance, companies that offer life insurance, affordable term life insurance rate, zurich life insurance, life insurance corporation, disability insurance quote, banner life insurance, colonial life insurance

What oes the Coronavirus pandemic mean for life insurance?, FAQs answered, Compare UK Quotes

What Does the Coronavirus Pandemic Mean for Life Insurance? While life insurance may not be at the forefront of peoples’ minds during these difficult and uncertain times, managing finances and keeping up with bills is likely to be a big concern for many. If you’re struggling financially, one thing you could do is to contact your life insurance provider to see what relief they can offer you temporarily to ease the burden. If you do not yet have a life insurance policy, however, and you want to put one in place to protect your loved ones should anything unexpected happen to you, you can still purchase cover despite the current Coronavirus pandemic. In this article, we will look at...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: company insurance, life insurance quotes, cheap life insurance quotes, level term life insurance quotes, best term life insurance, truck insurance, temporary life insurance, car insurance brokers, insurance life quote term, life insurance claim

Important US Life Insurance Facts Everyone Should Know, Texarkana Today

People do not always understand why they need to insure their life. For example, you don’t think that if you have a fire extinguisher in your house, a fire will definitely start. It just means that if there is a fire, then you are prepared, and you always have a chance to save yourself. Same thing with life insurance. If you have it, it does not mean that you will die soon. It simply means that if something really happens to you, your family is well prepared for this tragedy. To get American insurance, it is enough to have legal status. The company does not ask for residency or citizenship, but you must legally reside in the United States and have a Social Security number. Further, we will...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: best and cheapest term life insurance, low cost term life insurance quotes, buy life insurance online now, life insurance conditions, compare term life insurance policies, homeowners insurance companies, west coast life insurance, nationwide insurance, life insurance help, term insurance

How to Choose Life Insurance, Life Insurance Online

Choosing Life Cover How to choose life insurance? Choosing a life insurance policy is another way in which you can look out for the continued welfare of your family and loved ones, but choosing the right Life Cover can be daunting. So let us help you by pointing out four key areas to consider when taking out life insurance: Family needs For Life Cover, you need to decide on how much money you would like your beneficiaries to receive and weigh that against how much you can afford to pay each month in terms of premiums. Study your needs as a family. Most families depend on two salaries. If you died suddenly, could your family maintain their standard of living on one salary alone? And what if...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: about life insurance, auto insurance quotes, life insurance providers, life life insurance, sign up for life insurance, life insurance programs, individual life insurance, long term life insurance, 5 year term life insurance policy, medical life insurance

Bajaj Allianz offers loan against life insurance policy: All you need to know

Bajaj Allianz life insurance customers can get a loan of up to 90% of surrender value of the policy Bajaj Allianz offers loan against life insurance policy: All you need to know 2 min read . Updated: 25 May 2020, 04:43 PM IST Anulekha Ray Relatively low interest rates and hassle-free loan approval are key benefits of this loan against life insurance policy facility The application for availing loan will be less cumbersome as the company already had all the necessary details of the customers “This feature is valuable for customers who are looking for financial assistance in these times," said Kayzad Hiramanek, chief-customer experience and operations, Bajaj Allianz Life. Relatively low...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: protective life insurance, company life insurance, get life insurance online, insurance quotes online, li insurance, business insurance quotes, life insurance life insurance, how to obtain life insurance, life insurance quotation, whole life insurance policy

What to look for in a life insurance policy

What to look for in a life insurance policy October 3rd, 2018 What to look for in a life insurance policy Taking out a life insurance policy is something that every adult needs to do. It saves your family from having to pay off your debts, should events such as death, disabling illness or an accident occur. However, before you make a decision on which option to choose, you should look at life insurance quotes from various companies in order to compare their offerings. If you are having trouble deciding on the best, most affordable life insurance in South Africa, below is some advice on what to look for in a policy. What is the reputation of the company? This is an important aspect to look...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: reasonable life insurance quotes, lowest price term life insurance, life life insurance, which life insurance, affordable family life insurance, which life insurance policy to buy, american income life insurance company, term life insurance comparison, life and health insurance, term life insurance for young adults

Do you really need a life cover? -

Not everyone needs life cover. People with surnames like Gates, Motsepe, Buffet and Rockefeller probably don’t need it. Neither do people who have “fire pools” medical centres and landing strips in their gardens. For the most part, the rest of us need life cover. When you are a young, married breadwinner with a brood of small people to take care of, then life cover is a non- negotiable. If you feel you can’t afford it, cut the entertainment bill, start buying no-name brands and reel in your fast food habit. Very few people would ‘rest in peace’ knowing that if their income was lost, their family would lose their home, car and financial stability. Raising children is hard enough for a...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: gap insurance, american general life insurance company, find an insurer, term quotes, how do i get life insurance, no physical term life insurance, life insurance claim, term insurance or life insurance, family term life insurance, life insurance ratings

All I want for Christmas is a life insurance policy Life Insurance Cover

(and maybe a DNA testing kit) Following on with our series on what are the best life insurance products, we thought that, as it is coming up to Christmas, rather than examine a specific life insurance policy or product, we wanted to indulge in some fun facts and interesting trivia surrounding the life insurance market. Furthermore, today’s feature blog stands out as our Christmas special. As the team starts looking forward to a well-earned Christmas break, regardless of creed or ideology, the holiday is a time to relax and be with a family or use the time to indulge in hobbies or other pursuits. Christmas gifts that might affect your life insurance premiums Kicking off with an interesting...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: life insurance reviews, mortgage protection insurance, level term life insurance, term insurance rates comparison, hmo health insurance, term life comparison, individual life insurance, temporary car insurance, conseco life insurance, what is life insurance policy

Should I cancel my life insurance for long-term care coverage? - nj.com

Q. I’ve had a whole life policy for eight years and it’s fine, but I think I want a new one that has a long-term care rider. How can I decide if I should cancel the first policy? I only need so much insurance, really. A. Long-term care planning is a very hot topic today, partly driven by the fact that the conventional long-term care insurance market is imploding. Many of the biggest insurance companies have either suspended the sale of their long-term care insurance products, pulled out of the market entirely or limited their benefits to be much leaner, mostly a result of poor claim experience, said Ed Gaelick, a Chartered Life Underwriter and Chartered Financial Consultant with PSI...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: franklin life insurance, over 50 life insurance, endowment life insurance, life assurance policy, best affordable term life insurance online, whole life insurance quotes online free, fixed term life insurance quotes, best place to buy life insurance, best term life, online life insurance plan

Have Life Insurance through Work? Ask These Questions about Your Coverage - The Alumni Insurance ProgramBlog

09/30/2019 Have Life Insurance through Work? Ask These Questions about Your Coverage Many people enroll in life insurance coverage through work because the cost may be low and it’s easy to manage. If you do have an employer-sponsored life insurance policy, how much do you really know about it? Have you reviewed your policy details closely? Usually, employers offer two types of life insurance — one is included as part of your benefits package and you don’t pay for it. The other is group life insurance that you can purchase. Here are a few questions you might want to consider to determine whether your employer-sponsored life insurance is right for you and your family. While some life...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: life insurance policy quotes free, life insurance for family of 5, term life insurance with, term life quotes comparison, aetna insurance, life insurance quotes and sayings, how to obtain life insurance, term life insurance quotation, new life insurance, for life insurance