Benefits of life insurance

5 Compelling Benefits of Life Insurance, The Motley Fool

Many people take out a life insurance policy in order to protect family members in case the insured person, usually the breadwinner, dies unexpectedly. In fact, life insurance policies are a great way of transferring risk from your family to your insurance provider. Companies dealing in the life insurance business write so many policies that they are basically risk-neutral, so the companies don't need to bother about whether they have to pay out benefits in case a policyholder dies. While this business is a win-win for both the policyholder and the insurance company, a variety of other advantages of life insurance policies also deserve attention: Fatal accidents happen all the time and,...

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Life Insurance — Human Resources

Life Insurance MetLife Group Life Insurance administers the University of Louisville's life insurance benefit. Life insurance helps protect your family's standard of living, avoids leaving debt behind and provides security for years to come. If eligible (see eligibility requirements below), you are automatically enrolled in Basic Life and Accidental Death and Dismemberment Insurance at no cost to you. For an additional cost, employees may purchase Supplemental Life and Dependent Life Insurance. View 2020 Life Insurance Rates. MetLife Group Life Insurance Contact Information Metropolitan Life Insurance Company - Group Life Claims Eligibility Requirements Active employee must be full-...

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Life and AD D Insurance , Human Resources, Washington University in St. Louis

Washington University offers its employees and their families five different plans to meet their individual life insurance needs through the convenience of payroll deduction. Death of a WashU/WUSM employee, retiree or dependent If you are the surviving spouse, domestic partner, or dependent of a deceased WashU employee or retiree, or an active employee who has lost an insured dependent, please notify: Regular full time (100% FTE) faculty or staff members are eligible for free term insurance after six months of continuous service. Regular part time faculty or staff members ( working 50% – 99% FTE) are eligible for other plans. Eligible employees may enroll in one of the following plans...

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How Living Benefits of Life Insurance Could Help Protect Your Future, Western Southern Financial Group

Living benefits policies could help you maintain your standard of living if you are unable to work due to an accident or illness. These benefits could help protect you and your loved ones from financial hardship if the unexpected happens. Of course, you may have health insurance to pay for medical costs, but how would you finance your everyday life if you were unable to work? No one expects this hardship, but it is an unfortunate reality for many people. For many, living benefits offer added security in an uncertain world. Living Benefits for Life Insurance You may know life insurance offers a death benefit, but did you realize many policies also offer living benefits? Depending on your...

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Why you need Life Insurance - Benefits - Great Eastern Life Malaysia

Take care of your loved ones Taking care of your loved ones – your spouse or partner, your children or your aged parents or other dependents – means their lives will go on, if you are no longer around. To do that, entails preparing adequate cover for your family’s day-to-day household expenses such as housing, utilities, and education. No matter where you live, the cost of living will only get higher. If you are the primary breadwinner, then life insurance will ease the financial burden and stress that your absence will bring. Even though the future may seem distant and disconnected, it’s always good to have a sound financial plan now to “back-up” your income for your family who will need...

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Why buy group insurance, Employers, Employee Benefits - AIG Life

Why should employers buy group life insurance for their employees? Protecting the families of employees is important to paternal employers. We explore why more employers should be thinking about group life insurance. Group life insurance [link to new GL page] is a popular employee benefit; commonly arranged to provide a lump sum payment to an employee’s family should they die while employed by the company. Also, for businesses thinking about expanding their employee benefits package, it is the perfect complement to a workplace pension, often the first building block. Here are some of the most compelling reasons why employers should consider providing this benefit to their staff. In a...

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Death Benefit Of Life Insurance Explained - Life Ant

NEWS & ARTICLES INSURANCE GUIDE The death benefit is the amount of money that is paid out when a valid life insurance claim is filed. The death benefit is paid to the stated beneficiaries of the contract, which are determined by the owner before the insured person is deceased. The death benefit is used to provide income for those that rely on the insured person as a provider. If no beneficiaries remain living, or if no beneficiaries are stated on the contract, the full value will normally go to the estate of the insured. Face Amount The death benefit paid is most often also the face amount of the contract. The face amount is the initial amount of money, which is stated on the face of...

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Living Benefit Life Insurance Life Insurance, Mortgage Protection, Medicare Supplement

Living Benefit Life Insurance We have all heard of life insurance that provides financial support to your family if you were to die prematurely. However, what if you suffer from a heart attack, stroke or other critical or chronic illness and live!? The probability of a such a health event is much higher than premature death. In fact, three out of every four people over the age of 40 will experience a critical or chronic illness in their lifetime, and face financial hardship as a result. Living benefit life insurance protect you and your family against both your premauture death and the occurance of a critical or chronic illness or an assident that leaves you unable to fend for...

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Living Benefits of Life Insurance, Chill Insurance Ireland

Living benefits of Life Insurance Additional life cover options If you were diagnosed with an illness tomorrow, how would you cope? How would your family cope? Aside from the emotional strain, there is a financial strain to also think about. Imagine the consequences this would have on your lifestyle if you had to leave your job due to an illness. Could you pay the mortgage? Household bills? Send the kids to school? How would your family survive if part or all of the income suddenly came to a halt? Life insurance offers much more than a financial benefit, it offers peace of mind. The living benefits that life insurance policies offer are in place to not only provide a financial support, but...

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Benefits of Life Insurance

Benefits of Life Insurance In an average family we usually have one or two breadwinners and more number of dependents. In order to secure the future of you family in case of any unlikely event, it would always be advisable to get your life insured in advance. Insurance companies offer several options for life insurances in order to give their clients more facilities to choose from. Here are six reasons why one must have a life insurance policy: Securing future of your loved ones: The expenses of a family keep on increasing as the age of the members increase. These include high tuition fees, marriages, home, and other social obligations. To make their life safe and secure, one must always...

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