Finding Affordable life insurance coverage with cerebrovascular disease Most people think of cerebrovascular disease as someone that has had a stroke or mini-stroke. By definition, cerebrovascular disease is a disease that occurs in the blood vessels of the brain. Typically the oxygen supply to the brain is cut off. Often, the most common causes of cerebrovascular disease is high blood pressure and plaque buildup in the arteries to the brain. Many times a brain scan such as a CT and/or MRI must be done to confirm that a stroke or some cerebral event occurred. Signs and symptoms that a stroke or event may have occurred include: weakness, numbness, headaches, dizziness, nausea, vomiting,...
Continue reading...
4 reasons that make term insurance a must-have 4 reasons that make term insurance a must-have The lifestyle that we lead today is vastly different from only a decade ago. The dangers surrounding our lives have also increased significantly. It has become exceedingly crucial to purchase an insurance policy for protection against them. A standard and affordable life insurance policy is term insurance, which provides substantial coverage amount for a specified period at minimum premiums. There are different types of policies made available by term insurance providers to suit varying requirements. When you buy policy online, you must analyze and pick the plan that appropriately satisfies your...
Continue reading...
Guest Post by Lukas Perry, Farmers Insurance and Financial Services – Lukas Perry Agency The somewhat emotional angst of simply hearing the words, life insurance, can be daunting to a vast number of us. While there are certain stigmas associated with this type of insurance, many do not understand the true importance or value that this can offer someone at any stage of their life. Often as a result, they neglect seeking more information. Whether it is the belief of not needing the coverage or the frequently misconceived affordability, there is a life insurance solution for everyone. It is crucial to speak with a professional to help you determine the type of coverage that is most suitable,...
Continue reading...
Cigna and Banner Health Reach Long-Term Agreement to Keep Quality Care Affordable PHOENIX, May 5, 2020 /PRNewswire/ -- Cigna (NYSE: CI) and Banner Health have reached a long-term agreement that ensures Cigna customers will have access to quality care at Banner hospitals at predictable, affordable rates. "This new agreement represents a great step forward in health care for all of the people we serve – the Arizona employers and their employees and families who pay for care," said Kim Shepard, president of Cigna's Arizona market. "I'm grateful to Banner Health and its team for their true collaboration during this negotiation and their commitment to creating an environment that advances...
Continue reading...
Term Insurance is when you pay a specified premium for a designated amount of time for a locked-in face amount. For instance, if someone buys a 500k term life insurance policy for 20 years, then they are covered with life insurance for 20 years. When the term period is over, the policyholder may have a few options. In some cases, the policyholder can convert their term policy into a permanent policy, shop for new life insurance (higher rates than the previous term due to older age), or terminate their life insurance coverage. TM Professionals offers competitively priced policies which can be very affordable for term life insurance in Covina, CA. TM Professionals has access to major A-rated...
Continue reading...
Life insurance and endowment insurance are two products that may seem similar at first glance, but are actually quite different. So how do you compare the two types of products and how do you know which one to get? We break down their differences below. Table of Contents How Are Life and Endowment Insurance Policies Similar? Life and endowment insurance policies are most similar in their structure. You can have either policy as either a term policy or a whole life policy. A term life policy is a policy that you keep over a set number of years. When the plan matures, you will either get a payout or your policy will end. A whole life (or whole of life) policy means the policy will be in place...
Continue reading...
Protect What Matters Most! Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. If you're considering securing you and your family’s financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it! Types of Life Insurance: Term Insurance, the most affordable type of insurance when initially purchased, is designed to meet temporary needs. It provides protection for a specific period of time (the "term...
Continue reading...
Auto Insurance You trust your credit union to offer insurance products and services to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage Auto Insurance Program. Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service. If you haven’t compared auto insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings. Home Insurance You trust your credit union to offer products and services to help you do more...
Continue reading...
Shopping for life insurance may not be fun or exciting, but it is important. If you have family members who depend on you, it is important to have sufficient life insurance coverage in place. Life insurance is designed to protect those you care about and give them the financial stability they need in the event of your death. If you have not yet thought about buying life insurance, now is the perfect time to get started. Many people put off shopping for life insurance because they fear it will be too expensive. That is certainly understandable. After all, there are so many important things competing for your limited resources – from rent or mortgage payments to grocery bills to saving for...
Continue reading...
Saving Money with Affordable Life Insurance The term affordable life insurance is anything but a contradiction. In fact, depending on how you view your life insurance needs and goals, low cost life insurance is readily available in any number of forms for those seeking to protect the ones they love. That said, consumer advocates and insurance providers alike stress that bargain hunting for life insurance is the wrong way to go about it. Whether you live in the now and opt for affordable premiums in the short term, or prefer to look ahead to long term low cost life insurance in the form of a whole life insurance plan, the key is finding a policy that provides you with the best value for your...
Continue reading...
