Hollard’s Sporting bundle covers your sporting assets and liabilities from A-Z South Africa is blessed with an exceptional outdoors lifestyle, which explains why sport is such an intrinsic part of our culture. Whether its golf, soccer, cycling, running, sailing, kayaking, skiing, cross-fit, rugby, cricket – you name it and somewhere there is a game, match or race on the go. Of course, all these sports come with a significant amount of investment into gear and equipment, which is why Hollard ’s new generation insurance option - the Sporting bundle – is just the ticket for the sports enthusiast* who wants to take care of all their gear and any potential liability that could arise from their...
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If you’ve watched the news lately, there has been significant coverage on wildfires, severe storms, and most recently, Hurricane Florence. As we transition through the seasons, we encounter different perils that could pose risk to our vehicles. With all these different scenarios present in our lives, it may be difficult to keep track of how insurance will respond to your auto claims. Therefore, this week’s blog is going to discuss the differences between comprehensive and collision insurance. Comprehensive insurance coverage provides protection for damages caused to your car, which are not collision related. The small fly in the ointment is collision with animals. That’s covered under...
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What is comprehensive car insurance? While liability coverage is required in nearly every state, comprehensive car insurance is optional. Still, nearly four out of five drivers opt to add comprehensive coverage according to the Insurance Information Institute (III). Discover below exactly what comprehensive car insurance covers, what it doesn’t, how much it should cost, and whether you need it. So what exactly does comprehensive car insurance cover? As stated above, comprehensive car insurance covers against non-collision damage. That includes theft of both the entire car and parts of the car. In the same vein, comprehensive car insurance covers damage caused by another individual as an act...
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What’s the difference between collision and comprehensive coverage? These car insurance terms sound similar and what they cover isn’t intuitive based on the name alone. We’ll help you better understand these types of car insurance coverage, so you know exactly what you’ll need to properly protect yourself from some of the most common situations drivers experience. What Is Collision Coverage? Collision coverage is designed to insure your vehicle against damage done to your car when a collision occurs. Depending on the details of your policy, a non-owned rental vehicle may also be covered. In the event your car overturns or collides with another object or another vehicle: this is where...
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What does 'fully comp' actually mean? Our Comprehensive car insurance is highly rated and covers you for a wide range of eventualities, but even if you’re an experienced driver, it’s worth refreshing your memory so that you know exactly what is covered and what is not. The more you know about your car insurance, the more you make it work for you, and avoid making assumptions that could have dire consequences. So, to begin: Comprehensive insurance (or 'fully comp', as it’s also known) covers you for damage you cause to someone else’s car or their property. It also covers you for damage caused to your vehicle, including and not limited to: Damage caused by animals Natural disasters, such as...
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Car insurance falls into three main levels of cover and, as with so many things in life, the more you pay the more you get Car insurance is a legal requirement unless your vehicle is registered as off the road (SORN). However, the level of car insurance you buy is up to you and not determined by law; there are three different types of car insurance, and these policies vary depending on the policy and insurer. Find out more about different levels of car insurance, what they cover and how you can ensure you've got the right car insurance for your needs. What are the different levels of car insurance? Car insurance can be split into three main categories: Third party, fire and theft What...
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Worldcare Travel Insurance Compare our travel insurance plans quickly and easily! Worldcare Travel Insurance Benefits Worldcare Travel Insurance plans provide specified levels of cover for cancellation and travel disruption, medical, life, baggage, personal effects, money and personal liability. All the Worldcare plans also include 24-Hour Emergency Assistance. Cover for Pre-existing Medical Conditions The GoComprehensive and GoFreedom plans provide automatic cover for a variety of specified Pre-existing Medical Conditions. If your Pre-existing Medical Condition is not automatically covered under these plans, you can apply for cover. If cover is confirmed and you want to proceed with your...
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Your state requires you carry at least a minimum of liability only car insurance. But what about other coverages? With so many to choose from, deciding what coverages are worth it for you situation can be overwhelming. Beyond the state minimums, we often get questions about comprehensive insurance. Do you need comprehensive car insurance? If you own an older car or have unique auto needs, holding comprehensive car insurance may not make sense for you, but in many cases, it can be a valueable part of your policy. Below we’ll go through the differences between comprehensive and liability and why you may want to add comprehensive car insurance to your auto insurance policy. Though the...
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Q: My car is almost 10 years old. I'm not sure if I should still carry both comprehensive and collision insurance. Actually, I'm not sure what the difference is between them. Can you explain comp and collision? We posed this question to Theresa Geving, a Farmers Insurance® agent based in Overland Park, Kansas. Here's what she had to say about comprehensive and collision coverage: A: This is a question I get all the time. Almost every state in the U.S. requires vehicle owners to carry liability insurance or prove financial responsibility, but that coverage does nothing for you if your car needs to be repaired or replaced in situations where a third party is not responsible for the damage....
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Our comprehensive insurance cover protects your motorcycle against accidental damage, fire and theft as well as covering your legal liability for damage done to a third parties property. If you want coverage that has been designed for your Yamaha Motorcycle then this is the cover for you. Some features of our great protection are: We will give you 3 years new for old replacement on your new Yamaha Lifetime guarantee on all authorised repairs Zero excess payable on theft claims when protected with Yamaha DNA We ensure that your motorcycle is repaired with genuine Yamaha parts only We can also look at discounting your premium by only providing cover for the months you do use your Yamaha. A...
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