The health care law known as the Affordable Care Act (ACA, sometimes called Obamacare) includes protections for patients and their families. People have choices for getting affordable and understandable health care. The best resource for learning more about the ACA and how it might help you is the healthcare.gov website. How the ACA affects health care costs Health care costs have been rising for decades, and some people continue to pay more for insurance and costs. But the ACA helps reduce health care costs for many people by: Providing preventive care, such as screening mammograms and colonoscopies, at no cost to patients Not allowing yearly and lifetime dollar limits on the amount of...
Continue reading...
Have you been holding off on getting health insurance because it seems like an expense your family simply can’t afford? Up until a few years ago, the high costs of medical insurance left many families who needed healthcare the most with inadequate coverage or no insurance at all. That’s because before the Affordable Care Act (ACA) was passed in 2010, it could be difficult or impossible to find reasonably-priced health insurance, especially if anyone in your immediate family had a “pre-existing” health condition like diabetes, asthma, high blood pressure or mental illnesses — or even if you were pregnant (which insurers also considered a “pre-existing...
Continue reading...
Health Care that Works for Americans On March 23, 2010, President Obama signed the Affordable Care Act into law, putting in place comprehensive reforms that improve access to affordable health coverage for everyone and protect consumers from abusive insurance company practices. If you are one of the millions of Americans who gets health insurance through work or through a program like Medicare, you are benefiting from rights and consumer protections. The law is making sure consumers and their doctors — not insurance companies — are in charge. If you are uninsured or are struggling to find affordable health insurance, the health care law brings you options to get covered. A...
Continue reading...
One of the most important expenses in your budget is healthcare, whether for you, or your entire family. Life isn’t cheap, so often people forgo getting medical aid or medical insurance cover, which is considered by many people as a wasteful expenditure, especially if their families have no chronic illnesses – or don’t visit the doctor or hospital often. So is cheap medical cover worth having? However, for the last few years, people have started complaining of the services at government facilities; government hospitals are usually short-staffed, procedures have long waiting periods and staff have been accused of offering subpar care. The option is paying cash for private care. Hospital...
Continue reading...
In his wide-ranging State of the Union address, President Donald Trump returned to a favorite theme: the cost of health insurance. He cited the high cost of premiums for people who buy their coverage through the Affordable Care Act marketplaces and said his administration has provided new, less costly coverage. “I moved quickly to provide affordable alternatives. Our new plans are up to 60% less expensive and better,” Trump told the lawmakers gathered at the Capitol. So we wondered, to which new alternatives was he referring? We reached out to the White House to ask. Spokesperson Adam Kennedy responded that the president was talking about short-term, limited-duration plans. But that...
Continue reading...
DENVER – Colorado will open up a special enrollment period from March 20 through April 3 in which Coloradans who are currently uninsured can enroll for a state insurance plan that would kick in starting April 1. Only people who are currently uninsured are eligible to enroll during the special period – people with already-existing plans through Connect for Health Colorado will not be able to change their plans. People’s spouses and children who are also uninsured can enroll as well, even if one spouse or a child’s parent is already insured. “Many people are unaware that they are eligible for financial assistance to help lower their premiums,” said Michael Conway, Colorado Insurance...
Continue reading...
Although most of the treatment you will ever need is available for free on the NHS, a shortage of funds can lead to long waiting times, especially for specialist doctors. Private Health Insurance will allow expats to skip the queues and go straight to the professional – but it comes at a cost. Premiums vary greatly and tend to increase if you are a smoker, a person over 60, or have already been diagnosed with a serious medical condition. The reasons are quite simple: public healthcare in the UK might not be all-encompassing, but it offers a reasonable standard of care for everyone. Is Private Health Insurance Worth It? The main benefit of making use of the private health sector in the UK is...
Continue reading...
Ontario Travel Insurance - Compare Cheap Quotes And Save Best Travel Insurance For Canadian Travelers Why Do You Need Travel Insurance Coverage? Making travel insurance part of your trip planning is a must. Whether you are planning a cross-border shopping trip to the U.S., planning a cross-Canada road trip or are heading south for vacation, travel insurance provides you with the coverage you need to have a safe and worry free trip. The main reason you need travel insurance is that you never know what could happen before or during your trip. A job loss, sudden illness, or death in the family could force you to cancel your trip before it even happens. Once you leave, severe weather, flight...
Continue reading...
Improving Access to Coverage The ACA provides Americans—including those at risk for and living with HIV/AIDS—better access to healthcare coverage and more health insurance options. Coverage for people with pre-existing conditions. Thanks to the ACA, no American can ever again be dropped or denied coverage because of a pre-existing health condition, like asthma, cancer, or HIV. Insurers also are prohibited from cancelling or rescinding coverage because of mistakes made on an application, and can no longer impose lifetime caps on insurance benefits. These changes are significant because prior to the ACA, many people living with HIV or other chronic health conditions experienced obstacles in...
Continue reading...
Protection and great value holiday cover Your holidays are one of the most important times of the year, its your chance to relax and unwind. And we can help you enjoy total peace of mind whilst you are away. Not only do our policies offer valuable protection for you and your family, they are also great value. If you’re on a strict budget for your holiday, but are still looking for the best value travel insurance product, we think you can get a great deal even with our cheapest travel insurance policy. We know that the cost of holidays can keep adding up - flights, hotel, spending money, excursions. Making sure you’ve got the most suitable cover for you can also make it quite stressful. Our...
Continue reading...
