Cover to drive other cars only applies if it’s shown in Section 5 of your Swiftcover certificate of motor insurance, and the cover provided is limited to third party only. Motor insurance.
We’ll increase your No Claims Discount (NCD) for every claim-free period of insurance you have with Swiftcover. Remember, your NCD is not transferable to another person – except in exceptional circumstances and with our written agreement.
Head to your personal online account and make your changes there. It's secure, fast and easy. And it's free of admin fees.
If you add or change a driver, it could result in your premium rising or going down. The new price will be worked out in an instant online. Keep all your details up-to-date, because your cover could be affected if anything isn't correct.
You only need to do so if we ask you. If you do, a renewal notice from your previous insurer will work perfectly.
E-mail us firstname.lastname@example.org, or post to Swiftcover, Swift Court, Fudan Way, Stockton-on-Tees, TS17 6EN. We won't be able to return any proof of NCD, so it's a good idea you take a copy before posting it to us.
Your proof of No Claims must be:
Issued by your previous insurer in England, Scotland or Wales
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Earned in England, Scotland or Wales on a private car, or
Earned in England, Scotland or Wales on a motorbike by a policy holder aged 22 or over
In your name as the policy holder
Earned on a full UK or EU licence, and used to insure one vehicle only
It can take up to three working days to process a proof of no claims discount. Check your e-mails and online account for any updates, but you don’t need to call us to check.
Well, a No Claims Discount saves you money – so you might want to keep it safe. You can protect it when you take out or renew your policy – and if you’re eligible to protect the discount you’ve built up, we’ll offer you the chance to do it then.
You can protect your No Claims Discount within 30 days of your policy start date – but if you miss the deadline, you won’t be able to add it for another year.
With protection for your NCD, you won’t lose it if you:
Make only one claim in any one policy year
Make two claims in a consecutive three-year period
Included in Swiftcover comprehensive car insurance
Lifetime guarantee on repairs from our approved network for as long as you own the car
We will return any No Claims Discount and Excess if you are not to blame
Subject to availability following a valid claim.
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If your car can't be driven following damage covered by your policy.
Subject to availability. 3 door l litre manual car provided for a maximum of 14 days. Terms, conditions, exclusions and limitations apply.
From our approved network for as long as you own your car.
You'll get back your no claims discount and excess if your car is damaged by an uninsured driver. You will need to provide the make, model and registration number of the other car in the event of a claim. Applies when you are not to blame. The policy wording contains full details on all the cover available from Swiftcover car insurance. You can also enjoy extra peace of mind by choosing our cover options.