Opinion 1. Where an insured responded "no" to an insurance application question asking whether he had "ever been treated for, or advised by a physician" that he had a rupture, evidence not showing either treatment or advice by a physician was properly excluded. 2. It is harmless error to overrule an objection to testimony which is later either admitted without objection or elicited by cross examination. 3. A charge on bad faith in failing to pay an insurance claim is authorized where, notwithstanding a specific reason given for denial of the claim, the claims manager of the insurance company denies that this was the reason the claim was rejected. 4. It is error to fail to charge without...
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Online Privacy Policy Protecting your privacy is our priority. The family of companies commonly known as Indiana Farm Bureau Insurance is comprised of United Farm Family Mutual Insurance Company, United Farm Family Life Insurance Company, UFB Casualty Insurance Company, and Rural Insurance Agency, Inc. (collectively, “we,” “us, “our” or “Indiana Farm Bureau Insurance”). We provide this privacy policy to inform our clients, customers, and users (“you” or “your”) of our website, which includes related social networking sites or pages and any associated telematics mobile applications (collectively, the “Site”), about...
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What are Family Life Insurance Riders? There are a small number of family life insurance riders available on the market that allow you to purchase additional coverage for a spouse or child under your own policy. These riders offer an affordable way to secure life insurance coverage for family members — though it’s worth noting that the face value they offer is always a lower amount that it would be if each person were covered by their own individual policy. For that reason, family life riders are generally the right move only if that person’s coverage requirements are limited. Need more info on riders in general? Start here for an overview of what life insurance riders are, how they work,...
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Keeping a Home in the Family Jason and Amy are raising a family while paying down their mortgage. Whatever happens, they don’t want their children to lose their home or be burdened with their debt. Jason and Amy purchased 30-year term life insurance policies to pay off their mortgage. Their wish is to have the home passed down to their children. Leave Them with Memories, Not Bills David is the primary wage-earner for his family and worries about a time he might not be there anymore. He wants to ensure his family isn’t burdened by costs for his funeral or unpaid medical bills. David purchased a permanent life insurance policy from Erie Family Life to provide the funds necessary to pay final...
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Life Insurance Coverage Options: Reassurance for you and your Loved Ones Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family. At Rodondi & Associates Insurance Brokerage, we know that...
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When you join the military, the government automatically provides coverage known as SGLI and deducts premiums from your pay. But you can elect to decline this coverage and choose a policy through a commercial life insurance company or nonprofit organization. Whether you choose the military's Servicemembers' Group Life Insurance or find your own, it's important to purchase a life insurance policy that will provide financial support in the event of an injury or death. SGLI: Who's Eligible for SGLI SGLI is a term insurance policy for active duty service members, Ready Reservists, National Guard members, members of the Commissioned Corps of the National Oceanic and Atmospheric Administration...
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Life Insurance If you live in Georgia and want to protect your loved ones when you pass away, you may want to consider a life insurance policy. These kinds of policies can help provide for your funeral expenses and anything else that needs to be cleared up financially. How much life insurance you need will depend on your specific circumstances, which is why it's best to consult with an insurance agent when choosing your policy. If your needs change throughout your lifetime, you can also make adjustments to your policy or get a different one, so you have the peace of mind in knowing that your family will be financially protected. There are two basic kinds of life insurance that you may want...
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Life insurance Lincoln CA is an important element of any family’s financial outlook and should be purchased as early as possible in life in order to maximize the benefits available to the beneficiaries. Not all life insurance policies are the same and selecting the appropriate policy in conjunction with your budget and long term financial goals requires due diligence and careful planning. It helps to have at least a basic understanding of the different kinds of life insurance that are available in order to begin the process of choosing one that is right for you and your family. Whole life insurance Lincoln CA policies accrue cash value over the course of the policy term and typically...
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Life Insurance - Philadelphia PA & Conshohocken PA - Cosaint Insurance Partners Life Insurance in Philadelphia, PA and Conshohocken, PA PROTECT WHAT MATTERS MOST Your family is your responsibility and your life, and there’s nothing better than watching them succeed and sharing in their ambitions, dreams, and conquests. But should something unexpected happen to you, you’ll want to be prepared for providing the assurance your family needs to keep their futures safe and sound. At Cosaint Insurance Partners, we’ll work with you to keep your family protected. A proper life insurance policy can give you reassurance knowing that your finances and beneficiaries are secure...
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The Federal Employees’ Group Life Insurance (FEGLI) program provides group term life insurance. In most cases, employees are automatically covered by Basic life insurance unless they decline it. In addition to the Basic, there are three forms of Optional insurance that you can elect. You must have Basic insurance in order to elect any of the options. Unlike Basic, enrollment in Optional insurance is not automatic—you must take action to elect the options. As term insurance, FEGLI does not build up any paid-up value and enrollees cannot borrow against it. The cost of Basic insurance is shared between you and the government. Executive branch employees pay 2/3 of the total cost and the...
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