Group Life Insurance has become one of the most popular benefits for small businesses. Whilst some offices are still shut and we move into a new hybrid way of working, many of the perks that were in place prior to lockdown don’t apply; employees are looking for more meaningful benefits that they can utilise whilst they work from home, rather than pizza Fridays and office ping pong tables. How many of the following statements apply to you and your business? My people are now working from home more regularly and can’t use our existing benefits Now more than ever, I feel I have a duty of care to protect and support my employees It’s difficult to provide a cost-effective wellbeing programme...
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An unexpected lesson that we all have learnt from the ongoing pandemic is that the future belongs to those who prepare for it. And what better preparation of future financial security could be there than investing in a robust life insurance plan? A life insurance plan not only helps safeguard our loved ones from financial hardships in our absence, but also ensures that they continue to lead a dignified, secure life when we aren't around. As individuals helming responsibility for our family's future financial security, it then becomes our duty to buy the right amount of life insurance cover needed to shield dear ones from life's various uncertainties. This is where the concept of 'Real Value...
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Life insurance doesn’t just give you and your family peace of mind in case tragedy strikes. It can also help you put down roots and buy that dream home, too. Do you already have a life insurance policy in place? Are you thinking of investing in one? Here’s what to know about borrowing against your life insurance to buy a house. Disclaimer: The information in this blog was not written by a financial, legal, or insurance professional. Before you make any decisions about taking out a life insurance loan, obtain direction from your insurance broker, financial advisor, or tax advisor. What Type of Life Insurance Will I Need? The first step is to have the right type of policy. In order to use...
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Does every life insurance policy have cash value? A "term life insurance" policy can be a great way to help protect your family, especially since many term policies are designed to be affordable. However, a term life policy does not build cash value and can’t help you with retirement. On the other hand, several types of “permanent life insurance” (including “whole life insurance" and “variable life insurance”) put part of the money you pay (the “premium”) into an account you can eventually draw money from. Some people use that money to help pay for things like college education for their children. It’s also possible to use the money for retirement, and to pay less tax on the money if you do...
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ARLINGTON, Va., Sept. 1, 2020 /PRNewswire/ -- Brooke Shields returns as the spokesperson for Life Happens, a nonprofit dedicated to educating consumers about the importance of life insurance and other related products for sound financial planning. During September's Life Insurance Awareness Month (LIAM), Life Happens and Brooke Shields will join together to emphasize the value of life insurance. Following the success of last year's public service announcement (PSA), which reached over 500 million people, Brooke will continue to help spread the message of financial independence, empowerment, and protection through a national TV and radio PSA during the 17 As a successful actor, dedicated...
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Sheila Crowe wants to help the community, and this Saturday she’ll do it by partnering with a local life insurance agent to provide an information booth at Pinky’s SnowCones & Snacks from 2-5 p.m. where people can either sign up for a policy or at least get more educated on the subject. “The best thing you can do is have life insurance,” said Crowe, who owns and operates Pinky’s, which is located at 905 W. 5th Street. “With life insurance, there is a lack of knowledge. You just think it’s expensive because car insurance is expensive, homeowner’s insurance is expensive, but (life insurance) really is not. The younger you are, the better policy you can get for just a couple dollars.”...
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Juvenile Life Insurance Market peaks the principal concerns of this market, and it also gives the detailed prediction of the market. Mostly classified on the segments of top players Allianz, Assicurazioni Generali, China Life Insurance, MetLife, PingAn, AXA, Sumitomo Life Insurance, Aegon, Dai-ichi Mutual Life Insurance, CPIC. The study objectives are to present the Juvenile Life Insurance development in North America, Europe, China and Japan. Market Overview: The Report provides a basic overview of the industry including its definition, applications and manufacturing technology. The report presents the company profile, product specifications, capacity, production value, and Industry shares...
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Superintendent Russel Toal From the Office of Superintendent of Insurance: ALBUQUERQUE – As of July 19, 571 New Mexicans have lost their lives to COVID-19. We grieve with every New Mexican who has lost a friend or family member to this horrible virus. When someone passes, in addition to the emotional toll, it can have serious economic consequences for their family, who often have continuing costs even as household income decreases. Life insurance can help provide stability during these difficult times. The New Mexico Office of Superintendent of Insurance (OSI) has received calls from individuals who aren’t able to find information about the life insurance policy of someone who has passed...
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The recent research report on the global Life Insurance Market market presents the latest industry data and future trends, allowing you to recognize the products and end users driving Revenue growth and profitability of the market. The report offers an extensive analysis of key drivers, leading market players, key segments, and regions. Besides this, the experts have deeply studied different geographical areas and presented a competitive scenario to assist new entrants, leading market players, and investors determine emerging economies. These insights offered in the report would benefit market players to formulate strategies for the future and gain a strong position in the global market....
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Looking for affordable, temporary financial protection for the people who depend on you? Term life insurance might be the answer. Think life insurance isn’t for you? You may want to think again. Whether you’re married, single, childless or a parent, if there are people in your life who rely on you and could face financial hardship without you, you may want to help protect them with life insurance. But what about the price for that protection? Generally speaking, there are three basic types of life insurance: Term, permanent (or whole life) and universal life (which is a kind of permanent insurance that also includes an investment component). Let’s talk about term. If you’re looking for...
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