Low cost health insurance ↝ Life insurance

Why Lower Health Care Costs is One of the Benefits of Wellness

The health and chronic disease prevention centers of America are now America’s worksites. There’s not a single group in America that does more to lower health care costs, promote health improve the health behaviors of our population than worksites. Our current medical system is a disease treatment system. It was created to treat, not prevent, arrest, or reverse health conditions. If you do have disease or existing health problems, the American system of medical care is very good, albeit extremely expensive. One of the main benefits of wellness in the workplace is to improve employee health and prevent employees from having to use our expensive medical system. Employee wellness...

Cigna Newsroom, Cigna + Oscar Helps Small Business Owners who Recognize that a Healthy Workforce is the Key to a Vibrant Business in COVID-19 Environment

Cigna + Oscar Helps Small Business Owners who Recognize that a Healthy Workforce is the Key to a Vibrant Business in COVID-19 Environment BLOOMFIELD, Conn. and NEW YORK, June 23, 2020 -- Small businesses have been significantly hurt by the COVID-19 pandemic. According to new research from Cigna and Oscar, 70% of small businesses have seen a decline in their revenue, and 52% have laid off or furloughed employees. As small businesses begin to reopen, the majority of decision makers reported that providing health insurance to employees is a higher priority in their budgets (66%), and that access to affordable solutions that support employee health and well-being (88%) – physical and mental –...

Where You Live Determines How Much You Pay For Health Insurance, Kaiser Health News

When buying health insurance, where you live matters. In Pennsylvania and more than a half dozen states, consumers in some cities will pay at least 50 percent more for the same type of coverage than their friends and relatives in other parts of the state. A 40-year-old in Philadelphia, for instance, will spend $300 a month to buy a mid-level insurance plan in the new Obamacare marketplace — 77 percent more than a 40-year-old in Pittsburgh, where the same type of coverage will cost a more modest $169 a month. Lower-income people eligible for federal subsidies will spend less. Consumers in Georgia, Wisconsin, California, Arizona, Missouri and Florida will also see wide variations,...

What to Do if You Lose Your Health Insurance Because of COVID-19

You can’t control whether you lose your job and your benefits because of COVID-19. You can, however, take steps to protect yourself in case you wind up without health insurance during the global pandemic. Don’t panic. Take a breath. Collect yourself. And then make a plan. 1. If you have a spouse with insurance, try to get on their plan If you have a spouse or partner with employer-sponsored insurance, you may be able to join if you lose your job or your benefits due to a furlough or other cuts. For those worried they could soon lose their jobs, have your spouse or partner contact their human resources department to see if you can join their plan. You probably won’t be able...

What to do if you lose your health insurance during the coronavirus outbreak

The accelerating numbers of layoffs across the country are not just hammering people’s finances. Many Americans are losing their healthcare coverage, too — and in the middle of a pandemic. Nearly 3.3 million workers filed for unemployment benefits last week, the largest weekly total ever and nearly quadruple the last record set in 1982. A good chunk of them likely lost their health insurance as well, for themselves and potentially their families. More than half of U.S. adults have employer-based insurance, making it the most common way to be covered, according to the Census Bureau. It also makes a job loss that much more difficult. “Our health coverage system is tricky. Your eligibility...

Trump hints at using federal programs to provide coverage after Obamacare decision - POLITICO

Trump’s refusal to reopen Obamacare enrollment, first reported by POLITICO on Tuesday, angered Democrats and health advocates, who said the health care law could provide much-needed financial security to millions of uninsured Americans worried about huge health bills from Covid-19. "This callous decision will cost lives. Period," Joe Biden wrote on Twitter. Despite Trump's decision on Obamacare, people who lost their workplace health insurance amid a record surge in employment are still likely eligible for coverage through a special enrollment period for people experiencing certain life circumstances. But millions of more uninsured Americans who don’t qualify for a special allowance will...

Low Cost Health Insurance - Obamacare Facts

Get the facts on low cost health insurance, how Medicaid and Marketplace subsidies can lower your costs, and how to get affordable coverage. By understanding a few key concepts will give you the knowledge you need to to ensure big savings on health insurance and health care for years to come. TIP: Getting low cost health insurance is all about 1. taking advantage of cost assistance options (depending on income, age, family size, and employment status that could be an HSA, FSA, HRA, tax credits, out-of-pocket assistance, Medicaid/CHIP, Medicare assistance, etc), and 2. knowing what your medical needs are so you can assure that you get coverage that has the right mix of cost sharing and...

Premiums for Plans are down 4 percent but remain unaffordable to non-subsidized consumers, CMS

Premiums for Plans are down 4 percent but remain unaffordable to non-subsidized consumers Administration’s actions bring increased issuer participation, competition and greater choice to the Federal Health Insurance Exchanges Today, the Centers for Medicare & Medicaid Services (CMS) announced that the average premium for the second lowest cost silver plan on for a 27 year-old will drop by 4 percent for the 2020 coverage year. Additionally, 20 more issuers will participate in states that use the Federal Health Insurance Exchange platform in 2020 bringing the total to 175 issuers compared to 132 in 2018, delivering more choice and competition for consumers. As a result of the Trump...

Healthcare options for undocumented immigrants - Los Angeles Times

Healthcare options for undocumented immigrants Arlette Lozano came to this country 18 years ago from Mexico at age 8 when her mother sent her and her 3-year-old brother across the border with the help of a coyote — someone paid to smuggle people across the border. There wasn’t enough money for their mother to travel with them, so the children came alone to meet an aunt living in East Los Angeles. “It was very scary,” Lozano recalls. “I remember my mom telling me not to fall asleep because they can kidnap us.” Lozano, now a 26-year-old student at UCLA with a double major in global studies and anthropology, grew up in Fullerton with her brother and mother, who eventually made her way to the...

Are You Covered?

Are You Covered? October 25, 2019 Health Insurance Marketplace Now Open Through December 15 November 1 marked the beginning of open enrollment for 2020 health insurance coverage through the Health Insurance Marketplace. Since debuting in 2013, the Health Insurance Marketplace has provided access to low-cost healthcare coverage for millions who would otherwise be without health insurance or who are interested in taking advantage of more cost-effective alternatives to their current coverage. “Having health insurance is an important part of your health journey, and the Health Insurance Marketplace has made comprehensive coverage more possible for many people,” says Peter Mulkey, chief...