If in doubt, check with your insurance company Please Note: Not all MultiCare-provided services accept insurance or financial aid. Please check with your health insurance provider about your specific plan and coverage before rendering services. MultiCare participates in a wide variety of health insurance plans. Most of those plans are listed below. Since plan coverage is frequently updated it is always a good idea to check with your insurance company for current information about your plan and the coverage it provides for your choice of hospital, physician, service or procedure. If you don’t see your particular plan listed, contact your health insurance plan (the member services...
Continue reading...
If you’re wondering how to choose between life insurance and critical illness cover, or if both should be on your radar, this might help you weigh up what’s right for you. Are critical illness cover and life insurance the same thing? They’re not. It’s a bit of a myth that they have the same purpose. While they can both ease financial pressure after a significant future life event by paying out on a valid claim, they’re for two very different situations. A life insurance policy is there to help look after your loved ones financially if you pass away within the policy term. So it’s about making provision for your children and partner – or whoever you choose as your beneficiaries – when you’re...
Continue reading...
Health Privacy Rule 42 CFR Part 2 Is Revised, Modernizing Care Coordination for Americans Seeking Treatment for Substance Use Disorders The Substance Abuse and Mental Health Services Administration (SAMHSA), part of the U.S. Department of Health and Human Services (HHS or Department), announces the adoption of the revised Confidentiality of Substance Use Disorder Patient Records regulation, 42 CFR Part 2. The adoption of this revised rule represents a historic step in expanding care coordination and quality through the Deputy Secretary’s Regulatory Sprint to Coordinated Care. “This reform will help make it easier for Americans to discuss substance use disorders with their doctors, seek...
Continue reading...
It is imperative to plan for your child’s future and start apportioning funds through meticulous saving habits to create a corpus. Delhi-based Meet (34) and Priyanka (32), both software professionals, were glued to their laptops working from home. Their eight-year old child Swasti, who was painting a flower, suddenly walks up to them and says, “I want to play drums”. Both were surprised and happy to know that their kid was so keen on developing her new-found interest. They looked at each other and wondered, “When and how our child developed liking for drums? What if she wants to become a drummer? Did we plan for this? What if this could turn into a long-term passion for her leading to a...
Continue reading...
We take the hassle out of health insurance: these two health insurance companies provide international medical and dental insurance for expats in South Africa. Get quick simple quotes, and check out our list of FAQs to select the best health coverage plan for you. Expats health insurance quotes in South Africa Healthcare in South Africa FAQ: Health insurance in South Africa If you choose private medical insurance in South Africa, take some time to shop around and consider the different options. There are many private and international companies offering different insurance plans at different prices, so find the one that’s right for you. Here are some questions you might want to ask: 1. Does...
Continue reading...
Readers can send in queries on personal finance and investing to A. Your company-paid health cover is with a general insurance company and hence, it is likely to be an indemnity policy with a death benefit which will be payable if there is also a valid hospitalisation claim. You use the word death maturity cover, please verify this as the word maturity is used only in life insurance covers and a general insurance company cannot give a life insurance cover. Coming to the term policy you want to buy, any life insurance policy that is in force offers coverage regardless of other policies held by the same insured, including the death benefit cover in a health policy. The reverse also holds...
Continue reading...
ABSLI Income Shield Plan Everyone wants to protect the future of their families after them and it can be only possible through a life insurance plan. Therefore the Aditya Birla Sun life insurance has introduced a plan that will help you to secure the future of your family and loved ones after your demise. The name of the plan is ABSLI Income Shield Plan that is especially for entrepreneurs and salaried individuals. This plan ensures your family to provide a monthly salary after your death. In your livelihood, you are supporting your family with a fixed monthly income and after your demise, this life insurance plan will give the monthly income to your family. The feature of the policy...
Continue reading...
Lower Ulips volumes in FY2021E pose risk of lower overall annualised premium equivalent growth. Our analysis of previous epidemics suggests a sharp rise in demand for term and health insurance policies during these periods. It is difficult to quantify the rise in premium volumes due to Covid-19 as the intensity and spread of this pandemic in India remains unclear. Life and health insurance companies will likely be the key beneficiaries of any rise in volumes. A few global precedents SARS (Severe Acute Respiratory Syndrome): A viral respiratory disease, spread in China and Singapore during November 2002 to July 2003. During 2002 and 2003, China Life Insurance Company (CLIC) saw 40% CAGR in...
Continue reading...
At Legacy, we believe health care is a right, not a privilege. We believe that comprehensive health care is a human right. That’s why Legacy’s services and programs are open to all who need us, regardless of the ability to pay, without judgment or exception. Legacy accepts most health insurance plans including HMO/PPOs, Medicaid, Medicare and CHIP. We also offer programs to lower the cost of health care services. Insurance and eligibility assistance is available at all Legacy locations. You may make an appointment with one of our Eligibility specialists by calling (832) 548 5000 or asking a front desk staff member. You can learn about all of our payment and assistance options below. If You...
Continue reading...
Top 10 Employee Health Insurance Plans Taking out a group health insurance policy is a great way to maintain employee retention as well as keep your staff happy. Investing in your employee’s health and wellbeing should be one of your top priorities, as a healthy and motivated team will have a positive impact on business In fact, employee health insurance is very much a sought-after employee benefit. According to research by Personal Group, the employee services firm, more than 40% of people surveyed said they wanted insurance as part of their benefits package. Below we’ve put together ten of the best employee health insurance plans available on the market. However, it is...
Continue reading...