Photo: Hero Images / Getty Images Contents insurance—also known as personal property insurance—can help you replace the items in your home if you have a theft, fire, or other types of insured claim or loss. The personal property coverage is insurance that covers the items you have in your home. The contents of your home are made up of all the different things you own in and around your house. Personal belongings include your clothing, electronics, expensive jewelry, and essentially anything movable. How Do You Get Insurance for Your Contents or Personal Belongings? There are typically three ways to get insurance for your contents or personal belongings. All three of the above insurance...
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Breaking News I sometimes wonder what would happen if we could pour everything we own — furniture, dishes, cars, books, jewelry – into a big magic funnel, and the stuff would convert to cash. How much would there be? (Hint: A lot less than we think.) I picture this imaginary funnel working like Hogwarts’ sorting hat, considering each item as it slides through and assigning a value. The real market value. Not what you paid. Not the appraised value for insurance purposes. Not what you want to believe. But the truth. That $300 never-worn prom dress? Twenty bucks. Grandma’s wedding china? Free to a good cause. Your $2,000 La-Z-Boy massage rocker recliner? You pay $50 for the haul fee....
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Booking your accommodation Once you've chosen your preferred halls of residence, you can apply for your room via the accommodation portal. Halls of residence applications are on a first come, first served basis. When allocating specific rooms, we endeavour to match you with people with similar living habits and interests. The application process includes some lifestyle questions to assist with the allocation. Be part of a thriving student community Students who choose university-managed halls enjoy a range of benefits. These include access to the exclusive residence life programme, which offers a range of social activities (competitions, giveaways and trips throughout the year), a team of...
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Tiny houses are gaining in popularity across the U.S—after all, these miniature homes are affordable, energy efficient, and easy to maintain. Plus, they offer a simpler lifestyle, with no room for clutter or things you don’t need (Marie Kondo would be proud). Even though tiny houses are, well, tiny, they can still cost tens—or even hundreds—of thousands of dollars, so it’s a good idea to protect your investment with a good insurance policy. Here’s what you need to know about insurance for your tiny home. What Is a Tiny House? A tiny house is exactly what it sounds like: a really small house. While there are no official size limits, tiny houses tend to be between 100 and 400 square feet....
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Global Home and Contents Insurance Market: Trends Estimates High Demand by 2027 The “Home and Contents Insurance Market” 2020 report includes the market strategy, market orientation, expert opinion and knowledgeable information. The Home and Contents Insurance Industry Report is an in-depth study analyzing the current state of the Home and Contents Insurance Market. It provides a brief overview of the market focusing on definitions, classifications, product specifications, manufacturing processes, cost structures, market segmentation, end-use applications and industry chain analysis. The study on Home and Contents Insurance Market provides analysis of market covering the industry trends,...
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Hollard Insurance launches the first virtual insurance chatbot in Ghana with the goal to make insurance more accessible to Ghanaians via popular messaging channels such as WhatsApp. The innovative product, called Hollard ChatInsure is currently hosted on WhatsApp, by an Artificial Intelligence (AI) chatbot, called “Araba Hollard.” Araba is the first virtual insurer in the country offering end-to-end insurance services all within the messaging application and without human intervention. Users simply save her number, 0242 426 412 and message her on WhatsApp to access her services. At launch, Araba offers renters and homeowners, Home and Home Contents insurance. They can initiate, process, pay...
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Simon Hird is director of broker & intermediary at Legal & General Insurance, part of the LV General Insurance Group For many people, trying to keep busy during lockdown has meant finally getting around to doing the jobs they may have been putting off in the home. For some, this means cleaning out their wardrobe or sprucing up their garden, whilst for others tackling some ‘Do It Yourself’ (DIY) tasks is top of the agenda. DIY can often seem like an ideal money-saving solution to fix issues around the home, such as a dripping tap or a broken shelf. However, homeowners may be unaware of how DIY can have an impact on their insurance policies, so advisers should be taking the time to...
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About – Standard Bank Standard Bank have over 150 years in the financial services industry, providing clients in the country with all their financial, banking and insurance services to make life easier for them. We offer reliable solutions, for whatever you need, be it banking solutions or an insurance that meets your needs. A Reputable Name With a reputable name in the industry, it’s no wonder we have one of the largest client bases in the country. We have a footprint of service delivery over more than 18 countries around the globe, using best practice philosophies to keep consistency and transparency in our services, our clients know what they getting when they see the Standard Bank...
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Add your insurance details to the ANZ App Add insurance policies to the ANZ App so that the details are handy when you need them. Browse and buy a range of insurance coverage including home, motor, life and income protection. Unfortunately, this option is not currently available to Android users but we hope to bring it to you soon. How to make a complaint, compliment or provide feedback We value your feedback regarding our performance and we’re committed to resolving any concerns you may have. Talk to us Our customer service team is your first point of contact for any enquiries, raising concerns or providing feedback. Our contact details are below. We will do our best to resolve your...
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Summary of cover We’ll insure you against accidental loss or damage to household contents and valuables up to HKD1.2 million, depending on the plan you choose. We have a ‘new for old’ policy, so you get brand new replacements for your household contents with no deductions for depreciation. Personal liability insurance Depending on your chosen plan, we also cover you, your family members, and your domestic helpers for up to HKD10 million if negligence results in accidental injury to a third party or damage to third party property. Worldwide All-risks cover Your personal belongings are covered up to HKD20,000 (HKD10,000 maximum per item) when you take them outside the home – even if you...
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