Making sure a building is being properly maintained is a big deal because of the tenants who reside in it. People live and work in buildings, so ensuring safety is a top priority should be a given. On top of people coming in and out of buildings, they also have property inside the buildings that needs to be kept safe. If you’re a building owner, it’s best that you have your properties covered with business property insurance. If something catastrophic were to occur, you should make sure you’re covered. Anything can happen, from a fire to a flood, and sometimes natural disasters can occur that can cause a lot of destruction. Long story short, it’s better to be safe than sorry. Having the...
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Your house is almost certainly your single most important asset. Make sure it's protected by someone you trust. We provide essential house insurance for the really important things in life, tailoring our policies to meet your needs. We offer separate contents and buildings insurance quotes at really good prices and, for even better value, house insurance that combines the two. Our claims service is run by experienced, helpful, claims handlers. You can make a claim over the phone, with no forms to fill in 24 hours a day, 7 days a week. Our free 24-hour helplines include emergency assistance, legal advice and a glass replacement service. If your mortgage lender charges you for switching your...
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Premiums for directors' and officers' liability insurance surged in the second quarter, broker Marsh said on Monday, as insurance underwriters fear the coronavirus pandemic will lead to hefty litigation claims. Premiums for directors' liability insurance, known as D&O, in Britain rose by more than 100 per cent while in the United States, rates for public companies were up by 59 per cent, Marsh said in a quarterly commercial insurance survey. D&O insurance protects company directors and executives against litigation costs. Jonathan Turner, chief executive for speciality insurance at broker Gallagher, said D&O rates for public companies seen as particularly exposed to Covid-19...
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Right now we’re living in an age in which a person needs little more than an internet connection to become a business owner. If you’re a self-employed professional, you need to put your ducks in a row just like any other business owner. This starts with handling all of your insurance needs. But what sort of insurance should you keep in mind as a self-employed individual? Use these tips to learn more about self employed insurance and how it can save your business. Consider the Kind of Business You Run and Work You Do and Address Your Liabilities First and foremost you need to assess the kind of company that you run when you’re interested in getting a self employed business...
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Did you know that any works undertaken as part of an extension or renovation project might not be covered by your existing home insurance policy? Whatever your project, make sure you don’t ignore the need for specialist self build, renovation or extension insurance. Your home is quite likely to be the single biggest investment in your life and to risk it could leave you in a desperate situation, especially if you consider that just one mishap could leave your project in dire circumstances. Below, we explain what self build insurance is, why and when you need it and what your policy should cover. Do I Need Self Build Insurance? We are used to insuring our most valuable possessions these...
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About – Investec Investec are not a new name in the country. We are the personal investment firm of choice stated by thousands of private and business professionals throughout the country. Investec invests in the future and the present of your life. A Legacy of Excellence With a legacy of profound excellence reaching all corners of the globe, we interact with our clients on a level that provides open communication, quality service and impeccable processes. We're Confident in what we Offer Our confidence in providing a superior services, enables us to strive further in our industry, to be the best at providing what customers want, and work around proving a solutions which can grow from...
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by Guest Blogger, Stanford Legodi Buying a house is probably the single biggest purchase someone will make in his or her lifetime. It stands to reason that, because life has no guarantees, this big purchase needs to be properly insured with adequate buildings cover. We’ve compiled a list of possibly the most important questions and answers (FAQ’s) that you should be aware of before taking out buildings cover. How do I determine how much I will be covered for? This depends on the value of your property. How it usually works is that your insurer will obtain the municipal valuation of your home as it currently stands. They will obtain this either from your finance provider or request it...
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Owning a home comes with plenty of other considerations which one might not always be top of mind, one of which is insurance. Homeowners must always ensure that they are correctly covered; knowing what is covered and what isn't can save you a lot of money and heartache in the future. “Your home should be a place where you can always relax and being adequately insured will give you peace of mind for when life happens. From the structure itself to the valuables inside, being adequately insured will ensure that you are not burdened with the financial loss whilst going through the emotional stress of unexpected” advises Craig Hutchison, CEO Engel & Völkers Southern Africa. It can be...
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Breadcrumb navigation menu What is buildings insurance? Buildings insurance is just one of two home insurance options available to homeowners. Your buildings insurance will cover, well, your building. But it’s helpful to think about what that means when you’re deciding if you need it or not. You could think of it as the building itself, as well as it’s fixtures and fittings, so it’s particularly useful for homeowners as your mortgage lender might ask you to have it in place before you buy a property. But do bear in mind; it won’t cover the contents within your building - for that you'll need contents insurance. AXA’s buildings insurance will cover damage...
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For most people, buying a house and turning it into a home is the biggest investment they will commit to in their lifetime. It involves a lot of research, house viewings, planning – and most of all, saving. So for most, the added burden of having to pay for home insurance is a bit of a nuisance. After all, paying a premium for something that might happen is usually translated into investing in something that will yield no returns. But what if something does really happen? What if that uncertain cause becomes a reality? Floods do happen, thefts sadly are a regular occurrence, and owning a house without a home insurance policy means that owners are neglecting the biggest investment that...
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