John Hancock Life Insurance Co. plans to try out a number of wellness programs on some of its long-term-care insurance policyholders, which experts say would both help clients live longer, healthier lives and possibly provide an economic prop to one of the largest LTC insurers. The first of the pilot programs, the LIFT Wellness Program, involves an in-home visit by a registered nurse, who will “conduct an assessment, and may recommend certain behavior changes related to nutrition, exercise and/or home modifications with a focus on fall prevention,” according to a letter sent to advisers last month by the insurer and obtained by InvestmentNews. The assessment will be followed by...
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Protection for equipment that helps you and keeps you healthy At some point most of us will rely on a device to stay healthy, or for help in our daily life. We might need glasses, contact lenses or a hearing aid to help us see or hear. Crutches, a wheelchair or a stair lift might help us get around more easily. Some of us will need breathing equipment such as a nebuliser or portable oxygen tanks to stay healthy. In future more of us will use wearable technology to manage our fitness or to keep a check on a medical condition. It can add up to a lot of expensive equipment for your health and well-being, so it pays to check that you are covered in case of theft or damage. What’s covered by...
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Abstract Introduction: Recent years have seen an increased utilisation of upper body lift following massive weight loss. Although it is typically considered cosmetic, the recurrent skin conditions and decline in quality of life may warrant medical necessity. We evaluated current insurance coverage and characterised policy criteria for upper body lift in the post-bariatric population. Methods: We defined upper body lift as a combination of mastopexy and upper back excision (UBE) and conducted a cross-sectional analysis of US insurance policies. Insurance companies were selected based on their enrolment data and market share. A web-based search and telephone interviews were conducted to...
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What Is a Moratorium? A moratorium is a temporary suspension of an activity or a law until future events warrant lifting the suspension or related issues have been resolved. A moratorium may be imposed by a government or by a business. Moratoriums are often enacted in response to temporary financial hardships. (Both "moratoriums" and "moratoria" are acceptable as plural forms of the word moratorium.) For example, a business that has exceeded its budget might place a moratorium on new hiring until the start of its next fiscal year. In legal proceedings, a moratorium can be imposed on an activity such as a debt collection process. The moratorium will be lifted when a related...
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Life Insurance Awareness Month – The pefect time to get your insurance rates in shape. September is Life Insurance Awareness Month and there’s no better time to understand how your lifestyle could affect your insurance policy. Diet and exercise are the best ways of maintaining a healthy lifestyle, but given the current economic downturn, it’s becoming even more important to also keep a healthy budget. Fortunately, balancing your budget and staying healthy can go hand-in-hand. The DOI and the National Association of Insurance Commissioners (“NAIC”) provide these tips on how a healthy lifestyle may lower your insurance premiums while it lowers your risk of health concerns....
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Hexie Health Insurance Co Ltd has donated 49.74 million yuan ($7.22 million) of personal accident insurance to villagers in East China's Shandong province as part of an effort to lift rural citizens out of poverty. Each resident of Xujiagang village in Rushan, Shandong province, who is under the age of 80, was granted an average insurance of more than 100,000 yuan. The insurance period is one year. Listed as a provincial poor village in 2014, Xujiagang now has 208 families, 115 of which were certified by the local government as living in poverty. The company has also donated office equipment worth up to 10,000 yuan to the village. A subsidiary of China's Anbang Insurance Group, Hexie Health...
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Lockdown lift to be ‘incremental’, with mining industry officially beginning to restart © Copyright (c) Daily Maverick, All Rights Reserved The relaxation of South Africa’s lockdown to contain the Covid-19 pandemic will be ‘incremental’, Minister of Cooperative Governance Nkosazana Dlamini Zuma announced on Thursday. There will be no sudden return to normal and amendments will be made each week for a gradual relaxation of the rules. The mining industry and oil refineries now have the green light to begin rebooting. Various ministers led by Minister of Cooperative Governance Nkosazana Dlamini Zuma gave a televised and online media briefing to provide an update on the Covid-19 lockdown...
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Everything You Need to Know About Butt Implants Butt implants are artificial devices surgically placed in the buttocks to create volume in the area. Also called buttock or gluteal augmentation, this procedure has grown increasingly popular in recent years. One estimate reported by the American Society of Plastic Surgeons notes that buttock augmentation surgery has increased by 252 percent between the years 2000 and 2015. The most popular types of buttock-related surgeries include butt lifts, implants, and augmentation with fat grafting. Despite their popularity, butt implant surgeries aren’t without risk. Discuss the possible benefits and side effects, as well as any expected costs...
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Having adequate ski travel Insurance is vital if you are going on a skiing holiday, as I learned on my recent ski trip to Austria. I am just back from Austria, where my luggage didn’t arrive for four days. Yes believe me when I tell you, it was a nightmare! Before I left home I invested in new salopettes, snow boots with retractable spikes, and a ski-jacket with Recco detector on it (technology designed to find you in case of an avalanche!) To say I was well equipped is a massive understatement! Nevertheless having all this lovely ski-gear was fruitless as my bag only arrived on my last day. Luckily I had taken out ski travel insurance. I have a premier plus travel insurance policy,...
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TUESDAY, July 2, 2019 (HealthDay News) -- An air ambulance might be your only chance to survive a medical emergency -- but a new study reports it's going to cost you. The median charge of an air ambulance trip was $39,000 in 2016, about 60% more than the $24,000 charged just four years earlier, researchers found. That amount is "more than half of the household income for the average American family in 2016," said lead researcher Ge Bai. She is an associate professor of health policy and management at the Johns Hopkins Bloomberg School of Public Health in Baltimore. It's also much more than the median $10,000 it typically costs the company to conduct a helicopter air ambulance flight, said...
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