Life insurance direct ↝ Life insurance

Buy Life Insurance Direct Online Now

Buy Life Insurance Direct Do you want to buy life insurance direct online from a top-rated insurance company offering affordable rates and safe, secure protection for your family? When you buy life insurance online direct you save yourself time, the hassles of taking a physical, and waiting 6-8 weeks to get your life insurance policy. Benefits of Buying Direct Life Insurance: Start your life insurance today No Medical Exam, just some health questions Apply online in under 20 minutes 30 day Money-Back Guarantee Backed by MassMutual rated "A++" by AM Best Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified...

So You Want to Be a Life Insurance Direct Marketer , Pinney Insurance

Many of the agents we talk to aren’t ready to make this leap. No one has told them about the reality of direct marketing. As a result, their efforts are likely to fail. They often ask for advice on marketing tools and website design, but those steps come further in the process than most agents realize. At this stage, you shouldn’t be thinking about a website URL or how to find a good web designer. You have a lot of groundwork to lay first—in fact, your success depends on it. Here’s what Ryan Pinney has to say about becoming a direct marketer in today’s crowded marketplace – the considerations, the financial realities, and how long it may take before you see a profit. Step 1: Define Your...

Non-life insurers’ gross direct premium grows 13% in FY19 - The Financial Express

New India Assurance, the country’s biggest general insurance company, continued its dominant position with a market share of 14.06%, while in the private sector ICICI Lombard remained on the top with a market share of 8.52%. General insurance companies reported gross direct premium collection of Rs 1.70 lakh crore in the financial year 2018-19, an increase of 13% year-on-year. Growth in the non-life insurance sector was largely due to a surge in health insurance and crop insurance, say market participants. Among the 25 general insurer players, only two leading public sector insurers — National Insurance and United India Insurance — saw negative growth in their premiums in the previous...

Life Insurance Purchasing Habits Changing as One in Four Consumers Now Prefer to Buy Direct, Life Happens

Windsor, Conn., and Arlington, Va. – July 27, 2011 – It has long been said that life insurance is a product that is sold, not bought. Yet a new study finds that Americans’ preferences for purchasing life insurance are shifting towards direct buying methods. While two thirds of consumers (64 percent) still prefer to buy life insurance from an insurance or financial professional, that number is down from 1996, when 8 in 10 (80 percent) preferred to buy the product face-to-face. Today, more than one in four adults (26 percent) prefer to purchase life insurance direct via the Internet, mail or over the phone. “Obviously, the Internet has fundamentally changed consumers’ buying practices over...

Insuring with OnePath, Insurance, OnePath

Insuring with OnePath Our insurance capabilities Working in partnership with OnePath can help you protect more clients, in more markets. Based on your feedback, we’ve also developed a superior adviser experience every step of the way. We pay over $2.5 million in claims each business day. We approach every claim with a commitment to do whatever we can to process it as quickly, correctly and efficiently as possible. assigning each individual claim to a specialist claims assessor who will work with you, your client, and their family, from start to finish requesting as much information as we can upfront committing and delivering on our service standards upholding a personable and professional...

Gerber Life Insurance Direct Online Sales Platform Selected by 50 Insurer CIOs for Novarica Research Council Impact Award

Gerber Life Insurance will receive an Impact Award from the Novarica Insurance Technology Research Council, a peer community of hundreds of insurance industry CIOs. Fifty CIO council members reviewed dozens of case studies to select the winners for the 8th annual awards. Gerber Life developed a digital sales and underwriting system to support the direct-to-consumer channel. Custom built over four years, the system has supported 7-10% annual growth in its business, along with a 72% reduction in underwriting time and a 75% improvement in speed to market. “Gerber Life’s digital-optimized core system is a great example of the impact that technology investments are driving for insurers,” says...

Life Insurance Direct questions premium price spike, Professional Planner

lifeinsurancedirect.com.au is questioning whether the current spike in premiums on life insurance offered by insurers to consumers via financial advisers amounts to price gouging. “We have received letters from a number of top insurers, some of them indicating premium price rises of up to 20 per cent,” said CEO, Russell Cain. “All of these insurers cite sustainability as the reason behind the price hike.” But Mr Cain said the price increases, which will make it more expensive for consumers to buy life insurance via advisers, comes at a time when large insurers are campaigning to slash commissions paid to advisers. “Logically, lower commissions should mean cheaper premiums for consumers,...

Gross direct premium of non-life insurers crosses ₹1.5-lakh crore - The Hindu BusinessLine

Registers 17.47% year-on-year growth: IRDAI Gross direct premium of non-life insurers has crossed ₹1.5 lakh crore by March 31 this year, with the industry registering a growth of over 17 per cent. Data released by the Insurance Regulatory and Development Authority of India (IRDAI) on Wednesday revealed that gross direct premium underwritten by non-life insurers touched ₹1,50,615.32 crore in 2017-18, a growth of 17.47 per cent over the previous year. This is, however, lower than the 32 per cent increase in gross premium income of non-life insurers of ₹1,28,214.43 crore in 2016-17. The growth trend for March 2018 was also below average at 15.48 per cent, with total gross direct premium...

Visser v 1 Life Direct Insurance Limited (1005,13) 2014 ZASCA 193; 2015 (3) SA 69 (SCA) (28 November 2014)

South Africa: Supreme Court of Appeal You are here: SAFLII >> Databases >> South Africa: Supreme Court of Appeal >> 2014 >> [2014] ZASCA 193 Visser v 1 Life Direct Insurance Limited (1005/13) [2014] ZASCA 193; 2015 (3) SA 69 (SCA) (28 November 2014) THE SUPREME COURT OF APPEAL OF SOUTH AFRICA Coram: Cachalia, Willis, Swain JJA and Fourie AJA Delivered: 28 November 2014 Summary: Life insurance policy – repudiation by insurer – alleged misrepresentation and non-disclosure by deceased of pre-existing medical condition – insurer failing to discharge onus. On appeal from: South Gauteng High Court, Johannesburg (Mabesele J, sitting as court of first...

ASIC’s review of direct life insurance finds high cancellation rates and poor claims outcomes - AdviserVoice AdviserVoice

ASIC’s review of direct life insurance sales has found that sales practices and product design are leading to poor consumer outcomes. ASIC’s Report 587 released today reveals that: Consumers are cancelling their policies in very high numbers: one in five of all policies taken out were cancelled in the cooling off period one in four of all policies that remained in force beyond the cooling off period were cancelled within 12 months three in five of all policies sold were cancelled within three years. life insurance sold direct compares poorly with other channels when it comes to claims: 15% of claims are declined, with 27% of claims withdrawn. ‘Life insurance is a long-term...