Shopping for life insurance may not be fun or exciting, but it is important. If you have family members who depend on you, it is important to have sufficient life insurance coverage in place. Life insurance is designed to protect those you care about and give them the financial stability they need in the event of your death. If you have not yet thought about buying life insurance, now is the perfect time to get started. Many people put off shopping for life insurance because they fear it will be too expensive. That is certainly understandable. After all, there are so many important things competing for your limited resources – from rent or mortgage payments to grocery bills to saving for...
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Saving Money with Affordable Life Insurance The term affordable life insurance is anything but a contradiction. In fact, depending on how you view your life insurance needs and goals, low cost life insurance is readily available in any number of forms for those seeking to protect the ones they love. That said, consumer advocates and insurance providers alike stress that bargain hunting for life insurance is the wrong way to go about it. Whether you live in the now and opt for affordable premiums in the short term, or prefer to look ahead to long term low cost life insurance in the form of a whole life insurance plan, the key is finding a policy that provides you with the best value for your...
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Literary genius Oscar Wilde once said that a cynic was 'a man who knows the price of everything and the value of nothing'. Drawing parallels with life insurance, ask those families who have lost their loved ones and received life insurance payouts as death benefits. Their stories are those of survival and how timely financial planning by the deceased helped steady their finances in a moment of grief. They wouldn’t label insurance as an expense, rather an ‘investment’. Here are a few facts that will help understand what makes term plans affordable: 1. No Fund Management Charges Term insurance plans unlike money-back plans, do not have a fund that needs to be invested and monitored. Hence,...
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When it comes to protecting your family, health and life insurance go hand-in-hand. Both offer their own set of values and with a little research, you can discover the right health and life insurance policies for your needs. At HealthMarkets Insurance Agency, we have thousands of knowledgeable, licensed representatives who are eager to assist you in comparing health and life insurance plans. Insurance Plans: A Closer Look Health Maintenance Organization: HMOs may offer health services through a specific network of providers that may come with fewer options but are also less costly. Preferred Provider Organization: PPOs may provide you with a little more flexibility than HMOs, but may cost...
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The #1 determining factor when it comes to purchasing the most affordable life insurance coverage is you. The price you pay for affordable life insurance coverage is primarily based on your overall risk to the life insurance company. The less of a risk you are to the life insurance company having to pay out a death claim, the lower the price you pay for coverage. The more of a risk you are to the life insurance company, the more you will be required to pay for the life insurance coverage. Top Quote Life Insurance can help you find affordable life insurance options. You can always compare life insurance rates here with our instant quote form or by simply contacting us toll free at (888) 777-...
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Whether you’re buying new shoes, or a new car, or just toothpaste, finding a great deal feels like one of life’s little triumphs. And life insurance is no different. Today we’re sharing four tips to help you get affordable term life insurance policies in Columbiana. Unlike shoes or toothpaste, when it comes to life insurance, you can’t just focus on price, when your family’s financial future could be at stake. Learning about insurance providers, as well as the various types of life insurance policies in Columbiana can be the key to getting great coverage at an affordable price. With that in mind, we’ve put together some tips to help you find affordable term life insurance that addresses...
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If you are like many people, you may be worried about your family’s finances after you pass away. While you may be interested in setting up life insurance to address this concern, you may believe that coverage is not affordable, or at least that it is too expensive for your budget right now. Perhaps you are concerned that you would not pass a medical exam required to get life insurance, or you may simply not want to hassle with an exam. The good news is that you may be able to set up affordable life insurance with no medical exam required. Many people overestimate the cost of coverage and are pleasantly surprised to learn how affordable it can be to purchase desired coverage with or without...
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Franklin, TN – February 6, 2019 – Franklin Madison, a long-time leader in insurance marketing serving financial institutions, today announced a partnership with Ethos, the company making life insurance accessible, affordable and simple. Through this partnership, Ethos’ term life insurance offering will be offered to the over 3,500 financial institutions Franklin Madison serves. Life insurance is a critical component of a person’s financial security, yet only 59 percent of Americans have life insurance today. This coverage gap is largely due in part to the incredible friction in the traditional application process with weeks of paperwork, blood tests and medical exams that deter...
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Make Sure Your Life Insurance Is Portable, Convertible, and Affordable Shopping for something as expensive and as important as life insurance can be stressful, especially since it is an intangible commodity. Not only is it stressful, but it can also be confusing, which can lead to mistakes – mistakes that can have costly consequences. In most circumstances, the biggest mistake that people make is not truly understanding their policy. While there are many important factors that policyholders should be aware of, the most important are portability, convertibility, and affordability. Portability In the insurance world, when you talk about portability that means that you’re able to...
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Life insurance is an important type of coverage that many people would benefit from. It provides you with essential benefits that can cover funeral costs, supplementation of lost wages and more. This monetary support may be essential for your loved ones’ financial well-being after your passing. However, there is a general perception or assumption that this type of coverage is too expensive for the average person. You may not think that you can afford to make the monthly premium payment, or you may believe that the premium would be too high. Some people think that it would be better to simply save the money in an interest-bearing account on their own rather than to pay a premium. However,...
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