Yale study: Breast cancer found earlier in states with expanded Medicaid In a new Yale Cancer Center (YCC) study, researchers have demonstrated that a higher percentage of women with breast cancer had their disease diagnosed at an early stage in states with expanded Medicaid coverage through the Affordable Care Act (ACA). No such change was seen in states that didn’t expand their coverage. The findings were published today in JAMA Surgery . Breast cancer is the most common cancer among women in the United States, with an estimated 279,100 diagnoses and 42,170 deaths this year. “If the cancer is diagnosed early, generally treatment is definitive and women have good overall survival,” said...
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Eligible Family Members means all persons eligible for coverage as defined in the Certificate. Coverage is guaranteed provided (1) the employee is actively at work and (2) dependents are not subject to medical restrictions set forth on the enrollment form and in the certificate. Some states require the insured to have medical coverage. Additional restrictions apply to dependents serving in the armed forces or living overseas. [For CA sitused cases: Coverage is guaranteed provided (1) the employee is performing all of the usual and customary duties of your job at the employer's place of business or at an alternate place approved by your employer (2) dependents are not subject to medical...
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The fight against cancer is a long and expensive journey. Not only is cancer a drain on your family’s resources, it also seriously inhibits your ability to work and bring in a regular income. This is where a specialised cancer insurance plan could come to the rescue, and not just save your life, but also provide for a stable life after treatment. Who Can Benefit From A Cancer Insurance Policy? While those with a family history of cancer are certainly at a higher risk than others, ancestry alone is not enough to determine the chances of developing the disease. Everyone should ideally consider availing of a specialised cancer insurance policy. This is because even if the chances of this...
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Cancer in India has become a dreaded illness and a very common occurrence. Though new treatments are being invented to fight cancer, the disease is becoming more rampant. In fact, as per the estimates suggested by the Indian Council of Medical Research (ICMR), there would be more than 17 lakhs cancer cases in India and more than 8.8 lakh deaths by the year 2020 (Source: ). Cancer not only wreaks physiological havocs, it puts a strain on your finances too. Cancer treatments are quite expensive which threaten to wipe out your savings in a single strike. That is why cancer insurance plans are a must. Cancer insurance plans cover cancer and pay a lump sum benefit if you are diagnosed with the...
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She walked slowly into the room and looked John straight in the eye. “I’m sorry, but I have bad news…” John heard the word “cancer” then his own thoughts drowned out the words tumbling from his doctor’s mouth. “How long have I got?” he interrupted. “It depends on how you respond to the treatment. All I can say for sure is that there’s a long and arduous journey ahead” came the solemn reply “Will I have to give up work?” John’s first thoughts, like the thoughts of any parent, were not of himself, but of his family. They were already struggling on one income. How will they cope financially? Who will pay the mortgage? John was the classic “never sick a day in my life” sort of fella. Granted he...
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Plan Options The NCFlex Cancer Plan is designed to provide specific benefit payments directly to the covered member for services related to the treatment of cancer and 29 other specified diseases. Medical treatment is covered by the Health Plan. Three plan options are available with the primary difference being the amount of benefits paid. Eligibility Regular (non-temp) SHRA/EHRA employees who work 20 hours per week (.5 FTE) or greater are eligible to enroll in the this plan. Employees pay full cost for employee coverage in addition to any dependent coverage selected. Effective Dates Employees must enroll within 30 days of their hire date or within 30 days of a qualified life event. ...
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We all know that cancer has a high chance of cure if diagnosed early and treated appropriately. Only a handful of people bought cancer insurance plan to provide financial support at the time of unforeseen medical emergencies. The cost of cancer treatment is expensive. While buying cancer plan one must consider inflation to bear the cost of treatment and must opt for a minimum sum insured of Rs 15 lakh. For an average Indian household, this is a huge expense and most families do not have funds readily available. They typically end up tapping into their savings or borrowing money to meet the treatment and peripheral expenses like travelling, post treatment care and more. In many cases, cancer...
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Cancer Insurance Claim Filing Instructions Does your claim meet the definition of Cancer? Leukemia, Hodgkin's disease, or any form of malignant growth positively diagnosed as cancer (malignant neoplasm) by a legally licensed doctor of medicine certified by the American Board of Pathology or a certified Osteopathic Pathologist other than yourself or a member of your immediate family or household. Such diagnosis must be based on a biopic examination. The pathologist establishing the diagnosis shall base his judgment solely on the criteria of malignancy as accepted by the American Board of Pathology or the Osteopathic Board of Pathology. Pre-malignant conditions or conditions with malignant...
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Top 10 Best Cancer Insurance Policy in India Cancer is a deadly disease and it has been increasing at a very fast rate in India. Though health insurance plans cover cancer-related treatments, the treatments require intensive hospitalisation which may drain all your resources. Hence it is necessary to take a cancer insurance plan along with a health insurance plan to cover and meet the high expenses to cure it. Top 10 Best Cancer Insurance Policy in India Many insurance companies provide cancer Insurance plans with unique features and benefits. Let’s discuss the Top 10 Best Cancer Insurance Policy in India. Max Life Cancer Insurance Plan Max Life Cancer Insurance Plan has benefits which...
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Along with the alarming increase in its number, the expenses for the treatment of this disease are exorbitant. Having a health insurance policy helps but not many health insurance policies provide cover for such critical illness. According to industry reports, cancer is the second leading cause of death after heart disease in India. Also, because of our fast-paced and unhealthy lifestyle, experts say the incidence of this disease is set to increase. With its scary track record, this dreaded disease strikes fear in even the most strong-willed. Though there is no absolute prevention against cancer, however, following a healthy lifestyle can help in the long run. Also, cancer is usually...
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