Pros Explained Some online policy management capabilities: Texas Life policyholders can access basic policy management features through the online customer portal, like payments and beneficiary changes. Good financial strength rating: Texas Life has an A+ financial strength rating from AM Best, which is impressive for a life insurance provider of its size. Very few company complaints: According to the NAIC Company Complaint Index, Texas Life has very few complaints historically, which is an indicator of good customer service. Cons Explained Doesn’t sell individual life policies: You can only purchase life insurance from Texas Life if your employer offers coverage as part of your...
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What happens if the unexpected happens? It’s not something we’d like to always think about it but is important to prepare. A loved one’s sudden passing is emotionally devastating. However, it could potentially be financially catastrophic as well. Paying for the mortgage may become difficult. Being able to pay for a child’s college education is suddenly thrown in doubt. However, with a Katy life insurance policy, term or permanent, you can ensure that your loved ones are taken care of financially if they are faced with having to go on without you. A life insurance policy provides a lump-sum payment to beneficiaries upon your death. This payment is called a death...
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Life insurance can be the foundation of your financial security and can provide comfort and stability for your family. The purpose of life insurance is to help provide your loved ones with financial protection after you die, in exchange for the premiums you pay to your insurer during your lifetime. Some life insurance policies can provide you with financial protection for a specific duration, while others accumulate cash value, offering a living benefit that can be used for any purpose such as to help supplement retirement income, funding for a child’s education, or cash for emergencies. Term life insurance provides coverage for a set period of time at a generally lower cost than...
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This city began as a few acres of land around Buffalo Bayou. Now the Houston-Woodlands-Sugarland metropolitan area spans ten counties and includes more than six million residents. City residents have strong ties to family and will want to be sure they have a Houston, TX life insurance policy in place to protect their loved ones in the event of their untimely death. When shopping for a policy, you can contact an independent agent in the Trusted Choice® network for assistance. These agents can explain your coverage options, provide you with policy advice and a variety of competitive Houston life insurance quotes to compare. Contact a member agent near you today to learn more. How Much Do...
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People buy life insurance to ensure that their beneficiaries have enough money to maintain their standard of living after the policyholder dies. Beneficiaries are the people you designate to get the money from the life insurance policy after you die. This money is called a death benefit and is typically tax free. You may designate one or more beneficiaries. If you designate more than one, you must decide how to divide the money. You may also choose a secondary or contingent beneficiary to receive the money if the primary beneficiary dies before you. Life insurance isn't an investment. An investment is a financial risk -- you might make money but you also might lose some or all of your money...
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Local Allstate Agent: Meet Debbie Chang I am a second generation Allstate agent. My father was an Allstate agent before me at the same agency here in Houston and I took over in 2015. I believe that Allstate is a great company and I want to help people with their insurance needs. The best part of what I do is meeting new people all the time and being able to help them. I am a graduate of the University of Texas at Austin. I’m a big Texans and Astros fan and in my free time, I like to listen to live music often. There is so much diversity in the city of Houston and I’m proud to be a part of it. There are also a lot of restaurants and I like to try all the different places to eat. At my agency...
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Life Insurance in Texas Securing the future of your loved ones shows love and care. We constantly worry about the future of those who depend on us. What will happen when we are gone? Life insurance helps protect the future of your loved ones when you are gone. At Insurance Over Texas in Houston, TX, we help anyone one willing in Houston to access life insurance. Below are different types of life insurance. Term life insurance: Term life insurance provides death benefits without cash value. If the policyholder passes before the policy expires, the beneficiaries are paid the assured sum. The premiums are fixed and are paid for a specific duration of time. Term life insurance can be renewed...
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Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family when you are gone. Don’t leave the future of you and your loved ones to chance. Texas Casualty can help you find the right Humble life insurance coverage for you, and help ensure that your policy continually meets your needs. Life Changes. So Should Your Policy For each of our neighbors in Texas, the right life insurance will be unique and dependent on personal and financial needs. As your life changes, your life insurance coverage may need to change in order to adapt to your current needs. Some life transformations that may...
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Texas Life Insurance Lawyer and Texas Beneficiary Lawyer Jason S. Coomer Helps Families and Beneficiaries Collect Life Insurance Benefits and Inheritance by Texas Life Insurance Lawyer and Texas Beneficiary Lawyer Jason S. Coomer Texas life insurance lawyer and Texas beneficiary lawyer, Jason Coomer, helps families and beneficiaries collect life insurance proceeds and inheritance. He works with families including Texas families and out of state families who have lost a family member. These issues commonly include dealing with insurance companies, dealing with oil companies, probating Wills, clearing title to estate property, transferring control of bank accounts, claiming estate property...
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You are here Justice News Garland Chiropractic Owners Sentenced to More Than Three Years for Tax Fraud Two owners of a Garland chiropractic clinic were sentenced yesterday to 37 months in federal prison and ordered to repay approximately $350,000 for tax fraud, announced U.S. Attorney for the Northern District of Texas Erin Nealy Cox. Tammy Boulyaphonh, 51, was convicted by a federal jury on all five counts against her, including one count of conspiring to defraud the United States by underreporting income and four counts of filings false tax returns in February. Her husband, 59-year-old Khamlor Boulyaphonh had pleaded guilty to similar counts days before trial. The defendants were...
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