Health insurance coverage

Berkley Accident Health Launches Needlestick Insurance for Nurses and Other Healthcare Workers

HAMILTON SQUARE, N.J., Sept. 22, 2020 /PRNewswire/ -- Berkley Accident & Health, a Berkley Company, announced the launch of Vigilance, an Occupational Accident Insurance product built for healthcare workers and students at risk of sharps injuries, bloodborne infections, and workplace assaults. "Sharps injuries and workplace violence are some of the most common occupational risks that healthcare workers say they worry about most," said Susan Clarke, President, Berkley Accident and Health, Special Risk Division. "Our goal was to create a product designed specifically for them that addresses these exact risks." Vigilance provides coverage for accidental needlesticks, felonious assaults,...

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Understanding the type of Medicare coverage you need, OSF HealthCare

Open enrollment for Medicare is October 15 through December 7. This is the period — if you’re eligible for Medicare — when you can make new selections to your plan that will apply for the following calendar year. Now is the best time to ask yourself if you know the difference between Original Medicare, Medicare Supplement and Medicare Advantage. This will help ensure you get the coverage you really need. Original Medicare provides hospital and medical insurance, but doesn’t cover all expenses. Medicare Supplement plans are in addition to Original Medicare. Sold by private insurance companies, they help pay for costs after Original Medicare pays its share. The extra cost of a Supplement plan...

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Delphi Behavioral Health Group Expands Insurance Coverage for New Jersey Patients

FORT LAUDERDALE, Fla., Sept. 2, 2020 /PRNewswire/ -- Delphi Behavioral Health Group, a leading nationwide provider of addiction and detox treatment programs, today announced it has expanded its health insurance offering for patients through an in-network contract with Horizon Blue Cross Blue Shield (BCBS) insurance at all Serenity at Summit and Summit Behavioral Health New Jersey locations. Since 1932, Horizon Blue Cross Blue Shield of New Jersey has offered quality health insurance products and services to New Jersey families and businesses. Through this partnership Delphi Behavioral Health Group will be able to provide patients in New Jersey with more options and solutions for essential...

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Looking after your health in South Africa, Aetna International

The private health care facilities in South Africa are very good — provided you keep to those in the urban areas, and around major game parks. With over 200 well-equipped hospitals and clinics, run by trained, professional, English speaking staff, the quality of care is on a par with that of most other developed countries. Health care insurance is essential. There is a form of public provision in South Africa, but it's not universal, fees are payable according to your situation and earnings, and there is no reciprocal agreement in place for visitors from countries like the U.S. and the UK. You’ll also find that public facilities can be in a bad repair, waiting times are long, and the staff...

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Companies eliminate health insurance to stay afloat, leaving families scrambling, Decaturish - Locally sourced news

Companies eliminate health insurance to stay afloat, leaving families scrambling The Edwards family is losing its health insurance and wondering what comes next. Top (l-r) Tyson, Malia, 12, Jessica and Charlotte, 4. Bottom (l-r) Zachary, 4 and Clara, 7. Photo by Dean Hesse. This story has been updated. Greater Decatur, GA — Millions of families who are losing their health insurance amid the economic downturn may find that their alternative options are limited, especially if they have pre-existing medical conditions. North Decatur residents Jessica Howell-Edwards and Christopher Edwards — who was furloughed from his job in late March — will be booted off their health insurance soon....

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Savvy Senior: How to find health insurance after a job loss - Huron Daily Tribune

Because of the coronavirus pandemic, I just got laid off from my job of 22 years and need to find health insurance until I can get another job or enroll in Medicare at age 65. What are my options? I’m very sorry about your job loss. It’s estimated that as many as 45 million Americans could lose their health insurance as businesses continue to lay off workers due to repercussions of the coronavirus pandemic. Here’s where you can find health insurance coverage while you’re looking for new employment or waiting for Medicare. The Affordable Care Act Marketplace Your best option for getting affordable health insurance is through Affordable Care Act (ACA) Marketplaces,...

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Time Is Running Out Deadlines Approaching For Residents That Lost Health Insurance Due To Job Loss To Qualify For Coverage Through Access Health CT Access Health CT

Time Is Running Out – Deadlines Approaching For Residents That Lost Health Insurance Due To Job Loss To Qualify For Coverage Through Access Health CT More than 37,000 Connecticut residents enrolled during COVID-19 Crisis People who lose health insurance due to job loss, generally have 60 days before or after their coverage ends to apply for coverage through Access Health CT. Losing health insurance coverage either from a furlough or a layoff is considered a ‘Qualifying Life Event,’ triggering a Special Enrollment Period. Access Health CT recommends comparing options with COBRA coverage. Access Health CT may offer a better, less expensive choice, and is the only place where people can...

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The cavity in health insurance coverage: oral health

When we talk about the successes and shortcomings of the Affordable Care Act (ACA) – and health care in the U.S. in general – little attention is given to dental care. While the ACA defines dental coverage as an essential benefit for those under 18, insurers aren’t required to offer dental coverage for adults. Medicare, the nation’s largest insurer, doesn’t cover routine dental work. And coverage for adults through Medicaid varies from state to state. Oral health isn’t just about nice teeth. As the surgeon general noted in a 2000 report, oral health is intimately connected to general health and can be implicated in or exacerbate diabetes, heart disease and stroke, and complications during...

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Single-payer healthcare could lead to major employee benefits industry shakeout, Employee Benefit News

Single-payer healthcare could lead to major employee benefits industry shakeout As one of the weirdest presidential election campaigns in U.S. history, conducted in the midst of a pandemic and a pandemic-induced recession, runs its course, the big issue that has come to the fore has been the uniquely expensive and at the same time clearly inadequate healthcare system. The current system leaves almost a quarter of the population without insurance or with plans with such high deductibles people can’t afford to see a doctor or go to an emergency room Increasingly, as tens of millions of workers lose their jobs in the pandemic-induced recession, Americans of all political stripes are...

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COVID-19 and the Consumer Gender Gap in Life Insurance Coverage, ThinkAdvisor

(Illustration: Allison Bell/ALM) The COVID-19 pandemic has underscored many known disparities across race, socioeconomic status, and geographies. It has also brought the subject of life insurance to the foreground for many families, making this a good time to reexamine the gender gap in life insurance and its potential impact on a family’s financial security. Statistically, women buy less life insurance than men and have less coverage when they do own a policy. The million-dollar question is…why? Women make on average 22% less than men, according to Haven Life. Haven Life reported that the life insurance coverage gap nets out to women holding 83% less coverage, with the dollar value of this...

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