California’s 2020–21 $202 billion state budget spends about three times as much per state resident, adjusted for inflation, compared to California’s 1990–91 budget. And this is after $20 billion of COVID-19 related budget cuts. But as you look around the state, you will not see this much higher spending at work. You will instead observe public schools that are falling apart and potholes on major streets that are large enough and deep enough to take out your rear axle. You will see fellow Californians waiting in line outside the Department of Motor Vehicles, some standing for an hour or more because there are no portable chairs for them to sit on. And while you are out driving, you may need...
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Author: Christy Bieber | July 13, 2020 Budgeting is more important than ever if you're unemployed Budgeting your money is always a smart move in order to make sure you're using it wisely -- but it's even more essential when you don't have a paycheck coming in. While it can be hard to figure out how to set up a budget when you're dealing with a sudden change in your income, these 18 tips will help ensure you're able to stay on track until you get back to work. 5 Winning Stocks Under $49 We hear it over and over from investors, “I wish I had bought Amazon or Netflix when they were first recommended by the Motley Fool. I’d be sitting on a gold mine!” And it’s true...
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What financial literacy means at every age Three ways to sharpen your financial knowledge during every stage of life While you should always try to make informed financial decisions, it’s especially important to understand the impact of financial education during each life stage. Here are three ways you can sharpen your financial knowledge and understand what financial literacy means during every stage of life. Financial literacy for children and teens Now may be the perfect time to address the importance of financial education with children and teens. Many schools incorporate basic financial lessons, but at home you can also introduce financial literacy topics and money management,...
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What to Expect is collecting anonymous stories from real parents and parents-to-be about how they handle the cost of diapers, daycare, hospital bills and all the other expenses that crop up during pregnancy and baby's first year in our new series, My Baby Budget. This series gives you a peek at other families' spending habits over the course of several days. Interested in sharing your own story? Email us at wte.mybabybudget@gmail.com, and one of our reporters will be in touch soon. Eight months ago, I gave birth to twin girls at 24 weeks. They spent four months in the NICU, and medical bills cost us $26,000 out of pocket (the total is closer to $5 million) — blood transfusions, daily...
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Recently, I saw this infographic about the average American budget in 2013 and it left me thinking about the stories people tell about their money. It’s no secret that many people live paycheck to paycheck. 76% of Americans live paycheck to paycheck, which definitely includes a lot of people earning both more and less than the average American. It stands to reason that the budget of the average American has things that can be cut, if people below that level can make it. It also stands to reason that everyone can learn something useful about what can be cut. The challenge is that many people don’t like the idea of cutting back. The idea of trimming spending sounds miserable and...
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LOS ANGELES, Oct. 26, 2019 /PRNewswire-PRWeb/ -- has released a new blog post that explains 3 surprising reasons why some people pay really expensive car insurance premiums. There are huge discrepancies between car insurance costs, based on the risk group one person may be placed. While it makes sense to have the costs influenced by driving experience, age, driving history and car model, some factors may be quite surprising. Read more car insurance articles and get free car insurance quotes from https://compare-autoinsurance.org/why-does-my-car-insurance-cost-a-fortune/ Bad credit score. At first glance, a person's creditworthiness should not affect how much he or she pays for car...
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THIS is the last article in the Budget 2020 series. In previous weeks, we have seen how healthcare is not free and that there are trade-offs. We’ve also proposed a realistic mechanism of predictable and gradually increasing 10% allocations, and introduced four specific steps to increase stewardship. Last week, I proposed three ways to improve the organisational and delivery structure of the Health Ministry (MOH). This week, we will look at how Budget 2020 can support sustainable health financing in three targeted ways. Healthcare costs rise for many reasons, so we will need a basket of solutions. Some of them are systems-related, so they cannot be dealt with by Budget 2020. An example is...
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