When Does Your Personal Car Become a Commercial Vehicle? For small business owners, the line between the personal and their business can be a bit hazy at times. Yet, when it comes to a vehicle that may be used for personal and business-related reasons, it’s important to know how your auto insurer is expected to define what constitutes commercial use. If you own a car and cover it under a personal auto insurance policy, an insurance company may not pay claims for any damages you incur if the insurance company deems that it was used as a commercial vehicle. Not being on the same page with your insurance carrier may result in financial losses, so it pays to ask yourself important...
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Guide to Commercial Vehicle Insurance & Who Needs It | MoneyGeek In today's economy, it's easy to work as an independent contractor, especially if you have a vehicle. You can use your car to drive for a ridesharing company, deliver food or plow snow in the winter. If you yearn for the open road, you can pursue a career as a long-haul trucker. With this freedom, though, comes the additional red tape of commercial insurance and licensing requirements, and some unexpected costs. A little research and leg work in advance can save you some big headaches later on. Read on for tips on how to get on the road. The Surprising Costs of Truck Driving Trucking can be a lucrative career, but it's...
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Commercial Vehicle Insurance If you're a business owner or contractor, you probably need to have commercial vehicle insurance. It may be tempting to cut costs by getting by on your personal auto insurance, but in case of an accident, the special coverage that commercial auto insurance affords could mean the difference between the life and death of your business. Several factors come into play when determining whether or not commercial vehicle insurance is necessary, and our team can help you find a policy that fits both your needs and your budget. We also have options if you need a Garage Keeper's policy and there is a business owner's package that can combine commercial...
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Commercial Auto Insurance Stay Protected on the road with United Insurance For thousands of companies of all shapes and sizes throughout New England, motor vehicles are the lifeblood of their business. Without reliable transportation between job sites or the ability to pick up or deliver products and services, their businesses are sunk. To those businesses, losing access to transportation for a day or two isn’t just an inconvenience – it’s lost revenue. At United Insurance, we understand that every business is unique, and that every business owner deserves to have a unique insurance program built around it. Insurance for the Transportation Industry If your business relies on transport,...
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