An insurance agent helps clients choose insurance policies that suit their needs. The agent may also be called an insurance sales agent. Personal lines insurance agents handle auto, home, umbrella, motorcycle, RV, and boat insurance policies. Commercial sales agents handle business policies. Types of insurance include property and casualty, life, health, disability, long-term care insurance, and even livestock and equine insurance. Many insurance agents also sell investment products, such as mutual funds, variable annuities, and other securities. Insurance Agent Duties & Responsibilities As part of their day's regular duties and tasks, an insurance agent may perform some or all...
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Insurance agents who want to sell property and casualty insurance, including auto insurance, in Ontario must apply for a general agent licence with the Financial Services Regulatory Authority of Ontario (FSRA). Note that general insurance is sometimes referred to as Other Than Life (OTL) insurance in Ontario. About the licence Sponsorship required with an insurer As a general agent, you must be sponsored by a licensed insurer at all times. Your sponsoring insurer is responsible for confirming you meet all licensing requirements, and for managing the application process for your licence. As the agent, you are responsible for maintaining your licence. Fee for a new application The fee to...
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Benefit from the Personal Attention of a Travelers Independent Agent It's something we take for granted. The ability to determine what's best for us--our needs, our life, our choice. In fact, choice is something we as Americans can't even imagine doing without. And yet when it comes to something as important as protecting ourselves, our property, our family, some people surrender choice without even knowing it. Because they don't choose an independent insurance agent. You see, some insurance agents work for only one company, so they can't offer you a choice of brands and policies. But independent agents aren't held captive by one company. They're free to tailor solutions to fit you, your...
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What does an Insurance Agent do? Insurance Agents work for different insurance agencies helping clients sign up for policies that work best for their lifestyle. They can work either one-on-one with individuals on creating insurance policies, or they collaborate with business professionals to develop ideal policies for groups of employees. Insurance Agents are often responsible for finding their own clients through methods like cold calling, contacting referrals and networking. They work to build a consistent relationship with clients by regularly renewing and updating their policy according to the clients’ needs and lifestyle changes. After they’ve worked with clients for a while, Insurance...
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View the license and associated information for A "licensee" (individual or business entity licensed as an insurance producer/agent, surplus lines broker, bail bond agent, rental car agent, self-service storage agent, etc.); or, A "company" (insurance company, life and health administrator, service company or other type of entity authorized to operate in Arizona). Find a Health Insurance Marketplace agent/broker. To be a Marketplace agent/broker, an individual must BOTH be registered as a Marketplace agent/broker; and, be licensed as an accident and health insurance producer by the Arizona Department of Insurance. We encourage all Marketplace agents/brokers to verify the completeness and...
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The difference between an insurance agency and an insurance company or carrier is a source of confusion for many consumers. And because the answer isn’t completely black and white, the distinction can become a little blurry. But perhaps more important, consumers want to know if one is better than the other for providing the coverage they need at the best possible price. To answer that question, let’s start by defining these terms. What Is an Insurance Company/Carrier? This term is used to describe a single entity that writes insurance policies, pays claims and carries all the risk associated with the policies it writes. Consequently, these entities (also called insurers) are tightly...
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If you have ever contemplated becoming an insurance agent or wondered whether this career path could be right for you, there are several qualities that you will need to possess, at least to some degree. Selling insurance can be a lucrative proposition, with relatively high-paying commissions and a high degree of autonomy with flexible work hours. However, it is not an easy job. You can expect a high rate of customer rejection, stress, and attrition rate. Still, all good insurance agents share some of the following skills and knowledge, plus core qualities in one way or another. People Skills 1. Puts the needs of the client first. An agent who is only out to earn a commission, regardless...
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The Agent and his team of insurance specialists, represent the agency's main core value, "Do for you, as I would do for myself." This means we have the highest levels of standards in regards to our service, ethics, and coverages for our clients. To put it simply, we make sure our clients have the same coverages we have. Why would you want anything less? One of our main focuses at the agency is "More Coverage. Better Price." The Agent Insurance Services is a full-service independent insurance agency. We represent insurance carriers such as Erie, Grange, Progressive, just to name a few. This allows us the ability to offer a full range of protection such as home and auto insurance, commercial...
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First-time homeowners understandably get caught up in the excitement of buying their own place. It’s easy to focus on the new rooms and how your furniture will align in the space. But something that’s often lost in the mix is home insurance — an essential part of finally closing the deal on your dream home. Before a lender hands over the money (and the mountain of paperwork) that allows you to buy a place to call your own, they’re going to ask a simple question: Where’s your home insurance policy? This is often a question that stops first-time homeowners in their tracks, so we’re here to make the process easier for you. We talk a lot about what to expect when it comes to homeowners...
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In other news, TikTok: What is the Electrical Tape Challenge? Drummer girl trend sees users taking their tops off! When Andre Montgomery was murdered in 2016, no suspects were found. But four years later, three people have been charged, and one of them is Waiel Yaghnam. Welcome To Sweetie Pie’s was a hugely popular American reality docu-series that ran for seven years and followed the Montgomery family and their chain of Sweetie Pie’s restaurants. However, when Miss Robbie’s grandson, Andre was murdered in 2016, things would never be the same. Just a few days ago, Miss Robbie’s own son was arrested in connection with Andre’s murder. Now, he’s being charged, along with Terica Ellis and...
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