Indemnity insurance

What is protection and indemnity insurance?, Insurance Business

Protection and indemnity (P&I) liability insurance is specifically designed to address the unique needs of the marine industry. It covers practically all maritime liability risks associated with the ownership and operation of a vessel, including third-party risks for damage caused to cargo during transit, risks of environmental damage such as oil spills and pollution, war, and political risks. There’s no standard underwriting form when it comes to P&I insurance. Rather, underwriters will tailor bespoke P&I coverage for each insured, based on the nature and character of the risk, and the amount of insurance desired. P&I insurance is often provided by a P&I club,...

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What is protection and indemnity insurance?, Insurance Business

Protection and indemnity (P&I) liability insurance is specifically designed to address the unique needs of the marine industry. It covers practically all maritime liability risks associated with the ownership and operation of a vessel, including third-party risks for damage caused to cargo during transit, risks of environmental damage such as oil spills and pollution, war, and political risks. There’s no standard underwriting form when it comes to P&I insurance. Rather, underwriters will tailor bespoke P&I coverage for each insured, based on the nature and character of the risk, and the amount of insurance desired. P&I insurance is often provided by a P&I club,...

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Open Enrollment and Your Family: What You Should Know about Hospital Indemnity Insurance, The MetLife Blog

Put yourself in this situation: you’re watching your child dribble down the court at her school’s playoff basketball game and she’s accidently pushed and breaks her arm. You take her to the hospital where she needs to stay overnight for surgery. From a cost perspective, it’s no big deal, right? Your medical insurance will cover it. That’s not always the case. The average out-of-pocket spending per hospital stay has grown by nearly 40%, according to new research from the University of Michigan. For most families, paying over a grand for one night in the hospital is unthinkable. So how can you protect you and your family from these unforeseen costs? Hospital indemnity insurance may be your...

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Indemnity Insurance, The Truth About

The concept of “indemnity” is a basic fundamental of insurance…and there are certain types of insurance policies that may be referred to as “indemnity insurance” policies. Indemnity Insurance for “Others” Without going into mind numbing insurance speak, indemnity simply refers to the idea that you purchase insurance in order to protect yourself and reimburse someone who you may have “injured” financially or physically in order to make them “whole” again. Indemnity Insurance for Yourself You can also purchase an “indemnity policy” designed to protect yourself financially. This class of insurance is referred to as professional liability insurance. Examples of professional liability...

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Hospital Indemnity Insurance, MetLife

Hospital does not include certain facilities such as nursing homes, convalescent care or extended care facilities. See your Disclosure Statement or Outline of Coverage/Disclosure Document for full details. Coverage is guaranteed provided (1) the employee is actively at work and (2) dependents to be covered are not subject to medical restrictions as set forth on the enrollment form and in the Certificate. Some states require the insured to have medical coverage. Additional restrictions apply to dependents serving in the armed forces or living overseas. Eligibility for portability through the Continuation of Insurance with Premium Payment provision may be subject to certain eligibility...

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Indemnity Insurance - New Zealand Resident Doctors Association

Choosing your provider There is a choice of indemnity providers in NZ: NZ Medical Professionals (NZMP) indemnity insurance is a NZ insurance company that specialises in medical indemnity insurance. It is 100% NZ owned and operated and governed under the Insurance (Prudential Supervision) Act 2010. MPS is a friendly society (not an insurance company) run out of the UK and Ireland. Medicus is a NZ incorporated society in which members get insurance underwritten by an(other) insurance company (Aon). NZMP: Over twenty years ago, and at the request of our members, NZRDA arranged for a specifically tailored Indemnity Insurance scheme for RMOs to be established, known today as NZMP. NZRDA owns 15...

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Architects Professional Indemnity Insurance, UK

Professional indemnity insurance is an important policy for architects, as you are giving advice or offering professional services to other people and businesses. It gives you protective cover should you be accused of providing bad advice which causes financial loss for your client. It is possible to purchase professional indemnity cover as a stand-alone policy, or as part of a combination of insurance policies. While cases of professional negligence are thankfully rare, these cases can be highly complex and detailed, with litigation proving very expensive and traumatic for those involved. Therefore, having the correct insurance policies in place is vital for architects and other...

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Indemnity - Wikipedia

Indemnity Indemnity is a contractual obligation of one party (indemnifier) to compensate the loss occurred to the other party (indemnity holder) due to the act of the indemnitor or any other party. The duty to indemnify is usually, but not always, coextensive with the contractual duty to "hold harmless" or "save harmless". In contrast, a guarantee is an obligation of one party assuring the other party that guarantor will perform the promise of the third party if it defaults. Indemnities form the basis of many insurance contracts; for example, a car owner may purchase different kinds of insurance as an indemnity for various kinds of loss arising from operation of the car, such as damage to...

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Medisec Ireland. Providing GPs with Medical Indemnity Insurance Cover.. Medical Indemnity Insurance Cover

Our medical indemnity insurance is underwritten by one of the world’s largest insurers, Allianz p.l.c., offering you comprehensive cover and peace of mind. Professional Indemnity Insurance underwritten by Allianz p.l.c. The following summary is intended as a guide only and you are referred to the Allianz Policy Terms and Conditions for full details of cover. Medisec arranges protection for professional negligence through a specially negotiated scheme for professional indemnity insurance with one of the world’s leading health care insurers – Allianz p.l.c. The cover provides indemnity in respect of the legal liability arising from the medical advice and treatment normally...

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What is professional indemnity insurance?

Professional indemnity insurance protects you against claims of professional negligence made by dissatisfied customers. These could be complaints that you have offered poor advice, or made a mistake in your service which impacts your client. Professional indemnity insurance can also protect against claims for loss of documents or client data, defamation or libel, and unintentional breaches of contract, copyright or confidentiality. Professional indemnity insurance is important for most people in business in Dubai and the wider UAE, but it is vital for those that provide advice for a living. Should a customer allege that you have provided inadequate or inaccurate advice as part of your...

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