Last updated: November 2019 Travel insurance is an absolute genius idea for a business. Every time you leave home and go overseas, you buy it in the hope that you will never use it. On the rare occasion you do need to use it, some clause in the small print usually means you can’t. And, if you get past that, it’d often have worked out cheaper to pay the expenses yourself anyway. Brilliant! Anyway. What I want to talk about in this article is insurance for cycle touring (of which ‘bikepacking’ can be considered a subcategory), both short-term and long-term. I get no end of questions on the topic, and so this article will attempt to answer all of them in one big juicy dose of financial-...
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Thousands of bicycles are stolen across the country every year. Sadly, they're relatively easy to steal and difficult to get back. Bikes can also be dangerous, with around 5000 cyclists injured each year in traffic crashes. If you're injured while riding, it could be a costly exercise – particularly if you have to take time off work as a result. This is where you might think bike insurance could come in handy, but with a long list of exclusions, and the chance you're already covered for some events under current insurance, it's best to do your homework to make sure it's worth it. What does bike insurance cover? Different forms of bicycle insurance may provide cover for some, or all, of the...
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While the third-party (TP) insurance cover continues to be a mandatory cover, there are three important changes that one needs to know before getting bike insurance. As a two-wheeler owner, while you were zooming around on the roads, the insurance regulator, IRDAI, has brought about certain changes in the insurance rules. Some major overhaul of the insurance rules has taken place over the last 12 months. While the third-party (TP) insurance cover continues to be a compulsory cover, there are 3 important changes that one needs to know before getting bike insurance – One, a multi-year long-term TP cover, Enhancement in personal accident coverage and thirdly the unbundling of PAC. 1. Long...
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Bike commuting increased 38% between 2000 and 2012, according to the latest Census data, with 298,000 new people pedaling to work. More people are taking up two-wheeled transportation for good reasons. Not only is it an opportunity for exercise, but it’s often cheaper than driving or public transit. However, one bad accident can erase many of its health and cost benefits. A relatively small number of Americans commute via bike – about 0.6%, or about 1 in 161 workers. And according to Robert Schneider, assistant professor at the University of Wisconsin-Milwaukee School of Architecture and Urban Planning, bike commuting represents less than one-fifth of bicycle trips. He believes that even...
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Cover for your bike and you when in the saddle... Pick 'n' Mix Policies Make Insurance Simple Our bicycle insurance policies are as custom built as a bike can be but how do they work? It's simple - our policies start with just one Standard Benefit and then you simply choose which of our Optional Benefits that you want to add. This means that you can create a personalised insurance policy and you don't have to pay for cover you don't need! What Standard Benefits are Included? The only Standard Benefit in our bicycle insurance policies is for Loss, Theft or Accidental Damage, the rest you get to choose. What additional benefits can I add? Whether you want to create a more comprehensive policy...
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Salem Massachusetts and New England Motorcycle Insurance We are a Massachusetts based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in Massachusetts to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote. Insurance companies will take into consideration many different factors when insuring your motorcycle in Massachusetts. One company is not always the best fit for everyone, that is why we compare companies for you. These factors include: Motorcycle Insurance in Salem Massachusetts and New England Most companies offer coverages similar...
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Tullahoma, Tennessee Motorcycle Insurance We are a Tennessee based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in Tennessee to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote. Insurance companies will take into consideration many different factors when insuring your motorcycle in Tennessee. One company is not always the best fit for everyone, that is why we compare companies for you. These factors include: Motorcycle Insurance in Tullahoma, Tennessee Most companies offer coverages similar to auto insurance policy. This would...
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THE TWO WHEELER PACKAGE POLICY {OWN DAMAGE + LIABILITY (THIRD PARTY)} COVERAGE: COVERAGES UNDER OWN DAMAGE SECTION: {This Own Damage Section is NOT MANDATORY for all Vehicles As per Indian Govt. Liability Policy is Compulsory} 1. Loss or damage to two wheeler caused by: i. Accidental external means. ii. Burglary, House Breaking or Theft. iii. Fire, Explosion, Self-Ignition & Lightening. iv. Earthquake, Flood, Storm, Landslide or Rockslide, Inundation, Terrorism, Riots, Strikes, Malicious Acts v. Transit by Road, Rail, inland waterways, air or lift. INSURANCE COMPANY WILL PAY THE REPAIR CHARGES WITHIN THE SCOPE OF THE POLICY Maximum up to the Value of the Vehicle (IDV) at the Time of...
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Bakersfield, California Motorcycle Insurance We are a California based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in California to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote. Insurance companies will take into consideration many different factors when insuring your motorcycle in California. One company is not always the best fit for everyone, that is why we compare companies for you. These factors include: Motorcycle Insurance in Bakersfield, California Most companies offer coverages similar to auto insurance policy. This...
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The Best Motorcycle Insurance We compared just over 30 national insurance providers to find the ones that strike that perfect balance between strong financial ratings, diverse coverage options, and plenty of discounts. Of course, your premium ultimately depends on you, your bike, and your riding habits. That’s why you’ll need to compare quotes from multiple companies to find your best price. Our quote tool can help you get started. The 4 Best Motorcycle Insurance Companies How We Chose the Best Motorcycle Insurance Nationwide availability We started with 32 nationwide companies that offer coverage in every (or almost every) state. We wanted to be sure that our top providers would be...
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