Health insurance plans

Covid-19: How to select a good health insurance plan for senior citizens - The Financial Express

The minimum sum insured that senior citizens must opt for is Rs 10 lakh and also before buying a plan, it is important to compare both pricing and features of products from various players. Age brings in several health complications along with reduced resistance to disease. It is important that senior citizens have an adequate health insurance cover an as the cost of treatment for coronavirus infection is significantly higher amongst people above the age of 60. The insurance market has numerous health insurance plans that specifically target senior citizens and even those with pre-existing diseases. It is strongly suggested to go for an independent policy rather than group policy as a group...

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Promises. Promises. Why the National Health Insurance plan needs hard numbers, Health-e

Servaas van der Berg and Heather McLeod Government is presently considering a National Health Insurance (NHI) scheme to come to grips with a fundamental service delivery problem ‘€“ the continued failure of the public health system to offer quality care. Though the 16% of the population belonging to medical and bargaining council schemes receive good health services, public health care quality is so inadequate that 30% of people without medical scheme cover pay for private treatment out of pocket. Although only 4% of households claim that expense has prevented them from visiting a health facility, there is a serious need for access to quality care. Our fear is that the proposed NHI...

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Medical scheme cover vs health insurance: How to save costs

In tough economic times you have to look for ways to cut your costs. You may be able to save costs on your medical scheme cover, but you need to be careful how you do. Alexander Forbes Healthcare Services says usually only 2% to 3% of the members it advises change their medical scheme plans, but last year more than 5% did, and so far this year, the average is 6.7%. Of those 3.8% downgraded their options. Tracy Janssens, branch head at Alexander Forbes Health, says the weak economy is the reason for many people downgrading – in some families there have been retrenchments and others are just finding high-cost plans unaffordable. Health expenditure inflation has over the past five years risen...

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How major life events can affect your health insurance planning , Employee Benefit Adviser

How major life events can affect your health insurance planning Sometimes you know ahead of time that a major event will happen in your life. Examples might include getting married or divorced, changing jobs or having a baby. Other times, such as at a death, you may not have advance warning. Either way, you’ll have a lot to think about. One thing to keep in mind is your health insurance. How can you make sure you stay covered? How can you get the best coverage for you and your family? This article discusses the kinds of life events that may give you a chance to make changes in your health insurance. It notes how you may need to document those events. And it describes the kinds of choices...

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Understanding your health insurance options during COVID-19, KUTV

It may feel like there isn't much you can do to feel empowered during this uncertain time. Changes are happening everywhere, maybe even to you or your loved ones, and you may feel a lack of control. SelectHealth is deeply concerned about its members and is doing everything possible to help you feel more in control during this challenging situation. At this point in the COVID-19 pandemic, it's possible that your health or work situation looks very different than it did last year when you selected a health insurance plan. Thankfully, in many cases, there is something you can do about it. A change in your life circumstances, such as losing health insurance through an employer or family member...

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PAHCF Lobbied Against Affordable Health Care as Coronavirus Crisis Grew

Private hospital megachains have maneuvered in recent months to defeat the expansion of low-cost health insurance coverage, while demanding unprecedented bailouts over the coronavirus crisis. The Partnership for America’s Health Care Future Action is a private hospital, insurance, and drug industry-led campaign group to defeat state-based public option plans and diminish support for single-payer health insurance. The group spent nearly $3 million through last month on advocacy and television advertisements as the Covid-19 crisis took shape. The group, launched two years ago with a focus on battling Medicare for All during the Democratic presidential primary, has since shifted to blocking...

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Point of View: Short-term health insurance has long-term benefits

About 26 million people have filed for unemployment since mid-March, according to the latest figures from the U.S. Department of Labor. Many have lost their health insurance along with their jobs. In response to the pandemic and attendant economic crisis, many Democrats have urged the Trump administration to reopen Obamacare's insurance exchanges. But there's no need for a special enrollment period. People who lose job-based insurance have always been allowed to sign up for coverage through the exchanges outside open enrollment. But there may be an even better option for the newly unemployed, as well as those who were uninsured before the pandemic hit — short-term, limited-duration...

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Health policy premiums to get dearer, as insurers expand coverage -

With the ongoing COVID-19 pandemic, and other contagious diseases that have surfaced all across the globe in the past few decades, there are genuine concerns that despite your best efforts to stay fit and healthy, your chances of falling prey to such a pandemic is a distinct possibility. A sudden tryst with hospitalisation is no more an unforeseen medical adversity considering the rising incidence of accidents, communicable, vector-borne and lifestyle diseases. Over the years, most of us must have experienced multiple cases of hospitalisation within our immediate family. Fortunately, health insurance is available for us to take care of various unforeseen medical emergencies. A health...

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Health insurance customers to benefit after takeover of private hospitals

Health insurance customers to benefit after takeover of private hospitals VHI, Laya and Irish Life announce refunds and rebates following Government deal The country’s three largest health insurers have announced a series of refunds and rebates for customers following the Government’s effective takeover of 19 private hospitals. The move will mean private hospitals will deal exclusively with public patients during the current Covid-19 crisis. VHI is to waive premium costs by an average of 50 per cent for subscribers for an initial three-month period on foot of the Government’s move to effectively take over private hospitals. Laya Healthcare is to provide a cashback payment to its 600,000...

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Despite Coronavirus, Trump Still Has No Health-Care Plan

It became something of a running joke for years on end: Despite provoking 70 congressional votes on measures to repeal the Affordable Care Act, Republicans still did not have any sort of consensus plan for addressing such basic problems as the millions of Americans without health insurance or the insurance-company practice of denying coverage to those with preexisting health conditions. Yes, they could tell you what they opposed. (Basically any Democratic-supported effort to expand coverage via public or private means or a combination of the two, like Obamacare.) And Republicans went to a lot of effort in the courts and state legislatures and, after 2016, via federal executive action to...

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