Medical coverage

Find Medical Coverage, HealthMarkets

Having health insurance means you have the medical coverage you need for everything from well visits to emergency room care. It gives you the confidence to go to the doctor without worrying about big medical bills. HealthMarkets Insurance Agency helps you find the health insurance during an enrollment period that works for you and your budget. HealthMarkets has all the tools you need to find the right medical coverage for you and your family. We have over 3,000 licensed agents available at your convenience to help you learn about your options and find the health plan that works with your budget and needs. Find Health Coverage During the Enrollment Periods During the year, you have two...

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Insurers face massive rise in non-COVID-19 claims in July, but health coverage still low

COVID-19 positive cases in India have surged past the 3.65 million figure. In the last few months, only a little more than 1 lakh people have so far utilised their health insurance policies for the treatment of the novel coronavirus. According to numbers collated by insurance companies, approximately only 1,00,000 claims have come to insurers for a settlement involving a cumulative amount of Rs 1,644 crore—this works out to an incurred expenditure of Rs 1.64 lakh, on an average, per policyholder. The 1 Lakh claims when viewed against the over 3.65 million COVID-19 cases translate to just 2.7 per cent of the individuals who tested positive and had some kind of health insurance coverage. On...

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Air Canada Vacations Sun Destination Packages to Include COVID-19 Coverage and Assistance Administered by Allianz Global Assistance

MONTREAL, Aug. 31, 2020 /CNW Telbec/ - Air Canada Vacations announced today that a COVID-19 Coverage and Assistance Plan, administered by Allianz Global Assistance, will be offered at no additional cost to customers booking with Air Canada Vacations. The plan is designed to cover emergency medical and quarantine expenses if COVID-19 is contracted while travelling. Aimed at providing travellers with greater confidence to book their next dream vacation, this plan will be included in all flight and hotel Air Canada Vacations packages to select destinations in Mexico and in the Caribbean at no extra cost, as Air Canada Vacations will cover the cost of the coverage. A full list of applicable...

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The Trump Files: When Donald Took Revenge by Cutting Off Health Coverage for a Sick Infant Mother Jones

This post was originally published as part of The Trump Files —a collection of telling episodes, strange but true stories, and curious scenes from the life of our current president—on August 25, 2016. Donald Trump likes to get his way, and he’s not above cutting off a sick infant’s health coverage to make it happen. The story begins after the death of Trump’s father, Fred Sr., in 1999. As David Cay Johnston explains in his book The Making of Donald Trump, Fred Sr. had written a will after the death of his oldest son, Fred Jr., known as Freddy, in 1981. The will left the majority of Fred Sr.’s wealth to Donald and his surviving siblings. Freddy’s family was...

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Medicare proposes coverage of breakthrough medical devices

CMS is proposing that Medicare cover all medical devices designated by the Food and Drug Administration as a "breakthrough" technology. The proposed rule, released Monday, is in response to an executive order by President Donald Trump in late 2019 that tasked CMS with streamlining coverage for breakthrough medical devices. Manufacturers can voluntarily participate in FDA's Breakthrough Devices Program to secure quicker review of their devices. The program is only open to devices that provide effective treatment or diagnosis of a life-threatening or debilitating condition and they must use a breakthrough technology, offer significant advantages compared to existing alternatives or have no...

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Insurers offer out-of-country medical coverage amid COVID-19 pandemic - The Globe and Mail

Two major travel insurers are reinstating out-of-country medical coverage for COVID-19 even as the federal government continues to advise Canadians against non-essential travel outside the border. Medipac Travel Insurance and the Canadian Association of Blue Cross have both restored medical emergency coverage for the novel coronavirus in their travel insurance policies this month. Three other major Canadian insurers are notifying customers they will restore coverage for COVID-19 but only once travel advisories are lifted by the Canadian government. After suspending sales last March in Ontario and Quebec, Blue Cross has reopened individual sales for travel insurance products as of Wednesday...

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The 26 diseases that every South African medical scheme has to cover by law

With the introduction of new regulations in April 2017, the health insurance landscape significantly broadened South Africans’ access to medical cover. Historically, health insurance providers could refuse to cover individuals based on a number of factors such as age, disability or health status. The introduction of the Demarcation Regulations, which now prohibits this form of discrimination, has unlocked access to medical cover for low-to-middle income earners who might previously have believed that it was beyond their grasp. “People often believe that medical aid is the same thing as health insurance,” said Sonja Visser, CEO of African Unity Life (AUL). “However, in...

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Why Do I Need Health Insurance?, ,health

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses. Health Coverage When You Need Care Health insurance is a contract between you and your insurance company. When you buy a plan, the company agrees to pay part of your medical costs when you get sick or hurt. There are other important benefits of health insurance. Plans available through the Connect For Health Colorado Marketplace (and most other plans) provide free preventive care, like vaccines, screenings, and check-ups. They also cover some costs for prescription drugs. Also, having health insurance can help you get access to a...

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Coverage Start Date Explained - GetInsured

Basic Explanation You’ve pressed Send on your health insurance enrollment application and paid your premium. Now you’re covered, right? Your health insurance coverage start date—also called your plan’s “effective date”—is the day your insurance company will begin helping to pay for your medical expenses. Before that date, they won’t. In most cases, your effective date isn’t immediate. In fact, depending on when you sign up for health insurance, your effective date could be more than a month away. The day your health insurance goes into effect depends on which half of the month you buy your plan. Expert Advice About Coverage Start Dates Here’s a simple explanation of how coverage start dates...

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What is Basic Health Insurance Coverage?, HealthMarkets

Basic health insurance coverage is what the Affordable Care Act calls minimum essential coverage (MEC) or “qualifying health coverage." As part of the Affordable Care Act signed into law in 2010, most Americans are required to have basic health insurance. To avoid the penalty for not having basic health insurance, you must be enrolled in a plan that qualifies as minimum essential coverage. This law also put several provisions into place to help ensure you can find affordable health insurance coverage, no matter your medical needs. Examples of plans that qualify as MEC include Marketplace plans, job-based plans, and Medicare. There are different types of insurance that can be confused with...

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