Health insurance coverage

Looking after your health in South Africa, Aetna International

The private health care facilities in South Africa are very good — provided you keep to those in the urban areas, and around major game parks. With over 200 well-equipped hospitals and clinics, run by trained, professional, English speaking staff, the quality of care is on a par with that of most other developed countries. Health care insurance is essential. There is a form of public provision in South Africa, but it's not universal, fees are payable according to your situation and earnings, and there is no reciprocal agreement in place for visitors from countries like the U.S. and the UK. You’ll also find that public facilities can be in a bad repair, waiting times are long, and the staff...

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Companies eliminate health insurance to stay afloat, leaving families scrambling, Decaturish - Locally sourced news

Companies eliminate health insurance to stay afloat, leaving families scrambling The Edwards family is losing its health insurance and wondering what comes next. Top (l-r) Tyson, Malia, 12, Jessica and Charlotte, 4. Bottom (l-r) Zachary, 4 and Clara, 7. Photo by Dean Hesse. This story has been updated. Greater Decatur, GA — Millions of families who are losing their health insurance amid the economic downturn may find that their alternative options are limited, especially if they have pre-existing medical conditions. North Decatur residents Jessica Howell-Edwards and Christopher Edwards — who was furloughed from his job in late March — will be booted off their health insurance soon....

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Savvy Senior: How to find health insurance after a job loss - Huron Daily Tribune

Because of the coronavirus pandemic, I just got laid off from my job of 22 years and need to find health insurance until I can get another job or enroll in Medicare at age 65. What are my options? I’m very sorry about your job loss. It’s estimated that as many as 45 million Americans could lose their health insurance as businesses continue to lay off workers due to repercussions of the coronavirus pandemic. Here’s where you can find health insurance coverage while you’re looking for new employment or waiting for Medicare. The Affordable Care Act Marketplace Your best option for getting affordable health insurance is through Affordable Care Act (ACA) Marketplaces,...

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Time Is Running Out Deadlines Approaching For Residents That Lost Health Insurance Due To Job Loss To Qualify For Coverage Through Access Health CT Access Health CT

Time Is Running Out – Deadlines Approaching For Residents That Lost Health Insurance Due To Job Loss To Qualify For Coverage Through Access Health CT More than 37,000 Connecticut residents enrolled during COVID-19 Crisis People who lose health insurance due to job loss, generally have 60 days before or after their coverage ends to apply for coverage through Access Health CT. Losing health insurance coverage either from a furlough or a layoff is considered a ‘Qualifying Life Event,’ triggering a Special Enrollment Period. Access Health CT recommends comparing options with COBRA coverage. Access Health CT may offer a better, less expensive choice, and is the only place where people can...

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The cavity in health insurance coverage: oral health

When we talk about the successes and shortcomings of the Affordable Care Act (ACA) – and health care in the U.S. in general – little attention is given to dental care. While the ACA defines dental coverage as an essential benefit for those under 18, insurers aren’t required to offer dental coverage for adults. Medicare, the nation’s largest insurer, doesn’t cover routine dental work. And coverage for adults through Medicaid varies from state to state. Oral health isn’t just about nice teeth. As the surgeon general noted in a 2000 report, oral health is intimately connected to general health and can be implicated in or exacerbate diabetes, heart disease and stroke, and complications during...

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Single-payer healthcare could lead to major employee benefits industry shakeout, Employee Benefit News

Single-payer healthcare could lead to major employee benefits industry shakeout As one of the weirdest presidential election campaigns in U.S. history, conducted in the midst of a pandemic and a pandemic-induced recession, runs its course, the big issue that has come to the fore has been the uniquely expensive and at the same time clearly inadequate healthcare system. The current system leaves almost a quarter of the population without insurance or with plans with such high deductibles people can’t afford to see a doctor or go to an emergency room Increasingly, as tens of millions of workers lose their jobs in the pandemic-induced recession, Americans of all political stripes are...

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COVID-19 and the Consumer Gender Gap in Life Insurance Coverage, ThinkAdvisor

(Illustration: Allison Bell/ALM) The COVID-19 pandemic has underscored many known disparities across race, socioeconomic status, and geographies. It has also brought the subject of life insurance to the foreground for many families, making this a good time to reexamine the gender gap in life insurance and its potential impact on a family’s financial security. Statistically, women buy less life insurance than men and have less coverage when they do own a policy. The million-dollar question is…why? Women make on average 22% less than men, according to Haven Life. Haven Life reported that the life insurance coverage gap nets out to women holding 83% less coverage, with the dollar value of this...

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The pandemic’s next blow: Over 1 million Texans will lose health insurance

Losing health coverage discourages many people from getting important treatment. Texas has more uninsured than any state, and the numbers are projected to grow sharply because millions will lose their employer health plans during the pandemic. (Ben Torres / Special Contributor) The worst is about to get worse. In Texas, where 5 million people already go without health insurance, nearly 1.2 million more are projected to join their ranks — far more than any other state. That’s the estimated collateral damage from the coronavirus recession, assuming the national unemployment rate hits 20%, according to a recent Urban Institute report. Some believe the real jobless number for April may already...

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Can You Have Both COBRA and Medicare?

What Is COBRA and How Does It Affect Medicare? If you have more than one type of insurance coverage, the insurance reimbursement to healthcare providers will be divided into two types: primary and secondary. This is based on which insurance pays your healthcare provider first and which pays second. If you have Medicare and COBRA benefits, Medicare is your primary payer. This means that Medicare will pay for services first, and your COBRA plan will help pay for remaining costs. For example, when you use Medicare Part B, you generally pay a coinsurance amount of 20 percent of the Medicare-approved amount of services. If your COBRA plan has a lower coinsurance or deductible, it can be used to...

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National Health Insurance (NHI) is the only way to ensure health coverage for all, says KZN Healt MEC Dr Sibongiseni Dhlomo

National Health Insurance (NHI) is the only way to ensure health coverage for all National Health Insurance (NHI) is the only way to ensure health coverage for all, says KZN Health MEC Dr Sibongiseni Dhlomo KwaZulu-Natal Health MEC Dr Sibongiseni Dhlomo has reiterated that the National Health Insurance (NHI) is the only way to ensure universal health coverage of citizens – regardless of their economic status. MEC Dhlomo was speaking at an NHI road show held at Osizweni Community Hall in Newcastle yesterday, where he delivered a presentation on the programme, to an attentive audience. NHI is a health financing system that is designed to pool funds to provide access to quality,...

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