Over the years we've built up extensive industry knowledge, resulting in a clear and flexible expert service. As such, we can provide detailed information to help you compare life cover online and make an informed decision. Life insurance quotes online.
When you use our online life insurance comparison service to get quotes, we'll ask the provider to reduce our commission which lowers your premium. This means our rates are more competitive than buying direct from insurers or your bank.
When deciding on the right life insurance policy for you, it may be worth taking into consideration the amount of money you would need to leave behind in order to protect your loved ones, should anything happen to you. This sum should take into account their financial situation, as well as any outstanding debts you may have, such as a mortgage.
Home contents insurance
Mortgage Protection Life Insurance may be a good option to consider if you're looking for a policy to pay off a repayment mortgage after your death. You select the cover and term to match your mortgage debt. With this policy, as your mortgage decreases the level of cover will decrease over the term. This can be a cheaper option because the cover reduces and typically this type of policy only covers your mortgage repayments and not any other debts you may have, such as credit card debts or bank loans. This policy could be right for you if want to ensure that your partner will not lose their home as a result of your passing.
Level Term Life Insurance provides a fixed level of cover, defined by you, for the policy term - so premiums tend to be higher. You may want to consider this option if you have dependents who may struggle without your income, such as children or a partner. This kind of policy may help those left behind with any outstanding debts and mortgage repayments. You could use a level term policy to leave a little extra behind to cover future expenses like university fees or holidays and even cover the cost of your funeral.
Our guide on How To Choose Life Insurance can assist when you are looking to select a suitable type of policy for your circumstances.