Medical coverage

PIP vs. MedPay Insurance Coverage

Personal Injury Protection (PIP) and Medical Payments (MedPay) insurance pay for immediate and necessary medical services following a car accident that results in injury. Insurers take care of their own clients’ expenses, regardless of who is at fault, which helps accident victims pay for medical care promptly. Review this page to find out more, or click the links below to jump directly to the information that you need. How do PIP and MedPay work? PIP and MedPay insurance benefits depend on whether or not the state in which the insured person lives is a no-fault or traditional tort liability state. Most states are tort liability states, and in those, the at-fault driver’s...

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Triathlon Medical Coverage: A Guide for Medical Directors : Current Sports Medicine Reports

Secondary Logo Asplund, Chad A. MD, MPH, FACSM Abstract Introduction The sport of triathlon, which combines swimming, cycling, and running, has been rapidly growing in popularity around the world. USA Triathlon (USAT) membership has more than tripled in the last 15 yr, and there are more than 4300 sanctioned competitions each year ( ), with new events appearing each year. Triathlons vary in distance from sprint (shorter than Olympic distance), Olympic distance (1.5K swim, 40K bike, 10K run), half iron distance (2K swim, 56-mile bike, 13.1-mile run), iron distance (2.4-mile swim, 112-mile bike, 26.2-mile run), and ultradistance triathlons, which are longer than the traditional iron...

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New no-fault bill would allow complete opt-out of medical coverage

Senate Republicans on Tuesday unveiled a new no-fault insurance reform bill that would fundamentally change the 45-year-old system, allowing motorists with health insurance that covers auto accident injuries to opt out of personal injury protection altogether. The Senate Insurance and Banking Committee gave quick approval Tuesday morning to an amended Senate Bill 1 that would require insurance companies to sell at least three levels of medical coverage in auto no-fault policies. According to Nesbitt, those levels of coverage and estimated reductions in premiums would include: $250,000 in personal injury protection (PIP) coverage (15 percent to 20 percent estimated savings) $50,000 of PIP...

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The US Healthcare System Is a Predatory Catastrophe: It’s Time for Universal Medical Coverage - Global ResearchGlobal Research - Centre for Research on Globalization

For a nation that prides itself on being the world’s wealthiest, most innovative, and most technologically advanced, the US’ healthcare system is nothing less than a disaster and disgrace. Not only are Americans the least healthy among the most developed nations, but the US’ health system also ranks dead last among high-income countries.[1] Despite rising costs and our unshakeable faith in American medical exceptionalism, average life expectancy in the US has remained lower than other OECD nations for many years and has continued to decline for the past three years. On the other hand, countries with universal healthcare coverage find their average life expectancy stable or...

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Public Service Health Care Plan, Medical Practitioners Benefit

Medical Practitioners Benefit The Medical Practitioners Benefit provides reimbursement for a multitude of paramedical services, subject to the expense limits, exclusions, and professional certification requirements described in the Plan Document. In order to be eligible under the Plan, some services require prescriptions (valid for one year) and may require the completion of a questionnaire prior to incurring expenses. Contact Sun Life to find out what documentation is required and what credentials the practitioner must have for their services to be covered by the Plan. For all services under the Medical Practitioners Benefit, only services within the area of expertise of the practitioner...

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Insurance Coverage, Leukemia and Lymphoma Society

Health insurance helps pay for costly medical treatment and can protect you and your family from financial hardship. Some people have private health insurance coverage either through an employer (often called a group plan) or through an individual policy they've purchased. Even if you have coverage, however, certain treatments and charges may not be covered or paid in full. And there's the potentially overwhelming task of filing or appealing health insurance claims, especially when you're undergoing cancer treatment. Understanding Your Coverage Read your policy carefully to understand which services are covered and the portion of medical expenses you'll be responsible for paying. Your...

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Health Insurance Coverage and Access to Adolescent Health Services - Adolescent Health Services - NCBI Bookshelf

LACK OF HEALTH INSURANCE COVERAGE As is true for all Americans, adolescents who are medically uninsured often receive care late in the development of a health problem or not at all. As a result, they are at higher risk for hospitalization for conditions amenable to timely outpatient care and for missed diagnoses of serious and even life-threatening conditions (Institute of Medicine, 2002a). As discussed in Chapter 2, some conditions (e.g., injuries, asthma) are particularly important in the adolescent population, and without timely care, frequently lead to unnecessary hospitalization. Additionally, dental care accounts for only 4.4 percent of total U.S. health expenditures for the general...

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Travel accident and sickness insurance coverage, Habitat for Humanity

A portion of your trip cost established by Habitat for Humanity covers the cost of travel accident and sickness insurance. By paying your trip cost, you will be enrolled in the travel accident and sickness insurance, covering medical costs arising from accidents, illnesses and accidental loss of life, limb, sight, speech or hearing while participating in volunteer activities sponsored and supervised by Habitat for Humanity. The policy also covers certain evacuations due to medical, weather or security emergencies. This mandatory insurance coverage is designed to protect Habitat’s Global Village trip volunteers and is part of a comprehensive risk management program. This plan of insurance is...

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OCBC - Insurance - Medical Coverage

Important notes This document is for general information only. It is not a contract of insurance or an offer to buy an insurance product or service. It is also not meant to provide any insurance or financial advice. The specific terms and conditions of the plan are set out in the policy documents. If you are interested in the insurance policies, you should read the product summary and benefit illustration (available from us) before deciding whether to buy this product. This document does not take into account your particular investment aims, financial situation or needs. Please ask a financial adviser for advice about whether the investment product is suitable for you before you commit to...

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Waiving medical coverage, Washington State Health Care Authority

How do I waive coverage? To waive enrollment in medical, your employer must receive your completed Employee Enrollment/Change form indicating that you want to waive enrollment in medical no later than 31 days after the date you become eligible for PEBB benefits (this is generally the first day of employment), or during an annual or special open enrollment. If your employer offers PEBB dental, basic life, and basic long-term disability insurance, you must enroll in these coverages for yourself (if eligible), regardless of whether you waive PEBB medical. If you waive PEBB medical: You cannot enroll your eligible dependents in PEBB medical. The premium surcharges will not apply to you. You...

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