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Member Benefit: Malpractice Insurance, Society for Vascular Surgery

Liability insurance is a fact of life for surgeons. The Society for Vascular Surgery is proud to now offer access to top-notch healthcare liability insurance for members and their practices and institutions. MedPro Group, a Berkshire Hathaway company, calls itself the “oldest, largest and strongest” healthcare liability insurance company. It offers coverage in all 50 states, as well as customized insurance, claims and risk-management solutions. And while medical malpractice typically covers situations with direct patient care, MedPro now has a separate product for those positions such as a medical director, who oversees surgeons who provide the direct care. “Anywhere in the United States...

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Attention, Filmmakers: Here s What You Need to Know About Malpractice Insurance, IndieWire

Attention, Filmmakers: Here’s What You Need to Know About Malpractice Insurance Errors and Omissions Insurance (also known as E&O Insurance) is malpractice insurance for filmmakers. These policies protect against claims of defamation, invasion of privacy, infringement of the right of publicity, idea and story theft, copyright infringement, plagiarism, piracy and the unauthorized use of names and trademarks. Some policies cover unfair competition and failure to provide screen credit. Even cautious filmmakers may find themselves facing a lawsuit through no fault of their own. Liability can arise even if they did not knowingly violate another’s rights and were diligent in...

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Trends, Tips, and Insights on Medical Malpractice Insurance - Insurance Market Source

By 2020, the healthcare industry is projected to add over 4.2 million jobs. As a result, many retail brokers and agents are targeting this booming segment to grow their book of business. However, if a broker is unfamiliar with working on Medical Insurance policies they may overlook a coverage exposure that could result in a costly error. “Experience is crucial in regards to Medical Malpractice insurance, often making the difference whether a claim is accepted or denied” says Nicole Greene, Director of Brokerage, Professional and Executive Liability Center of Excellence, Burns & Wilcox. Medical liability policies address bodily injuries that result from a medical professional’s...

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Should Nurses Consider Medical Malpractice Insurance, Too? - Minority Nurse

If you are a nurse, chances are this question has crossed your mind all too often. Although many nurses in the United States are covered under a medical malpractice insurance carrier, a significant number of nurses are not. But the truth is that a nurse can be sued for medical malpractice at any time. Even if the allegations are unfounded, it can seriously damage your reputation. Many argue that the employer’s policy covers the nurses against medical liability as well. However, you need to understand that these policies are created to protect and fit the specific needs of your employers first. Having your own policy not only covers you but also provides peace of mind during the most...

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6 Medical Malpractice questions to ask - Southern Medical

Does your malpractice policy allow you to decline settling and fight unjust claims in court to the very end? If you have a “Consent to Settle Clause” in you policy, in order to settle a case, the insurance company must have your approval. If you reject this settlement, you reject it without further penalty. For instance: if you purchase a policy with $1M limits and you lose at trial after declining to settle, your insurance company will still be required to pay up to a $1M verdict. Malpractice Suits are very personal, and the Southern Medical Association wants you to have the ability to fight a claim to the very end. Having a hammer clause in your malpractice policy can be problematic in...

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Lawsuit Raises Questions About APA Liability Insurance Program, Psychiatric Times

Lawsuit Raises Questions About APA Liability Insurance Program "We all know that delusional or paranoid patients might pursue a malpractice suit beyond its economic value," is an odd comment, considering it came from a handbook distributed 10 years ago for psychiatrists who participate in the American Psychiatric Association's professional liability insurance program. The statement lies at the heart of a lawsuit that is wending its way through an Illinois court and threatens to upset the way the APA administers its liability insurance programs. "The better policies, such as that offered by the APA, stipulate that the insurance company must obtain the consent of the insured psychiatrist...

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Malpractice Insurance for Counselors: What You Need to Know

Malpractice Insurance for Counselors Malpractice Insurance for Counselors: What You Need to Know Therapists face numerous ethical conundrums each day—when to warn a third party of a potential threat, what level of suspicion warrants a report to child protective services, and how to manage clients at risk of suicide. Many of these challenges also present legal hurdles. A therapist who fails to meet the standard of care may be legally liable for that failure if the client suffers specific harm. For example, a therapist who did not adequately treat a credible threat of suicide might face a lawsuit from a client who suffers serious injuries in a suicide attempt. While good therapists...

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Buying medical malpractice insurance independently as a physician, Medical Economics

Buying medical malpractice insurance independently as a physician The cost and logistics of medical malpractice insurance can be intimidating for physicians who purchase it on their own. When a physician is making decisions about how to select a medical malpractice insurance company and policy—rather than receiving medical malpractice coverage as part of an employment benefit—there are a number of considerations to keep in mind. Self-employed physicians and doctors who practice in multiple states often have to buy their own medical malpractice insurance. Medical malpractice insurance can be the most important decision and one of the biggest costs involved in running an independent...

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Should we discourage medical malpractice lawsuits? - Econlib

I’ve always been skeptical of the utility of medical malpractice lawsuits. A new study by Michael Frakes and Jonathan Gruber finds evidence that they are counterproductive: We estimate the extent of defensive medicine by physicians, embracing the no-liability counterfactual made possible by the structure of liability rules in the Military Health System. Active-duty patients seeking treatment from military facilities cannot sue for harms resulting from negligent care, while protections are provided to dependents treated at military facilities and to all patients—active duty or not—who receive care from civilian facilities. Drawing on this variation and exploiting exogenous shocks to...

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