Get Your First 3 Months Half Price Why our cover is the best? All our policies offer lifetime protection for illnesses and injuries Your dog’s health is always our top priority, so every policy with us is for Lifetime pet insurance. This way, even if your dog were to develop an ongoing or recurring condition, they can always get the best possible healthcare when they’re protected with The Kennel Club Pet Insurance. Lifetime vet fees cover up to £15,000 every year Reinstated every year that you renew your policy. Free 24/7 access to the Pet Health Helpline For advice from registered veterinary professionals whenever you need it. Dental cover While many insurers will cover dental...
Continue reading...
We're passionate about animals and we know how much vet fees can cost. This is why we recommend that people take out pet insurance for their furry family members. Vet treatment can often cost hundreds of pounds and it's not surprising that some pet owners struggle to afford unplanned treatment if their pet suffers an accident or illness. Having pet insurance ensures you're there for your pet when they need it most without worrying about vet bills. The benefits of pet Insurance There are various levels of pet insurance cover to choose from across different pet insurance companies. It's important to look at the different options available to you, every pet is different and therefore you might...
Continue reading...
Hepper is reader-supported. When you buy via links on our site, we may earn an affiliate commission at no cost to you. Learn more. You’ve probably heard of pet insurance for covering your dog or cat’s veterinary expenses. While they typically don’t include pre-existing conditions, accident or accident and illness plans will reimburse some of your costs for events that could cause your pet’s death, such as cancer. You may wonder about whether you could insure your pup’s life? The short answer is that it is possible, although your options are much more limited for this type of coverage. How the Law Views Pets Life insurance for pets works similarly to that for people. It will cover the...
Continue reading...
More about Dog Insurance You can insure your four-legged friend from when it is a six week-old puppy up to the age of seven years, whether you have a pedigree or a mixed breed dog. The most comprehensive insurance policy covers the cost of veterinary care as well as the loss of the dog if it got lost, has been stolen or died. You can choose whether to receive reimbursement of veterinary fees and diagnostic tests prescribed by a veterinary surgeon up to a total of EUR 1,000, EUR 2,000 or EUR 3,000 per policy period. More about Horse Insurance You can insure your horse with If from the time the horse is ten days old up to the age of 16 years. You can choose between two levels of insurance...
Continue reading...
The COVID-19 pandemic has led to pet ownership soaring in the UK, yet growth of the pet insurance market is lagging due to prices. Price is proving the main barrier to uptake. The pets most commonly insured are dogs and cats, but the vast majority of these are uninsured. According to GlobalData’s 2021 UK Insurance Consumer Survey, 41.6% of dog and cat owners have not insured their furry friends because they believe insurance is too expensive. A further 19.5% of individuals did not do so because they hold a health plan from the vet for their animal. A big challenge for insurers is expanding their customer base in a market where prospective customers do not always understand the benefits of...
Continue reading...
What is a Reinstatement policy, also known as a Lifetime policy? Reinstatement also known as Lifetime Pet insurance covers Vet fees up to the policy limit for each separate condition year after year for your pet’s life. Our Reinstated or Lifetime policies cover short and long-term illnesses that your pet may develop. As long as you renew your policy with us each year and your premiums are up to date and your insurer offers renewal, your policy limit renews. Your pet will have access to the continuous cover for any conditions presented after you took the policy out with Perfect Pet. The good news is there is no limit on the amount of conditions you can claim for. A few benefits we offer on...
Continue reading...
Many people get life insurance for themselves or their spouse — it can be a wise financial investment to help you with the loss of a loved one. But what about our furry family members? Can you get a life insurance policy on a dog? And what expenses do you need to consider with the loss of your pet? We’ll answer these questions and more to help you plan ahead. Even though we don’t like to think about our pet’s death, it helps to be informed about all your options. Can You Get Life Insurance For Your Dog? Insurance companies don’t offer life insurance for dogs that’s comparable to human life insurance (meaning you get a lump sum that you’ve paid into...
Continue reading...
Pet life insurance and pet health insurance provide two different coverage options for dog owners. The differences between them can be confusing, but are nonetheless important to learn so you can choose the product that’s right for you and your four-legged friend. This post will help you understand how pet life insurance works and differs from pet insurance for dogs. Use the links below to jump to information you'd like to know more about: Can you get a life insurance policy for your dog? Life insurance policies for dogs do exist and are usually purchased for working animals that generate revenue, such as show dogs that might earn six-figure income through product endorsements and breeding...
Continue reading...
Recently I mentioned the fact that I had selected godparents for my Pekingese, Matilda, and that I had made provisions so that if something happened to me, her godparents wouldn’t be obligated financially to care for her in addition to having to take on the big role of taking care of her in general. It didn’t take long for someone to ask me if I really had a “trust fund” set up for my dog and how one actually does that. It’s actually quite simple to do, and without a doubt, I suppose I can say this honestly: That may sound absurd, but it’s true. Well, perhaps trust fund puppy or trust fund doggy is more accurate. Nonetheless, I calculated what I believed it would take to care for Matilda...
Continue reading...
Pet insurance is similar to health insurance for humans. It includes exclusions, various levels of coverage, deductibles, and payment limits. Some carriers have different levels of coverage for the customer to choose from, while other carriers have one-size-fits all type plans. Most pet insurance companies exclude pre-existing conditions and hereditary or congenital conditions. Some insurance companies will not accept pets after a certain age and many companies have waiting periods before benefits begin. Pet insurance companies typically divide their products into 3 main categories: accident-only, accident and illness, and wellness coverages. Each level offers specific services that are...
Continue reading...