The only thing I heard about life insurance growing up was something along the lines of “Oh.. I’m going to knock Bill down the stairs, and collect his life insurance policy when I’m ready”. LOL… you know what I mean? I always heard jokes about it, and never really took it seriously. Now that I have kids, the importance of life insurance has taken a whole new form. Nobody wants to think about death. It’s something you push away in your mind, so who wants to prepare for it? Just the thought of it makes me feel icky. But in all honesty, once you have kids, it’s something that needs to be thought about. When I was 8 years old my dad passed away. It was...
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In the past 19 years, the life insurance business has gone through a sea change. Gone are the days when the head of the household would purchase a policy through the local insurance agent who would mostly be a relative or a friend. There has been a visible increase in interest towards the product category, which can be attributed to increasing preference for financial savings. This, in turn, has increased the share of life insurance within financial assets. The government has launched various initiatives, which have further given an impetus to financial savings — implementation of JAM (Jan Dhan, Aadhaar and Mobile) trinity, the launch of affordable PMJJBY (Pradhan Mantri Jeevan Jyoti...
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About Set for Life Insurance Set for Life Insurance, found online at SetForLifeInsurance.com, describes themselves as “the foremost client insurance brokerage in life, long term care, and disability insurance in the country.” How Does It Work? According to their website, Set for Life Insurance is an insurance brokerage that is dedicated to finding the most suitable insurance policy for their clients personal needs’, whatever those may be, but they do say that they specialize in helping professionals including physicians, medical residents, dentists, CRNAs, veterinarians, consultants, business owners, pharmacists, executives, and entrepreneurs. Their website says that they...
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Whole Life Insurance Review Life insurance is designed to protect your family’s economic situation in the event of your death. The loss of a loved one, whether expected (due to a lengthy illness or other cause) or sudden, can devastate a family in many ways. Life insurance provides an assurance that the devastation will not extend to finances. Always make sure to compare policies and prices before making any decisions. The FREE search tool above will help you get started. What types of life insurance are available? Term and whole are the two basic types of life insurance. Both types provide the same basic coverage which is a cash “benefit” upon the policyholder’s death. While both types of...
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Are you considering purchasing life insurance from MetLife or Brighthouse Financial Life Insurance Company and would first like to read some MetLife life insurance reviews? We thought so! That’s why we’ve put together this review of MetLife life Insurance: to help you decide if they’re the right company for you. 2017 Review of MetLife Brighthouse Financial Life Insurance Congratulations on deciding to get life insurance coverage! This is a smart decision that can help protect your family and loved ones after you’re gone. In January 2016, MetLife separated its retail business from the main company. The retail business is now written under the Brighthouse banner, offering annuity and life...
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Wednesday 12 October 2016 16-347MR ASIC issues industry review of life insurance claims ASIC today released its review of the life insurance sector's handling of claims. The review found that, while life insurers are paying the considerable majority of claims, there are significant shortcomings in a number of areas of life insurance claims handling, and there is a clear need for public reporting on life insurance claims outcomes – at an industry and individual insurer level. 'Life insurance is a vitally important financial product that helps support consumers and their families at times of significant stress. Not being able to successfully claim on a life insurance policy can be financially...
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Sagicor Life has outstanding reviews and is a great choice if you know that you want a no medical exam life insurance policy. Sagicor’s no medical exam term quotes are lower than many of their competitors and you can purchase coverage almost instantly. This is handy if, for example, you need to show proof of coverage to get a loan. In addition, Sagicor’s simplified issue whole life and universal life insurance policies have higher options for death benefits than you can find almost anywhere else. Sagicor Life Insurance Policies Sagicor Life Insurance offers several term, whole and universal life insurance policies, most of which can be purchased with no medical exam. Their accelerated...
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Pros / Nationwide quoted some of the lowest premiums we saw. Cons / The company doesn’t offer financial planning services. Verdict / If price is one of your main concerns, Nationwide is one of the best options to consider. Besides life insurance, Nationwide offers auto, homeowners and renters insurance. It also has online savings and checking accounts that generate more interest than those at brick-and-mortar banks. Nationwide is rated A+ by A.M. Best, meaning it has the financial stability to pay out claims in the near and distant future. Life insurance policies are divided into two main types: term and permanent. Term policies are the most common and most affordable – they...
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Website partners: February 2016 British Seniors: WL British Seniors has launched a new over 50s whole of life plan with what it calls a Lifetime Payback Guarantee as standard. This ensures that customers never receive less than the total premiums they have paid in and British Seniors says it is the first company to offer this. Initially the plan just covers accidental death only. If death arises during this period from any other cause, premiums paid are simply returned in full. Then, after 24 months, death from all causes is covered. Customers can change benefits in future without incurring additional administration charges. The Lifetime Payback Guarantee means that once the premiums paid...
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Review of Mutual of Omaha Life Insurance Company The following United of Omaha Life Insurance Company and Mutual of Omaha Insurance Company reviews, will cover the pros, cons, and offer a recommendation. The key take away is that TermLife2Go is an agency that works with dozens of top rated life insurance carriers, including the top no exam life insurance companies like Mutual of Omaha. The best companies focus on niches and it is our job to align our clients with the niche that best suits that client’s need. Is United of Omaha the best company for you? Keep reading this review or give us a call today to find out. Before we dive in you may want to take a moment to watch our video...
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