The Basics of Boat Insurance If you have a boat, you know nothing is like the warm sun and cool breeze on the water. You probably cherish the memories you make out on the water, which makes it all the more reason to protect your boat with the right insurance. Purchasing boat insurance can give you and your passengers peace of mind while you’re enjoying a weekend afloat. While boat insurance might not be required in your state, purchasing a policy should be a top consideration. What Does Boat Insurance Cover? Boat insurance contains coverage types to help in different situations, much like car insurance: Property coverage. This protects the boat against theft and damage due to an accident or...
Continue reading...
This article attempts to describe the basic coverage that is available under boat and yacht insurance policies, and the items that should be considered before selecting a policy*. We will also point out the factors that the marine underwriter contemplates when determining the rate to charge a client. We hope that this will assist in making a more informed decision when purchasing insurance for your boat. Only you can decide on the right combination of coverage and price that suits your needs. Start with the Basics The liability section, sometimes referred to as Protection & Indemnity, covers your legal obligations to third parties. This legal liability can arise from bodily injury or...
Continue reading...
How insurance can help protect your and your boat The type of insurance coverage that you need will depend on a number of factors, such as the size, type, age and value of the boat. You may have boat insurance coverage available through a homeowners insurance policy or you may need to buy a separate policy. A separate boat policy could provide you with additional liability coverage, broader coverage overall and higher limits for watercraft liability. Liability coverage can help pay for damages to someone’s boat, dock or other property. Ask a trusted advisor like an Erie Insurance agent which type of policy is best for you. As with any insurance policy, it’s a good idea to talk...
Continue reading...
Boat Insurance in Columbia & Jefferson City MO In MO summer can only mean one thing – boating! However, while a leisure activity, hitting the water is not without associated risks. At Winter-Dent & Company, we understand the exposures facing those who own a boat, and are dedicated to keeping them protected with customized insurance coverage. From sailboats and yachts to jet skis and runabouts, we routinely insure a variety of boats in Columbia, Jefferson City, and the surrounding areas. Stand Alone Boat Insurance Many boaters believe that their homeowners’ policy will provide coverage for their boat. While there are some very basic coverages that extend to a watercraft, such as...
Continue reading...
Boat Insurance in Pittsburg and Frontenac, KS In KS summer can only mean one thing – boating! However, while a leisure activity, hitting the water is not without associated risks. At Dittmann Insurance Agency, we understand the exposures facing those who own a boat, and are dedicated to keeping them protected with customized insurance coverage. From sailboats and yachts to jet skis and runabouts, we routinely insure a variety of boats in Pittsburg, Frontenac, and the surrounding areas. Standalone Boat Insurance Quotes in Pittsburg, KS Many boaters believe that their homeowners’ policy will provide coverage for their boat. While there are some very basic coverages that extend to...
Continue reading...
Sanford & Tatum can help make your time on the water relaxed and worry-free. We will find you comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety of your passengers, or your investment. Do you know what to look for in a watercraft insurance policy? Sanford & Tatum can help you determine the right amount of coverage to meet your specific needs. Just contact us today to get started. Here are some items you’ll need to consider when shopping for boat insurance. Know where...
Continue reading...
Boat & Watercraft Insurance Jenkins Insurance can help make your time on the water relaxed and worry-free. We will find you comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety of your passengers, or your investment. Do you know what to look for in a Texas watercraft insurance policy? Jenkins Insurance can help you determine the right amount of coverage to meet your specific needs. Just contact us today to get started. Here are some items you’ll need to consider when shopping...
Continue reading...
Fellers Insurance can help make your time on the water relaxed and worry-free. We will find you comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety of your passengers, or your investment. Do you know what to look for in a Texas watercraft insurance policy? Fellers Insurance can help you determine the right amount of coverage to meet your specific needs. Just contact us today to get started. Here are some items you’ll need to consider when shopping for Texas boat insurance. Know...
Continue reading...
If you own a boat, you'll need to have insurance coverage on it to take it out on the water. As with many other types of insurance, the required coverage types and amounts vary from state to state, though there are some commonalities. Here's what you need to know. Required Boat Insurance Coverage In general, you will need to have at least the following coverage: Bodily Injury Liability - If you get into an accident out on the water, this aspect of your coverage will take care of any medical bills that result from injuries sustained in the accident. Property Damage Liability - This coverage pays for any damage to the other person's boat or other watercraft when a boating accident is your...
Continue reading...
