I am a 65-year-old woman married to a great guy for decades. We have no children. He earns all the money and handles all our finances. During my entire life I have not been a good money manager. I love to spend money and have a head-in-the-sand approach to money problems. Before our marriage, I bounced checks often. My fear is that I will outlive my husband, and then have no one to check my spending impulses. We owe less than $200,000 on our home, which is valued at over $2.5 million. We have another $1.2 million in retirement funds. He has a $1 million life-insurance policy. We intend to retire within three years, sell this home, and relocate within California to a smaller home costing...
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Six months into an historically-lethal pandemic that potentially threatens everybody on the planet is probably a pretty good time to update or begin your personal financial checklist —In case you unexpectedly check out. Many people, and especially long-time career federal civil servants are almost certainly worth more dead than alive, and by a lot more than they think. Especially true if you can leave a lifetime indexed-to-inflation survivor annuity, subsidized lifetime health insurance coverage, life insurance and more. But how much more? Do you have a clue? Can you think of a better time for a personal tune-up? Benefits expert Tammy Flanagan has spent most of her adult life, in addition...
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Overview of the worldwide Cancer Insurance market: There is coverage of Cancer Insurance market dynamics at the country level in the respective regional segments. The report comprises competitive analysis with a focus on key players and participants of Cancer Insurance Industry covering in-depth data related to the competitive landscape, positioning, company profiles, key strategies adopted, and product-profiling with focus on market growth and potential. Request For Exclusive Sample PDF along with few company profiles China Pacific Insurance New China Life Insurance On the basis of the end users/applications, Get Chance of 20% Extra Discount, If your Company is Listed in Above Key Players...
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Norm Allen is no stranger to leadership roles at University of the Pacific. His leadership goes back to his undergraduate days on the Stockton Campus, when he was student body president and a residence hall assistant. He also attended Pacific's McGeorge School of Law, where he served as a writer and editor on the Pacific Law Review. “You just knew he was destined for greatness,” said Judy Chambers, former Pacific vice president for student life. “I still remember meeting Norm as a freshman and asking him what he wanted to do with his life. He told me he wanted to be a U.S. senator, so I said—why not president?” Allen took the helm as chair of Pacific’s...
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As a child, and especially as a teenager, there is nothing more you want from life than to be a grown up. To be able to live life as you want to, with no parents telling you what to do, no rules about drinking, smoking and all those things that look so attractive from way ‘down there’. But, let’s be honest, once you are grown up, you find adulthood to be a never ending stream of bills and payments, from mortgages to insurances, and, as an adult, even though we do know the importance of these, there are some we simply choose to forget about, and just not pay. You would think that protecting your home and it’s contents from acts such as fire and theft would be a no...
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Adult Education Full-Time Instructor/Transition Coach Job description Adult Education Full-Time Instructor/Transition Coach Northeast State Community College is an open‐access, public, comprehensive community college that advances lifelong learning and strengthens the economic and social/cultural aspects of the community. To facilitate teaching, learning, service, and student success, the College provides innovative, high‐quality, and relevant associate, certificate, and career‐focused educational programs and services. We’re nestled in the beautiful Northeast region of Tennessee, in the middle of the Tri-Cities. We offer eligible employees a comprehensive benefits package that includes...
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Who Was Belle Gunness? Norwegian born Belle Gunness immigrated to the U.S. in 1881. A series of suspicious fires and deaths (mostly resulting in insurance awards) followed. Belle also began posting notices in lovelorn columns to entice wealthy men to her farm, after which they were never seen again. Authorities eventually found the remains of over 40 victims on her property, but Belle disappeared without a trace. Early Life Belle Gunness was born Brynhild Paulsdatter Strseth on November 22, 1859 in Selbu, Norway. The daughter of a stonemason, Gunness immigrated to the United States in 1881 in search of wealth. What followed were a series of insurance frauds and crimes, escalating in size...
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Life Insurance Riders © FatCamera/Getty Images An older couple sitting together on a rocky beach. A basic life insurance policy offers financial protection for your loved ones after you pass away. It can keep them from being burdened by your debt or the costs of your funeral. But sometimes you need more than just a basic policy. If that's the case, you can purchase a life insurance rider to add extra benefits to your life insurance policy. In this article, we'll explain what a life insurance rider is, what types of riders you can get and whether or not they're worth the extra cost. What is an insurance rider? An insurance rider is an add-on policy that provides additional coverage and...
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Why Having the Proper Insurance is Important for Millennials It’s beneficial for millennials to understand the importance of having the proper life insurance coverage. You never know when the unexpected can happen, so making sure you and your loved ones are protected with a life insurance policy is a safe way to ensure a secure future for everyone. Life Insurance in Numbers Currently, more consumers say they “need” insurance than they say “own them.”6 Specifically, 1 in 5 adults who don’t have life insurance say they need coverage.4 Furthermore, 1 in 5 adults who have life insurance say they don’t have enough. So if nearly 20 percent say they don’t have enough, how many are millennials?...
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As a father, you are responsible for your child, not just physically but emotionally and financially. With medical bills, insurance claims, emergency funds and savings being some of your primary financial obligations, preparing for it will help you navigate your finances better. For new fathers and father-to-be, it’s a totally different journey, especially this father’s day. The anticipation of parenthood and the process of ensuring a comfortable life for the little one starts right off. You know that as a father, you are responsible for your child, not just physically but emotionally and financially. With medical bills, insurance claims, emergency funds and savings being some...
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