For decades, independent insurance agents have been looking for an easy process to sell term life insurance to their clients. Typically, a term life application process takes a lot of paperwork, communication with the carrier, scheduling of parameds, and other administrative work due to the product type. Well, Bestow has changed the term life environment for the positive – and AIP Marketing Alliance is one of a limited number of nationwide insurance distributors to be able to offer this mobile-friendly application to our independent wholesalers and agents. Understanding the Bestow Advantages Bestow has developed an instant decision, mobile-friendly term life insurance process that quotes...
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The Smart Choice Life Program Is Where Your Search Ends. Just a couple of years ago, many of Smart Choice’s Personal Lines agents were reluctant to sell life insurance policies because of their unfamiliarity with it or their concern that it was a time-consuming task that didn’t have recurring revenue to justify the effort. So much has changed in the past two years, and selling life policies has never been easier. A Q&A with Choco Harwell on the Smart Choice Life Program Choco Harwell has been part of the Smart Choice® brand since 1994. He has spent 40+ years working in the insurance industry, with previous experience as a life insurance agent, sales manager, and independent agency...
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Life insurance salespeople are compensated with a percentage of the policy premiums paid in the first year and each year thereafter. Some types of life insurance salespeople receive higher compensation, or “commissions,” than others. Most states prohibit an agent from rebating commissions, but that doesn’t mean there aren’t ways to pay less money. Learn how commissions affect your insurance premium, and how to be a smarter consumer. What Are Life Insurance Commissions? Life insurance agents who sell policies from one company are known as “ captive ” insurance agents. They may receive lower commission rates because they may receive other benefits, such as retirement accounts and health...
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Life changes & so should your Term Life Insurance For each of our neighbors in Scottsdale, the right life insurance will be unique for you and dependent on your personal and financial needs. As your life changes, your life insurance coverage may need to change in order to adapt to your current needs. Some life transformations that may require a policy “tune-up” and our help at Greene Insurance Group include: You recently married or divorced You have a new child or grandchild You have opened or expanded a business Your health or your spouse’s health has deteriorated You are providing care or financial assistance to a parent You recently purchased a new home You have...
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Choose The Pennsylvania Life Insurance Company Trusted By Delaware County Residents for 20+ Years For over 20 years, Peterson Insurance in Havertown, PA, has helped local residents prepare for what’s to come with a variety of permanent and term life insurance policies. Our local life insurance agents take pride in providing Delaware County community members with the best life insurance policies written to meet their needs and budget. Why Choose Us As Your Independent Life Insurance Company? As PA’s premier independent life insurance company, we are not bound to the insurance providers we can write policies with. Instead, we work with A+ rated companies like Erie life insurance to deliver...
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What is Just Dial Verified? "Just Dial/JD verified" means, the information related to name, address, contact details of the business establishments have been verified as existing at the time of registering any advertiser with Just Dial. This verification is solely based on the documents as supplied by an advertiser/s or as per the details contained in Customer Registration Form. We strongly recommend our Users/callers to exercise their discretion...
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Life insurance agents work strictly on commissions, but the figures vary from company to company and agency to agency. Commissions paid to agents vary upon the size of the policy and the product type being sold. For example, products such as variable universal life insurance, variable insurance, and universal life insurance tend to have the highest profit margins for the life insurance company and therefore pay out the highest commission rates to agents. The “bread and butter” product of life insurance companies is the whole life insurance policy. Usually, agents are paid a commission between 40% and 90% of the premium paid during year one. Afterwards, the companies pay renewal commissions...
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Let us help you provide your clients with the widest range of term life carriers and products possible. We offer quotes, policy details, advanced case design, underwriting expertise, application fulfillment, and more. Click here for a complete list of the carriers we work with. Bookmark the Carrier Updates section of our blog to stay in the loop. We keep it updated with new carrier marketing pieces, form updates, carrier portal links, and more. Term Life Services NOTE: We've updated our iPipeline quoter! To use the new quoter, you'll be asked to sign in with an iPipeline username. If you don't have a current iPipeline username (created on or after January 15, 2018), you'll have the...
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Here’s why insurance agents don’t sell you term plans If you have dependents in your family, term insurance plan is what you must have to secure their future financially when you are not around. While most financial experts consider term plans to be the most important of all life insurance plans, the insurance agents are not very keen to even talk about it. The work of a life insurance agent is to understand your financial requirements first and then suggest a plan depending on your needs. Therefore, if you do not have a life insurance plan yet, the agent should ideally recommend you a term plan. But in most cases, what the agents do is suggest a plan that they consider is “the best...
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Life Insurance Safeguard your family’s future with the right life insurance policy. Don’t leave the future of your loved ones to chance. Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made to your family when you are gone. Springbrook Insurance Agency can help you find the right life insurance policy for you and help ensure that your policy continually meets your needs. Contact us today to get started. Life Changes — So Should Your Policy The right life insurance policy will be unique for you and dependent on your personal and financial needs. As your life changes,...
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