Medical coverage

The 26 diseases that every South African medical scheme has to cover by law

With the introduction of new regulations in April 2017, the health insurance landscape significantly broadened South Africans’ access to medical cover. Historically, health insurance providers could refuse to cover individuals based on a number of factors such as age, disability or health status. The introduction of the Demarcation Regulations, which now prohibits this form of discrimination, has unlocked access to medical cover for low-to-middle income earners who might previously have believed that it was beyond their grasp. “People often believe that medical aid is the same thing as health insurance,” said Sonja Visser, CEO of African Unity Life (AUL). “However, in...

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Why Do I Need Health Insurance?, ,health

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses. Health Coverage When You Need Care Health insurance is a contract between you and your insurance company. When you buy a plan, the company agrees to pay part of your medical costs when you get sick or hurt. There are other important benefits of health insurance. Plans available through the Connect For Health Colorado Marketplace (and most other plans) provide free preventive care, like vaccines, screenings, and check-ups. They also cover some costs for prescription drugs. Also, having health insurance can help you get access to a...

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Coverage Start Date Explained - GetInsured

Basic Explanation You’ve pressed Send on your health insurance enrollment application and paid your premium. Now you’re covered, right? Your health insurance coverage start date—also called your plan’s “effective date”—is the day your insurance company will begin helping to pay for your medical expenses. Before that date, they won’t. In most cases, your effective date isn’t immediate. In fact, depending on when you sign up for health insurance, your effective date could be more than a month away. The day your health insurance goes into effect depends on which half of the month you buy your plan. Expert Advice About Coverage Start Dates Here’s a simple explanation of how coverage start dates...

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What is Basic Health Insurance Coverage?, HealthMarkets

Basic health insurance coverage is what the Affordable Care Act calls minimum essential coverage (MEC) or “qualifying health coverage." As part of the Affordable Care Act signed into law in 2010, most Americans are required to have basic health insurance. To avoid the penalty for not having basic health insurance, you must be enrolled in a plan that qualifies as minimum essential coverage. This law also put several provisions into place to help ensure you can find affordable health insurance coverage, no matter your medical needs. Examples of plans that qualify as MEC include Marketplace plans, job-based plans, and Medicare. There are different types of insurance that can be confused with...

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Malaysia’s first online medical card: As low as RM37 a month, full coverage for Covid-19 hospitalisation, Life, Malay Mail

Did you know you can shop for a medical card online? — Pictures courtesy of AXA AFFIN Insurance PETALING JAYA, April 29 — The convenience of online shopping has made buying necessities such as groceries, clothes, food, home appliances, gadgets and personal care a breeze in an unprecedented scenario with the enforcement of the Movement Control Order (MCO). And that now includes getting a medical card online. That’s right, no need to make appointments, submit physical documents or long waiting periods. All it takes is five minutes on your phone or computer in the safety and comfort of your home, making it the perfect solution if insurance protection has been weighing on your mind during the...

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Americans being laid off to lose medical coverage

As the global virus outbreak is forcing companies to lay off workers, in America that means millions will lose their health insurance at moment of need. In the past two weeks the reality of the covid-19 pandemic has hit the country. States and cities have been weighing public health measures, making changes to government health plans, and pushing sweeping changes to everyday life. Roughly half of Americans get their health insurance from their employer, but as the pandemic has forced people to stay home and businesses to lay off workers, these layoffs mean not only losing their income but also their medical coverage. Some analysts suggest that a million or more US workers will lose their...

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Getting health insurance in Australia: A complete guide - TransferWise

There’s a lot that’s great about moving to Australia. And even though getting high-quality healthcare might not be quite as much fun as a day on Bondi Beach or checking out the sights of Sydney, it’s important to consider when you’re making the move. Here’s our guide to what you need to know. What kind of healthcare system does Australia have? Australia has a system of universal public healthcare: Australian residents all have the right to healthcare subsidised by the government-run organisation, Medicare. Roughly half the country has private health insurance on top of this. Medicare covers a large proportion of basic costs, although it’s not always provided upfront: you may need to pay...

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State sued over transgender health benefits

State sued over transgender health benefits By: Christine Sexton | News Service Florida TALLAHASSEE, Fla. (NSF) -- Two transgender state employees who have been denied medical treatment for gender dysphoria filed a federal lawsuit Monday against the Florida Department of Management Services alleging unlawful sex discrimination. The lawsuit, filed on behalf of Jami Claire and Kathryn Lane by attorneys for Southern Legal Counsel, Inc., and the ACLU Foundation of Florida, seeks compensatory damages and an injunction banning the state from enforcing an exclusion in the state employees’ health-insurance plan for coverage of medically necessary gender-affirming care. “I’m hoping this policy gets...

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How to Apply for Medical Insurance, HealthMarkets

Once you’ve decided which insurance carrier and plan are right for you, you’ll need to apply for medical insurance. Unfortunately, the application process can be just as confusing as determining the best-suited plan. The licensed insurance agents at HealthMarkets Insurance Agency are available to help you every step of the way. Whether you’re still searching for or have chosen the right plan, our agents are available to assist you in person, over the phone, or through our user-friendly online experience. How to Apply for Medical Insurance While the application process does vary among companies, the process can generally be broken down into the following steps: Create an account on the...

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Medical Coverage - CapTex Tri

(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= '//www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-K2NTCF'); PARTICIPANT ACCIDENT SUMMARY OF INSURANCE Participants, including volunteers and staff, performing their normal activities at a Covered Event. Means participating in officially sponsored, sanctioned and supervised events and practices of the policyholder. This does not include travel to and from events. This policy provides accident medical coverage to...

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